Loan Platform App Add
Loan Platform Application Addition
Loan Platform Application Addition is a jXchange service designed to allow consumers to add loan applications.
Message Flow
In jXchange, the Loan Platform Application Addition service uses a typical
exchange of MType
messages
to allow consumers to add loan applications.
Primary Request
The consumer forwards the LnPltfmAppAddRq_MType
message to
the service provider.
The message contains the following simple element:
- PltfmAppActnType
The message contains the following complex elements:
Custom_CType
MsgRqHdr_CType
PltfmLnAppAdd_CType
The message contains the following array:
ErrOvrRdInfoArray_AType
Primary Response
The service provider returns the LnPltfmAppAddRs_MType
message to
the consumer.
The message contains the following simple elements:
- PltfmId
- RsStat
The message contains the following complex elements:
AccountID_CType
Custom_CType
MsgRsHdr_CType
The message contains the following array:
DocLocArray_AType
LnPltfmAppAddRq_MType
LnPltfmAppAddRq_MType
is a message
MType element.
Contains:
Custom_CType
ErrOvrRdInfoArray_AType
MsgRqHdr_CType
PltfmLnAppAdd_CType
Simple Elements
The following simple elements are contained within this message.
- PltfmAppActnType
The action to take when a platform application is submitted. Canonical values are:
- *Orign - Validate required platform fields and save submitted data to platform database for work to be completed via platform UI later.
- GenDocs - Validate submitted data to final destination (Core), generate documents and save this data to platform database.
- LoadAcct - Validate complete, docs generated, requested, and signed, load this new customer/account to the final destination (Core).
- NoActn - No action, allowing the user to park the application and resume working on it at a later time.
- LoadCust - Load customer, allowing the user to create customer identifier records for the customer information submitted.
Note: InPltfmAppAddRq_MType
, the default value is Orign if the element is left blank or empty.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
ErrOvrRdInfoArray_AType
ErrOvrRdInfoArray_AType
is an array
AType
element. This is an array of overrides for
faults.
Contains:
ErrOvrRd_CType
ErrOvrRd_CType
ErrOvrRd_CType
is a complex CType
element. This
element is used to override errors created in a previous request. This element is
optional.
Simple Elements
The following simple elements are contained within this complex.
- BusSvcType
- The business service type used to convey certain Add and Mod message handling. The canonical value is NoValidate.
- ErrCode
- The error code.
MsgRqHdr_CType
MsgRqHdr_CType
is a complex CType
element. This is
the default message request header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
PltfmLnAppAdd_CType
PltfmLnAppAdd_CType
is a complex
CType
element. It contains the complex for submitting a
loan application.
Custom_CType
PltfmCommLnAppAdd_CType
PltfmConsmLnAppAdd_CType
PltfmResLnAppAdd_CType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PltfmCommLnAppAdd_CType
PltfmCommLnAppAdd_CType
is a complex CType
element. It contains the complex
for submitting a commercial loan application.
Contains:
Custom_CType
PltfmAppCommInfo_CType
PltfmAppLnInfo_CType
PltfmCommCollatInfo_CType
PltfmCommCollatInfoArray_AType
PltfmCommCollatInfo
. If there are multiple collateral items, use the
PltfmCommCollatInfoArray
to capture additional collateral item
information.Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PltfmAppCommInfo_CType
PltfmAppCommInfo_CType
is a complex
CType
element.
Contains:
AcctInfo_CType
AflEntityNameArray_AType
CorpPrincArray_AType
CorpStmtArray_AType
ExecOffcAddr
referencesAddr_CType
ExecOffcPhoneArray
referencesPhoneArray_AType
GuarAppInfo_CType
LocalAddr
referencesAddr_CType
LocalPhoneArray
referencesPhoneArray_AType
PrevTradeNameArray_AType
TradeNameArray_AType
Simple Elements
The following simple elements are contained within this complex.
- BusActCode
- Describes the nature/activity of a business/corporation.
- CorpLegalOrgDt
- The original date when a company was incorporated.
- CorpLegalOrgLoc
- The original location where a company was incorporated.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- FranchiseName
- The name of the franchise.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NAICSCode
- A valid NAICS (Northern American Industry Classification System) code. Value is passed from the service of record during the pilot phase.
- TaxId
- The tax identifier. It includes the
OvrrdInstRtId
,MaskVal
,Rstr
, andSrchType
attributes.
AccntInfo_CType
AccntInfo_CType
is a complex
CType
element.
Contains:
AccntAddr
referencesAddr_CType
AccntName
referencesPersonName_CType
AccntPhone
referencesPhoneInfo_CType
AccntAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
AccntAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
AccntName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
AccntName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
AccntPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
AccntPhone
references PhoneInfo_CType
.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
AflEntityNameArray_AType
AflEntityNameArray_AType
is an
array AType
element. This is an array of ACH affiliated
entities for a corporation.
Contains:
AflEntityNameInfoRec_CType
AflEntityNameInfoRec_CType
AflEntityNameInfoRec_CType
is a
complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AflEntityName
- The name of affiliation entities for a corporation.
CorpPrincArray_AType
CorpPrincArray_AType
is an array
AType
element. This is an
array of principal individuals that are part of a corporation.
Contains:
CorpPrincInfoRec_CType
CorpPrincInfoRec_CType
CorpPrincInfoRec_CType
is a complex
CType
element.
Contains
PrincAddr
referencesAddr_CType
PrincName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- PrincBirthDt
- The date of birth.
- PrincEmplTitle
- The title an employee holds in a corporation or business.
- PrincTaxId
- The tax identifier. It includes the
MaskVal
,Rstr
, andSrchType
attributes.
PrincAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
PrincAddr
references the Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PrincName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
PrincName
references the PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CorpStmtArray_AType
CorpStmtArray_AType
is an array
AType
element. This is an array of corporate/business
statements.
Contains:
CorpStmtInfo_CType
CorpStmtInfo_CType
CorpStmtInfo_CType
is a complex
CType
element. This is a complex of corporate/business
statements.
Simple Elements
The following simple elements are contained within this complex.
- CorpStmtAuxDesc
- A free-form description to be used with other corporate statement types.
- CorpStmtBegDt
- The corporate statement represented beginning date.
- CorpStmtDt
- The corporate statement represented by a specific date.
- CorpStmtEndDt
- The corporate statement represented ending date.
- CorpStmtFiscalYr
- The corporate statement represented fiscal year.
- CorpStmtType
- The type of corporate statements for a commercial loan application.
Canonical values are:
- AcctRecv
- BusPln
- FinStmt
- FranchiseAgreement
- IncmTax
- InventorySched
- Oth
- OutstandingJudgements
- ProjectPln
- CorpStmtYr
- The corporate statement represented calendar year.
ExecOffcAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains executive officer address information.
ExecOffcAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
ExecOffcPhoneArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
ExecOffcPhoneArray
references PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
GuarAppInfo_CType
GuarAppInfo_CType
is a complex
CType
element. This element is optional.
Contains:
GuarAddr
referencesAddr_CType
GuarCollatHolderAddr
referencesAddr_CType
GuarCollatHolderName
referencesPersonName_CType
GuarPhone
referencesPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- GuarBnkRptcyYr
- The year that a guarantor for a commercial filed bankruptcy.
- GuarCollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- GuarCollatLienAmt
- The amount of any liens that exist on a loan collateral item.
- GuarCollatNonApplicant
- Answers the question: Are the owners of the loan collateral the
applicant for the loan? Canonical values are:
- false
- true
- GuarFinStmtIncl
- Answers the question: Has the guarantor for a commercial loan
provided financial statements? Canonical values are:
- false
- true
- GuarInsurPlcyAmt
- The amount of insurance for a specific policy.
- GuarInsurPlcyCode
- The code that describes the type of insurance policy.
- GuarInsurPlcyDedctAmt
- The amount of a deductible for collateral for an insurance policy.
- GuarInsurPlcyTerm
- The integer length of the term.
- GuarInsurPlcyTermUnits
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- GuarLegalName
- Used by entities like trusts, or businesses in the case where an
individual is doing business as a company, or when the legal name is different
than the
ComName
.
GuarAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
GuarAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
GuarCollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
GuarCollatHolderAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
GuarCollatHolderName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
GuarCollatHolderName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
GuarPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
GuarPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
LocalAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
LocalAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LocalPhoneArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
LocalPhoneArray references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
PrevTradeNameArray_AType
PrevTradeNameArray_AType
is an array
AType
element. This is an array of previous
trade names used by a corporation.
Contains:
TradeNameInfoRec_CType
TradeNameInfoRec_CType
TradeNameInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- TradeName
- Trade names used by a corporation.
TradeNameArray_AType
TradeNameArray_AType
is a array AType
element. This is an array of trade names
used by a corporation.
Contains:
TradeNameInfoRec_CType
TradeNameInfoRec_CType
TradeNameInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- TradeName
- Trade names used by a corporation.
PltfmAppLnInfo_CType
PltfmAppLnInfo_CType
is a complex CType
element. It
contains the submission of a loan application that contains the general information of the
application.
Contains:
LnTerm
referencesTerm_CType
PmtTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BallPmtAmt
- The balloon payment amount.
- BrCode
- The branch code.
- CrAppCode
- The code that further defines the type of loan credit application.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- FirstPmtDt
- The first payment date.
- IntCalcCode
- The interest calculation method.
- IntRate
- The interest rate.
- LnAppType
- The loan application type. Canonical values are:
- New
- Refi
- Renew
- RenewWithMod
- Mod
- LnRePmtSrc
- The sources that are used for the loan repayment.
- PltfmClsfPrimType
- Elements that further identify the type of loan or deposit products being searched for. For example, if Loan is selected for PltfmAcctTypeCode, then this field could be populated with Mortgage,Auto,Commercial,Ag,Equipment. For example, if Deposit is selected as PltfmAcctTypeCode, then this field could be populated with Checking,Money Market,Savings,CD.
- PmtCode
- The payment code. The payment code determines how the payment is applied to the loan.
- ProceedAmt
- The first advance amount for the new loan.
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- PurpCode
- Bank-defined and is used to define the purpose of the loan.
Canonical values are:
- CashOutRefi
- HomeImprov
- HomePurch
- Oth
- Refi
- RateIdxDesc
- The rate index description.
- RateType
- Types of interest rates. Canonical values are:
- Adj
- Fix
- Renew
- Vrbl
- RegionCode
- The code that identifies a financial institution's region that would encompass a group of branches.
LnTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
LnTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PmtTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
PmtTerm
references the Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PltfmCommCollatInfo_CType
PltfmCommCollatInfo_CType
is a
complex CType
element.
Contains:
CollatHolderAddr
referencesAddr_CType
CollatHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatLienAmt
- The amount of any liens that exist on a loan collateral item.
- CollatNonApplicant
- Answers the question: Are the owners of the loan
collateral the applicant for the loan? Canonical values are:
- false
- true
- CollatValAmt
- The current value of the collateral item.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
- InsurPlcyCode
- The code that describes the type of insurance policy.
- InsurPlcyDedctAmt
- The amount of a deductible for collateral for an insurance policy.
- InsurPlcyTerm
- The insurance policy's term.
- InsurPlcyTermUnits
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- LienClsf
- The expanse of the lien that is placed on collateral items offered for a loan.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- NonPurchCollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- PurchCollatAmt
- The amount of a loan that is used for the purchase towards the collateral of the loan.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatHolderName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PltfmCommCollatInfoArray_AType
PltfmCommCollatInfoArray_AType
is an array AType
element. This element is an
array of multiple collateral items.
Contains:
PltfmCommCollatInfo_CType
PltfmCommCollatInfo_CType
PltfmCommCollatInfo_CType
is a
complex CType
element.
Contains:
CollatHolderAddr
referencesAddr_CType
CollatHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatLienAmt
- The amount of any liens that exist on a loan collateral item.
- CollatNonApplicant
- Answers the question: Are the owners of the loan
collateral the applicant for the loan? Canonical values are:
- false
- true
- CollatValAmt
- The current value of the collateral item.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
- InsurPlcyCode
- The code that describes the type of insurance policy.
- InsurPlcyDedctAmt
- The amount of a deductible for collateral for an insurance policy.
- InsurPlcyTerm
- The insurance policy's term.
- InsurPlcyTermUnits
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- LienClsf
- The expanse of the lien that is placed on collateral items offered for a loan.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- NonPurchCollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- PurchCollatAmt
- The amount of a loan that is used for the purchase towards the collateral of the loan.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatHolderName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PltfmConsmLnAppAdd_CType
PltfmConsmLnAppAdd_CType
is a complex CType
element. It contains the complex
for submitting a consumer loan application.
Contains:
Custom_CType
PltfmAppBorwInfo_CType
PltfmAppCoBorwArray_AType
PltfmAppLnInfo_CType
PltfmConsmCollatInfo_CType
PltfmConsmCollatInfoArray_AType
PltfmConsmCollatInfo
. If there are multiple collateral
items, use the PltfmConsmCollatInfoArray
to capture additional collateral
item information.Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PltfmAppBorwInfo_CType
PltfmAppBorwInfo_CType
is a complex CType
element.
Contains:
BorwAddr
referencesAddr_CType
BorwAppAssetLiabInfo
referencesPltfmAppAssetLiabInfo_CType
BorwDeclAppInfo
referencesDeclAppInfo_CType
BorwDepdentArray
referencesDepdentArray_AType
BorwEmailArray
referencesEmailArray_AType
BorwEmplArray_AType
BorwEmplInfo
referencesEmplInfo_CType
BorwHousingTerm
referencesTerm_CType
BorwIncmInfo
referencesIncmInfo_CType
BorwMailAddr
referencesAddr_CType
BorwName
referencesPersonName_CType
BorwNearRelAddr
referencesAddr_CType
BorwNearRelName
referencesPersonName_CType
BorwNearRelPhone
referencesPhoneInfo_CType
BorwPhoneInfoArray
referencesPhoneArray_AType
BorwPrevAddr
referencesAddr_CType
BorwPrevEmplArray_AType
BorwPrevHousingTerm
referencesTerm_CType
DueDilgntCmpltArray_AType
IdVerifyArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AbbrCustDesc
- An abbreviated customer description.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- AssetLiabJoint
- Is the asset and liability section of the loan application completed
jointly? Canonical values are:
- false
- true
- BorwAlimonyOthMainType
- The source of obligation for alimony, child support, or separate
maintenance required. Canonical values are:
- CourtOrder
- OralUnderstanding
- WrittenAgreement
- BorwBirthDt
- The borrower's birth date.
- BorwDepdentNum
- The number of dependents that exist for a person.
- BorwDriverLicId
- The identification for a person's driver license.
- BorwEthnicType
- The ethnicity of an individual. Canonical values are:
- Cuban
- Latino
- Mexican
- NA
- OptOut
- Oth
- OthHis
- PuertoRican
- BorwGender
- The borrower's gender. Canonical values are:
- Female
- Male
- NotPrvd
- BorwHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- BorwIncmRed
- Answers the question: Will any of the income reported on a loan
application be reduced prior to the loan being paid off? Canonical values are:
- false
- true
- BorwIncmRedRsn
- The reason/explanation why income reported on a loan application will be reduced prior to the loan being paid off.
- BorwMaritalStatType
- The marital status of a person. Canonical values are:
- Divorce
- Married
- Separated
- Single
- Widow
- BorwMltryBr
- The branch of the military for an individual. Canonical values are:
- AirForce
- Army
- CoastGuard
- Marines
- Navy
- BorwMltryStat
- The military status of an individual. Canonical values are:
- Act
- NatGuard
- Resrv
- BorwNearRelCode
- The code that describes the relationship a person has with an account applicant.
- BorwPrevCrRecv
- Answers the question: Has the loan applicant received credit from
the same institution that a new loan application is being submitted? Canonical
values are:
- false
- true
- BorwPrevCrRecvDt
- The date the loan applicant has received credit from the same institution that a new loan application is being submitted.
- BorwPrevHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- BorwRaceCode
- The code that references the borrower's race. Canonical values
are:
- AfroAm
- Asia
- AsiaInd
- Cau
- CHN
- GUM
- HI
- HIPacIslnd
- JPN
- KOR
- OthAsia
- OthPacIslnd
- PHL
- USIndAk
- VNM
- WSM
- BorwTaxId
- The tax identifier. It includes the
MaskVal
,Rstr
, andSrchType
attributes. - BorwYrEduc
- The number of years of education for a person.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- IdIssueDt
- The date the identification was issued.
- IdIssueExpDt
- The expiration date of the identification issued.
- IdStateIssue
- The state the identification was issued.
BorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwAppAssetLiabInfo
PltfmAppAssetLiabInfo_CType
is a complex
CType
element.
BorwAppAssetLiabInfo
references
PltfmAppAssetLiabInfo_CType
.
Contains:
AssetAppArray_AType
LiabAppArray_AType
AssetAppArray_AType
AssetAppArray_AType
is an array
AType
element. This is an array of assets submitted on a
loan application.
Contains:
AssetAppInfo_CType
AssetAppInfo_CType
AssetAppInfo_CType
is a complex
CType
element.
Contains:
AssetAcctName
referencesPersonName_CType
AssetInstAddr
referencesAddr_CType
DownPmtSrcName
referencesPersonName_CType
REOAppInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- AssetAcctId
- The number or character that identifies an account record.
- AssetAppType
- The type of asset. Canonical values are:
- AcctRecd
- Auto
- Bond
- BrokerageAcct
- BusNetWorth
- Checking
- CloselyHeldStock
- DownPmt
- Equipment
- LifeInsur
- MoneyMkt
- MutualFunds
- NonMktSecurity
- Oth
- Partnership
- PersonalProp
- RealEstate
- Retirement
- Savings
- Securities
- TimeDep
- AssetDefName
- A free-form definition/description of the asset.
- AssetInstName
- The name of the institution that holds the asset on behalf of an individual.
- AssetSubjDebt
- Is the asset subject to any debt commitment? Canonical values are:
- false
- true
- AssetValAmt
- The value of the asset.
AssetAcctName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
AssetAcctName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
AssetInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
AssetInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
DownPmtSrcName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
DownPmtSrcName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
REOAppInfo_CType
REOAppInfo_CType
is a complex
CType
element.
Contains:
REOAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- REOClassType
- The classification of real estate owned included on a loan
application. Canonical values are:
- PendingSale
- Rental
- Sold
- REOEscrwPmtAmt
- The escrow mortgage payment for real estate owned.
- REOLienAmt
- The number of liens that exist for any real estate owned.
- REOPIAmt
- The mortgage principal and interest payment for real estate owned.
- REORentAmt
- The gross amount of rental income from real estate owned.
- REOType
- The type of real estate owned included on a loan application.
Canonical values are:
- COM - commercial
- RES - residential
- SEC - secondary residence
- VAC - vacation
REOAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
REOAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LiabAppArray_AType
LiabAppArray_AType
is an array
AType
element. This is an array of liabilities submitted on
a loan applicant.
Contains:
LiabAppInfo_CType
LiabAppInfo_CType
LiabAppInfo_CType
is a complex
CType
element. This element is optional.
Contains:
LiabInstAddr
references theAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- LiabAcctId
- The number or character that identifies an account record.
- LiabAcctName
- The name in which the liability is carried.
- LiabAppType
- The type of liability reported on a loan application. Canonical
values are:
- Alimony
- Auto
- ChargeAcct
- ChildSupport
- JobExpenses
- Landlord
- Main
- MtgHolder
- Oth
- StockPledge
- LiabCurBal
- The current outstanding balance owed for a liability.
- LiabDefName
- A free-form definition/description of the liability.
- LiabInstName
- The name of the institution that is obligated the funds owed for an individual.
- LiabMonthPmtAmt
- The monthly payment obligation for a liability.
- LiabOrigAmt
- The original amount owed for a liability.
LiabInstAddr
LiabInstAddr
is a complex CType
element.
LiabInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwDeclAppInfo
DeclAppInfo_CType
is a complex
CType
element. The complex
for loan application declarations.
BorwDeclAppInfo
references DeclAppInfo_CType
.
Contains:
OthForeClosureAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- AlienNonResidentType
- Answers the question: Is the applicant a non-permanent resident
alien? Canonical values are:
- false
- true
- AlienResident
- Answers the question: Is the applicant a permanent resident alien?
Canonical values are:
- false
- true
- AlimonyMainExst
- Answers the question: Is the applicant obligated to pay alimony,
child support, or separation maintenance? Canonical values are:
- false
- trueNote: When true, the liability information related to alimony, child support, separate maintenance, job-related expenses, or other are entered in
BorwAppAssetLiabInfo
orCoBorwAppAssetLiabInfo
.
- DeclBnkrptcy
- Answers the question: Has the applicant declared bankruptcy?
Canonical values are:
- false
- true
- DeclBnkrptcyLoc
- The location that the applicant declared bankruptcy.
- DeclBnkrptcyYr
- The year the applicant declared bankruptcy.
- DownPmtBorw
- Answers the question: Is part of the loan down payment borrowed?
Canonical values are:
- false
- true
- EndorCoBorwExst
- Answer the question: Is the applicant co-maker or endorser on any
other loans? Canonical values:
- false
- true
- EndorCoBorwForName
- The name of the person or entity the applicant is endorsing for a loan.
- EndorCoBorwToName
- The name of the institution the applicant is obligated to as an endorser.
- ForeClosureExst
- Answers the question: Has the applicant had property that has been
foreclosed? Canonical values are:
- false
- true
- JudgementAmt
- The amount the applicant is obligated to pay due to a court judgment.
- JudgementExst
- Answers the question: Does the applicant have any outstanding
judgments? Canonical values are:
- false
- true
- JudgementToName
- The name of the person or entity the applicant is obligated to pay due to a court judgment.
- LawsuitExst
- Answers the question: Is the applicant party to a lawsuit?
Canonical values are:
- false
- true
- NonUSCitizen
- Is the applicant not a U.S. citizen? Canonical values are:
- false
- true
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OthDlqExst
- Answers the question: Is the applicant delinquent or in default on
any debts? Canonical values are:
- false
- true
- OthForeClosureDt
- The date a lender foreclosed on property that the applicant had an interest in.
- OthForeClosureExst
- Answers the question: Has the applicant been indirectly obligated
on a loan that has been foreclosed? Canonical values are:
- false
- true
- OthForeClosureName
- The name of the lender that foreclosed on property that the applicant had an interest in.
- OthForeClosureRsn
- The reason a lender foreclosed on property that the applicant had an interest in.
- PriorPropOwner
- Answers the question: Has the applicant had ownership in a property
in the past? Canonical values are:
- false
- true
- PriorPropTitleType
- The type of title of property the application has had ownership.
Canonical values are:
- Oth
- Sole
- SpousJoint
- PriorPropType
- The type of property the application has had ownership. Canonical
values are:
- InvestmentProp
- PrinRes
- SecdHome
OthForeClosureAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
OthForeClosureAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwDepdentArray
BorwDepdentArray
is an array
AType
element.
BorwDepdentArray
references
DepdentArray_AType
.
Contains:
DepdentInfoRec_CType
DepdentInfoRec_CType
DepdentInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DepdentAge
- The age of the dependents that exist for a person.
BorwEmailArray
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
BorwEmailArray
references EmailArray_AType
.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
BorwEmplArray_AType
BorwEmplArray_AType
is an array AType
element. This array contains
employers information for an individual.
Contains:
BorwEmplInfoRecInfo_CType
BorwEmplInfoRec_CType
BorwEmplInfoRec_CType
is a complex CType
element. This
complex describes borrower employment information.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
SalaryInfo_CType
SalaryInfo_CType
is a complex CType
element. This complex describes
components of salary/income for an individual.
Simple Elements
The following simple elements are contained within this complex.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
BorwEmplInfo
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
BorwEmplInfo
references EmplInfo_CType
.
BorwEmplInfo
.
If there are multiple borrower employers, use BorwEmplArray
to capture
multiple borrower employer information.Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
BorwHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwIncmInfo
IncmInfo_CType
is a complex
CType
element that describes income for an individual. This
element is optional.
BorwIncmInfo
references IncmInfo_CType
.
Contains:
OthIncmArray_AType
Simple Elements
The following simple elements are contained within this complex.
- DivdIntMonthAmt
- The monthly amount of dividend and interest paid to a person.
- RentMonthIncmAmt
- The monthly amount of rental income paid to a person.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
OthIncmArray_AType
OthIncmArray_AType
is an array
AType
element. This is an array of other monthly income for
loan applicants.
Contains:
OthIncmInfo_CType
OthIncmInfo_CType
OthIncmInfo_CType
is a complex CType
element. This element contains
basic phone contact information and is optional.
Simple Elements
The following simple elements are contained within this complex.
- NonTaxblIncmType
- Income being reported is non-taxable. Canonical values are:
- false
- true
- OthIncmAmt
- The amount of other income paid to a person that cannot be classified into other amounts.
- OthIncmCode
- The code that describes the other income amount element.
- OthIncmFreq
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- OthIncmSrcCode
- The code that describes the source of other income amount element.
BorwMailAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwMailAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
BorwName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
BorwNearRelAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwNearRelAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwNearRelName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
BorwNearRelName
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
BorwNearRelPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
BorwNearRelPhone
references
PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
BorwPhoneInfoArray
BorwPhoneInfoArray
is an array
AType
element.
BorwPhoneInfoArray
references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
BorwPrevAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwPrevAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwPrevEmplArray_AType
BorwPrevEmplArray_AType
is an array
AType
element. This is an array of employers for an
individual.
Contains:
EmplInfo_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwPrevHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
BorwPrevHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
DueDilgntCmpltArray_AType
DueDilgntCmpltArray_AType
is an array AType
element. This is an array of due
diligence requirements completed by the supported provider.
Contains:
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DueDilgntCmpltType
- The action being reported has been completed. Canonical values
are:
- false
- true
- PrvdNameCode
- The code that represents a provider.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IdVerifyArray_AType
IdVerifyArray_AType
is an array
AType
element. This is an array of simple elements used to
define identification of verification values.
Contains:
IdVerify_CType
IdVerify_CType
IdVerify_CType
is a complex
CType
element. This element contains basic identification
verification information and is optional.
Contains:
IdVerifyQueryArray_AType
Simple Elements
The following simple elements are contained within this complex.
- IdIssueBy
- The individual that issued the identification value
IdVerifyId
. - IdVerifyBy
- The individual that verified the authenticity of the identification
value
IdVerifyId
. - IdVerifyCode
- The identification code that is used to authenticate the customer.
- IdVerifyDesc
- The description of the identification code that is used to authenticate the customer.
- IdVerifyVal
- The identification value that is used to authenticate the customer.
IdVerifyQueryArray_AType
IdVerifyQueryArray_AType
is an array
AType
element. This array includes identification query/questions and their
respective values for customer/account verification.
Contains:
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- IdVerifyQuery
- A description of the query/question that could be used for
customer/account identification purposes. Canonical values are:
- ConDt
- DocType
- ExpDt
- IssDt
- IssLoc
- IssState
- VerifId
- IdVerifyQueryVal
- A value that corresponds with the description of the query/question
IdVerifyId
that could be used for customer/account identification purposes. - IdVerifyQueryDataType
- Identifies what type of attributes corresponds with the
IdVerifyQueryVal
. Canonical values are:- Decimal
- Dt
- Integer
- String
PltfmAppCoBorwArray_AType
PltfmAppCoBorwArray_AType
is an array
AType
element. This is an array of
co-borrowers for a loan.
Contains:
PltfmAppCoBorwInfoRec_CType
PltfmAppCoBorwInfoRec_CType
PltfmAppCoBorwInfoRec_CType
is a
complex CType
element.
Contains:
CoBorwAddr
referencesAddr_CType
CoBorwAppAssetLiabInfo
referencesPltfmAppAssetLiabInfo_CType
CoBorwDeclAppInfo
referencesDeclAppInfo_CType
CoBorwDepdentArray
referencesDepdentArray_AType
CoBorwEmailArray
referencesEmailArray_AType
CoBorwEmplArray
referencesBorwEmplArray_AType
CoBorwEmplInfo
referencesEmplInfo_CType
CoBorwHousingTerm
referencesTerm_CType
CoBorwIncmInfo
referencesIncmInfo_CType
CoBorwMailAddr
referencesAddr_CType
CoBorwName
referencesPersonName_CType
CoBorwNearRelAddr
referencesAddr_CType
CoBorwNearRelName
referencesPersonName_CType
CoBorwNearRelPhone
referencesPhoneInfo_CType
CoBorwPhoneInfoArray
referencesPhoneArray_AType
CoBorwPrevAddr
referencesAddr_CType
CoBorwPrevEmplArray
referencesBorwPrevEmplArray_AType
CoBorwPrevHousingTerm
referencesTerm_CType
DueDilgntCmpltArray_AType
IdVerifyArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AbbrCustDesc
- An abbreviated customer description.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- CoBorwAlimonyOthMainType
- The source of obligation for alimony, child support, or separate
maintenance required. Canonical values are:
- CourtOrder
- OralUnderstanding
- WrittenAgreement
- CoBorwBirthDt
- The co-borrower's birth date.
- CoBorwDepdentNum
- The number of dependents that exist for a person.
- CoBorwDriverLicId
- The identification for a person's driver license.
- CoBorwEthnicType
- The ethnicity of an individual. Canonical values are:
- Latino
- OptOut
- Oth
- CoBorwGender
- The co-borrower's gender. Valid options are:
- Female
- Male
- Other
- CoBorwHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- Parent
- CoBorwIncmRed
- Answers the question: Will any of the income reported on a loan
application be reduced prior to the loan being paid off? Canonical values are:
- false
- true
- CoBorwIncmRedRsn
- The reason/explanation why income reported on a loan application will be reduced prior to the loan being paid off.
- CoBorwMaritalStatType
- The marital status of a person. Canonical values are:
- Divorce
- Married
- Separated
- Single
- Widow
- CoBorwMltryBr
- The branch of the military for an individual. Canonical values are:
- AirForce
- Army
- CoastGuard
- Marines
- Navy
- CoBorwMltryStat
- The military status of an individual. Canonical values are:
- Act
- NatGuard
- Resrv
- CoBorwNearRelCode
- The code that describes the relationship a person has with an account applicant.
- CoBorwPrevCrRecv
- Answers the question: Has the loan applicant received credit from
the same institution that a new loan application is being submitted? Canonical
values are:
- false
- true
- CoBorwPrevCrRecvDt
- The date the loan applicant has received credit from the same institution that a new loan application is being submitted.
- CoBorwPrevHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- Parent
- CoBorwRaceCode
- The code that references the co-borrower's race.
- CoBorwTaxId
- The tax identifier. It includes the
MaskVal
,Rstr
, andSrchType
attributes. - CoBorwYrEduc
- The number of years of education for a person.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- IdIssueDt
- The date the identification was issued.
- IdIssueExpDt
- The expiration date of the identification issued.
- IdStateIssue
- The state the identification was issued.
CoBorwAppAssetLiabInfo
PltfmAppAssetLiabInfo_CType
is a complex
CType
element.
CoBorwAppAssetLiabInfo
references
PltfmAppAssetLiabInfo_CType
.
Contains:
AssetAppArray_AType
LiabAppArray_AType
AssetAppArray_AType
AssetAppArray_AType
is an array
AType
element. This is an array of assets submitted on a
loan application.
Contains:
AssetAppInfo_CType
AssetAppInfo_CType
AssetAppInfo_CType
is a complex
CType
element.
Contains:
AssetAcctName
referencesPersonName_CType
AssetInstAddr
referencesAddr_CType
DownPmtSrcName
referencesPersonName_CType
REOAppInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- AssetAcctId
- The number or character that identifies an account record.
- AssetAppType
- The type of asset. Canonical values are:
- AcctRecd
- Auto
- Bond
- BrokerageAcct
- BusNetWorth
- Checking
- CloselyHeldStock
- DownPmt
- Equipment
- LifeInsur
- MoneyMkt
- MutualFunds
- NonMktSecurity
- Oth
- Partnership
- PersonalProp
- RealEstate
- Retirement
- Savings
- Securities
- TimeDep
- AssetDefName
- A free-form definition/description of the asset.
- AssetInstName
- The name of the institution that holds the asset on behalf of an individual.
- AssetSubjDebt
- Is the asset subject to any debt commitment? Canonical values are:
- false
- true
- AssetValAmt
- The value of the asset.
AssetAcctName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
AssetAcctName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
AssetInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
AssetInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
DownPmtSrcName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
DownPmtSrcName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
REOAppInfo_CType
REOAppInfo_CType
is a complex
CType
element.
Contains:
REOAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- REOClassType
- The classification of real estate owned included on a loan
application. Canonical values are:
- PendingSale
- Rental
- Sold
- REOEscrwPmtAmt
- The escrow mortgage payment for real estate owned.
- REOLienAmt
- The number of liens that exist for any real estate owned.
- REOPIAmt
- The mortgage principal and interest payment for real estate owned.
- REORentAmt
- The gross amount of rental income from real estate owned.
- REOType
- The type of real estate owned included on a loan application.
Canonical values are:
- COM - commercial
- RES - residential
- SEC - secondary residence
- VAC - vacation
REOAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
REOAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LiabAppArray_AType
LiabAppArray_AType
is an array
AType
element. This is an array of liabilities submitted on
a loan applicant.
Contains:
LiabAppInfo_CType
LiabAppInfo_CType
LiabAppInfo_CType
is a complex
CType
element. This element is optional.
Contains:
LiabInstAddr
references theAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- LiabAcctId
- The number or character that identifies an account record.
- LiabAcctName
- The name in which the liability is carried.
- LiabAppType
- The type of liability reported on a loan application. Canonical
values are:
- Alimony
- Auto
- ChargeAcct
- ChildSupport
- JobExpenses
- Landlord
- Main
- MtgHolder
- Oth
- StockPledge
- LiabCurBal
- The current outstanding balance owed for a liability.
- LiabDefName
- A free-form definition/description of the liability.
- LiabInstName
- The name of the institution that is obligated the funds owed for an individual.
- LiabMonthPmtAmt
- The monthly payment obligation for a liability.
- LiabOrigAmt
- The original amount owed for a liability.
LiabInstAddr
LiabInstAddr
is a complex CType
element.
LiabInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwDeclAppInfo
DeclAppInfo_CType
is a complex
CType
element. The complex
for loan application declarations.
CoBorwDeclAppInfo
references DeclAppInfo_CType
.
Contains:
OthForeClosureAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- AlienNonResidentType
- Answers the question: Is the applicant a non-permanent resident
alien? Canonical values are:
- false
- true
- AlienResident
- Answers the question: Is the applicant a permanent resident alien?
Canonical values are:
- false
- true
- AlimonyMainExst
- Answers the question: Is the applicant obligated to pay alimony,
child support, or separation maintenance? Canonical values are:
- false
- trueNote: When true, the liability information related to alimony, child support, separate maintenance, job-related expenses, or other are entered in
BorwAppAssetLiabInfo
orCoBorwAppAssetLiabInfo
.
- DeclBnkrptcy
- Answers the question: Has the applicant declared bankruptcy?
Canonical values are:
- false
- true
- DeclBnkrptcyLoc
- The location that the applicant declared bankruptcy.
- DeclBnkrptcyYr
- The year the applicant declared bankruptcy.
- DownPmtBorw
- Answers the question: Is part of the loan down payment borrowed?
Canonical values are:
- false
- true
- EndorCoBorwExst
- Answer the question: Is the applicant co-maker or endorser on any
other loans? Canonical values:
- false
- true
- EndorCoBorwForName
- The name of the person or entity the applicant is endorsing for a loan.
- EndorCoBorwToName
- The name of the institution the applicant is obligated to as an endorser.
- ForeClosureExst
- Answers the question: Has the applicant had property that has been
foreclosed? Canonical values are:
- false
- true
- JudgementAmt
- The amount the applicant is obligated to pay due to a court judgment.
- JudgementExst
- Answers the question: Does the applicant have any outstanding
judgments? Canonical values are:
- false
- true
- JudgementToName
- The name of the person or entity the applicant is obligated to pay due to a court judgment.
- LawsuitExst
- Answers the question: Is the applicant party to a lawsuit?
Canonical values are:
- false
- true
- NonUSCitizen
- Is the applicant not a U.S. citizen? Canonical values are:
- false
- true
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OthDlqExst
- Answers the question: Is the applicant delinquent or in default on
any debts? Canonical values are:
- false
- true
- OthForeClosureDt
- The date a lender foreclosed on property that the applicant had an interest in.
- OthForeClosureExst
- Answers the question: Has the applicant been indirectly obligated
on a loan that has been foreclosed? Canonical values are:
- false
- true
- OthForeClosureName
- The name of the lender that foreclosed on property that the applicant had an interest in.
- OthForeClosureRsn
- The reason a lender foreclosed on property that the applicant had an interest in.
- PriorPropOwner
- Answers the question: Has the applicant had ownership in a property
in the past? Canonical values are:
- false
- true
- PriorPropTitleType
- The type of title of property the application has had ownership.
Canonical values are:
- Oth
- Sole
- SpousJoint
- PriorPropType
- The type of property the application has had ownership. Canonical
values are:
- InvestmentProp
- PrinRes
- SecdHome
OthForeClosureAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
OthForeClosureAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwDepdentArray
DepdentArray_AType
is an array
AType
element. This is an array of an individual's
dependents.
CoBorwDepdentArray
references DepdentArray_AType
.
Contains:
DepdentInfoRec_CType
DepdentInfoRec_CType
DepdentInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DepdentAge
- The age of the dependents that exist for a person.
EmailArray_AType
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
BorwEmplArray_AType
BorwEmplArray_AType
is an array AType
element. This array contains
employers information for an individual.
Contains:
BorwEmplInfoRecInfo_CType
BorwEmplInfoRec_CType
BorwEmplInfoRec_CType
is a complex CType
element. This
complex describes borrower employment information.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
SalaryInfo_CType
SalaryInfo_CType
is a complex CType
element. This complex describes
components of salary/income for an individual.
Simple Elements
The following simple elements are contained within this complex.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
CoBorwEmplInfo
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
CoBorwEmplInfo
references EmplInfo_CType
.
CoBorwEmplInfo
. If there are multiple coborrower employers, use
CoBorwEmplArray
to capture multiple coborrower employer
information.Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
CoBorwHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwIncmInfo
IncmInfo_CType
is a complex
CType
element that describes income for an individual. This
element is optional.
CoBorwIncmInfo
references IncmInfo_CType
.
Contains:
OthIncmArray_AType
Simple Elements
The following simple elements are contained within this complex.
- DivdIntMonthAmt
- The monthly amount of dividend and interest paid to a person.
- RentMonthIncmAmt
- The monthly amount of rental income paid to a person.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
OthIncmArray_AType
OthIncmArray_AType
is an array
AType
element. This is an array of other monthly income for
loan applicants.
Contains:
OthIncmInfo_CType
OthIncmInfo_CType
OthIncmInfo_CType
is a complex CType
element. This element contains
basic phone contact information and is optional.
Simple Elements
The following simple elements are contained within this complex.
- NonTaxblIncmType
- Income being reported is non-taxable. Canonical values are:
- false
- true
- OthIncmAmt
- The amount of other income paid to a person that cannot be classified into other amounts.
- OthIncmCode
- The code that describes the other income amount element.
- OthIncmFreq
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- OthIncmSrcCode
- The code that describes the source of other income amount element.
CoBorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CoBorwName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CoBorwNearRelAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwNearRelAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwNearRelName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CoBorwNearRelName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CoBorwNearRelPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
CoBorwNearRelPhone
references
PhoneInfo_CType
.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CoBorwPhoneInfoArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
CoBorwPhoneInfoArray
references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CoBorwPrevAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwPrevAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwPrevEmplArray
CoBorwPrevEmplArray
is an array
AType
element. This is an array of employers for a
co-borrower.
CoBorwPrevEmplArray
references
BorwPrevEmplArray_AType
.
Contains:
EmplInfo_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwPrevHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
CoBorwPrevHousingTerm
references
Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
DueDilgntCmpltArray_AType
DueDilgntCmpltArray_AType
is an array AType
element. This is an array of due
diligence requirements completed by the supported provider.
Contains:
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DueDilgntCmpltType
- The action being reported has been completed. Canonical values
are:
- false
- true
- PrvdNameCode
- The code that represents a provider.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IdVerifyArray_AType
IdVerifyArray_AType
is an array
AType
element. This is an array of simple elements used to
define identification of verification values.
Contains:
IdVerify_CType
IdVerify_CType
IdVerify_CType
is a complex
CType
element. This element contains basic identification
verification information and is optional.
Contains:
IdVerifyQueryArray_AType
Simple Elements
The following simple elements are contained within this complex.
- IdIssueBy
- The individual that issued the identification value
IdVerifyId
. - IdVerifyBy
- The individual that verified the authenticity of the identification
value
IdVerifyId
. - IdVerifyCode
- The identification code that is used to authenticate the customer.
- IdVerifyDesc
- The description of the identification code that is used to authenticate the customer.
- IdVerifyVal
- The identification value that is used to authenticate the customer.
IdVerifyQueryArray_AType
IdVerifyQueryArray_AType
is an array
AType
element. This array includes identification query/questions and their
respective values for customer/account verification.
Contains:
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- IdVerifyQuery
- A description of the query/question that could be used for
customer/account identification purposes. Canonical values are:
- ConDt
- DocType
- ExpDt
- IssDt
- IssLoc
- IssState
- VerifId
- IdVerifyQueryVal
- A value that corresponds with the description of the query/question
IdVerifyId
that could be used for customer/account identification purposes. - IdVerifyQueryDataType
- Identifies what type of attributes corresponds with the
IdVerifyQueryVal
. Canonical values are:- Decimal
- Dt
- Integer
- String
PltfmAppLnInfo_CType
PltfmAppLnInfo_CType
is a complex CType
element. It
contains the submission of a loan application that contains the general information of the
application.
Contains:
LnTerm
referencesTerm_CType
PmtTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BallPmtAmt
- The balloon payment amount.
- BrCode
- The branch code.
- CrAppCode
- The code that further defines the type of loan credit application.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- FirstPmtDt
- The first payment date.
- IntCalcCode
- The interest calculation method.
- IntRate
- The interest rate.
- LnAppType
- The loan application type. Canonical values are:
- New
- Refi
- Renew
- RenewWithMod
- Mod
- LnRePmtSrc
- The sources that are used for the loan repayment.
- PltfmClsfPrimType
- Elements that further identify the type of loan or deposit products being searched for. For example, if Loan is selected for PltfmAcctTypeCode, then this field could be populated with Mortgage,Auto,Commercial,Ag,Equipment. For example, if Deposit is selected as PltfmAcctTypeCode, then this field could be populated with Checking,Money Market,Savings,CD.
- PmtCode
- The payment code. The payment code determines how the payment is applied to the loan.
- ProceedAmt
- The first advance amount for the new loan.
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- PurpCode
- Bank-defined and is used to define the purpose of the loan.
Canonical values are:
- CashOutRefi
- HomeImprov
- HomePurch
- Oth
- Refi
- RateIdxDesc
- The rate index description.
- RateType
- Types of interest rates. Canonical values are:
- Adj
- Fix
- Renew
- Vrbl
- RegionCode
- The code that identifies a financial institution's region that would encompass a group of branches.
LnTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
LnTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PmtTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
PmtTerm
references the Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PltfmConsmCollatInfo_CType
PltfmConsmCollatInfo_CType
is a
complex CType
element.
Contains:
Addr_CType
CollatHolderAddr
referencesAddr_CType
CollatHolderName
referencesPersonName_CType
CollatInstAddr
referencesAddr_CType
CollatInsurArray_AType
CollatOwnArray_AType
LienExstArray_AType
SpousName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatBodyStyleCode
- The code that represents the manufacture's body style for a specific piece of collateral.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatEstVal
- A collateral's estimate value at the time of a loan application submission.
- CollatExpDt
- The date the collateral item expires.
- CollatHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- CollatId
- A manufacturer provided, unique identification for the collateral.
- CollatInstName
- The institution that is holding the actual collateral.
- CollatIssueDt
- The date the collateral item was issued.
- CollatMake
- The manufacturer's specific make for a specific model/style of the collateral.
- CollatMeterVal
- The meter measurement value for the collateral. For example, this could be odometer reading for an automobile or hours for a boat.
- CollatMeterValType
- The method of measurement used for providing the meter value of the
collateral. Canonical values are:
- Hours
- Miles
- Oth
- CollatModel
- The manufacturer's model/style of the collateral.
- CollatStat
- The status of a collateral item.
- CollatValDt
- The date the current value of the collateral item was obtained.
- CollatValMthd
- The method used for providing the value of the collateral. Canonical
values are:
- Invoice
- KBB
- MSRP
- NADA
- Oth
- SalesPrice
- CollatYr
- The year the collateral was created by the manufacturer.
- InstrmClsf
- The instrument offered as collateral for a loan.
- LienClsf
- The expanse of the lien that is placed on collateral items offered for a loan.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- PledgeAcctId
- The pledge account identification.
- PropPurchaseAmt
- The purchase price of the property.
Addr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatHolderName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CollatInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatInsurArray_AType
CollatInsurArray_AType
is an array AType
element. This is an array of
collateral insurance information.
Contains:
CollatInsurInfo_CType
CollatInsurInfo_CType
CollatInsurInfo_CType
is a complex CType
element.
Contains:
Custom_CType
InsurCompAddr
referencesAddr_CType
PhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- InsurCompCode
- The code that represents an insurance company.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InsurCompAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
InsurCompAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PhoneArray_AType
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CollatOwnArray_AType
CollatOwnArray_AType
is an array
AType
element. This is an
array of collateral holder information.
Contains:
CollatOwnInfo_CType
CollatOwnInfo_CType
CollatOwnInfo
is a complex CType
element.
Contains:
CollatOwnAddr
referencesAddr_CType
CollatOwnName
referencesPersonName_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatOwnCode
- The code that defines the collateral holder's relationship to the borrower or coborrower, third-party individual, third-party DBA/sole proprietor, third-party trust, third-party corporation, third-party general partnership, third-party limited partnership, etc.
- CollatOwnCustId
- The identifier attached to a customer.
- CollatPctOwned
- The percentage that is owned.
- CollatTitleCode
- The code that represents the form of ownership in a piece of collateral.
CollatOwnAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatOwnAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatOwnName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatOwnName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienExstArray_AType
LienExstArray_AType
is an array
AType
element. This is an
array of existing liens encumbering a piece of collateral.
Contains:
LienExstInfo_CType
LienExstInfo_CType
LienExstInfo
is a complex CType
element.
Contains:
AccountID_CType
Custom_CType
LienHolderAddr
referencesAddr_CType
LienHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- LienAmt
- The amount of any liens that exist on a loan collateral item.
- LienHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- LienPositCode
- The lien position for a loan. For example, first lien position, second lien position, etc.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienHolderAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
LienHolderAddr_CType
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LienHolderName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
LienHolderName_CType
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
SpousName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
SpousName
references the PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PltfmConsmCollatInfoArray_AType
PltfmConsmCollatInfoArray_AType
is an array AType
element. This element is an
array of multiple collateral items.
Contains:
PltfmConsmCollatInfo_CType
PltfmConsmCollatInfo_CType
PltfmConsmCollatInfo_CType
is a
complex CType
element.
Contains:
Addr_CType
CollatHolderAddr
referencesAddr_CType
CollatHolderName
referencesPersonName_CType
CollatInstAddr
referencesAddr_CType
CollatInsurArray_AType
CollatOwnArray_AType
LienExstArray_AType
SpousName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatBodyStyleCode
- The code that represents the manufacture's body style for a specific piece of collateral.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatEstVal
- A collateral's estimate value at the time of a loan application submission.
- CollatExpDt
- The date the collateral item expires.
- CollatHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- CollatId
- A manufacturer provided, unique identification for the collateral.
- CollatInstName
- The institution that is holding the actual collateral.
- CollatIssueDt
- The date the collateral item was issued.
- CollatMake
- The manufacturer's specific make for a specific model/style of the collateral.
- CollatMeterVal
- The meter measurement value for the collateral. For example, this could be odometer reading for an automobile or hours for a boat.
- CollatMeterValType
- The method of measurement used for providing the meter value of the
collateral. Canonical values are:
- Hours
- Miles
- Oth
- CollatModel
- The manufacturer's model/style of the collateral.
- CollatStat
- The status of a collateral item.
- CollatValDt
- The date the current value of the collateral item was obtained.
- CollatValMthd
- The method used for providing the value of the collateral. Canonical
values are:
- Invoice
- KBB
- MSRP
- NADA
- Oth
- SalesPrice
- CollatYr
- The year the collateral was created by the manufacturer.
- InstrmClsf
- The instrument offered as collateral for a loan.
- LienClsf
- The expanse of the lien that is placed on collateral items offered for a loan.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- PledgeAcctId
- The pledge account identification.
- PropPurchaseAmt
- The purchase price of the property.
Addr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatHolderName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatHolderName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CollatInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatInsurArray_AType
CollatInsurArray_AType
is an array AType
element. This is an array of
collateral insurance information.
Contains:
CollatInsurInfo_CType
CollatInsurInfo_CType
CollatInsurInfo_CType
is a complex CType
element.
Contains:
Custom_CType
InsurCompAddr
referencesAddr_CType
PhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- InsurCompCode
- The code that represents an insurance company.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InsurCompAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
InsurCompAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PhoneArray_AType
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CollatOwnArray_AType
CollatOwnArray_AType
is an array
AType
element. This is an
array of collateral holder information.
Contains:
CollatOwnInfo_CType
CollatOwnInfo_CType
CollatOwnInfo
is a complex CType
element.
Contains:
CollatOwnAddr
referencesAddr_CType
CollatOwnName
referencesPersonName_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatOwnCode
- The code that defines the collateral holder's relationship to the borrower or coborrower, third-party individual, third-party DBA/sole proprietor, third-party trust, third-party corporation, third-party general partnership, third-party limited partnership, etc.
- CollatOwnCustId
- The identifier attached to a customer.
- CollatPctOwned
- The percentage that is owned.
- CollatTitleCode
- The code that represents the form of ownership in a piece of collateral.
CollatOwnAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatOwnAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatOwnName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatOwnName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienExstArray_AType
LienExstArray_AType
is an array
AType
element. This is an
array of existing liens encumbering a piece of collateral.
Contains:
LienExstInfo_CType
LienExstInfo_CType
LienExstInfo
is a complex CType
element.
Contains:
AccountID_CType
Custom_CType
LienHolderAddr
referencesAddr_CType
LienHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- LienAmt
- The amount of any liens that exist on a loan collateral item.
- LienHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- LienPositCode
- The lien position for a loan. For example, first lien position, second lien position, etc.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienHolderAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
LienHolderAddr_CType
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LienHolderName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
LienHolderName_CType
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
SpousName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
SpousName
references the PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PltfmResLnAppAdd_CType
PltfmResLnAppAdd_CType
is a complex CType
element. This complex is for
submitting a residential loan application.
Contains:
Custom_CType
PltfmAppBorwInfo_CType
PltfmAppCoBorwArray_AType
PltfmAppHousingInfo_CType
PltfmAppLnInfo_CType
PltfmRECollatInfo_CType
PltfmRECollatInfoArray_AType
PltfmRECollatInfo
. If there are multiple collateral
items, use the PltfmRECollatInfoArray
to capture additional collateral item
information.Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PltfmAppBorwInfo_CType
PltfmAppBorwInfo_CType
is a complex CType
element.
Contains:
BorwAddr
referencesAddr_CType
BorwAppAssetLiabInfo
referencesPltfmAppAssetLiabInfo_CType
BorwDeclAppInfo
referencesDeclAppInfo_CType
BorwDepdentArray
referencesDepdentArray_AType
BorwEmailArray
referencesEmailArray_AType
BorwEmplArray_AType
BorwEmplInfo
referencesEmplInfo_CType
BorwHousingTerm
referencesTerm_CType
BorwIncmInfo
referencesIncmInfo_CType
BorwMailAddr
referencesAddr_CType
BorwName
referencesPersonName_CType
BorwNearRelAddr
referencesAddr_CType
BorwNearRelName
referencesPersonName_CType
BorwNearRelPhone
referencesPhoneInfo_CType
BorwPhoneInfoArray
referencesPhoneArray_AType
BorwPrevAddr
referencesAddr_CType
BorwPrevEmplArray_AType
BorwPrevHousingTerm
referencesTerm_CType
DueDilgntCmpltArray_AType
IdVerifyArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AbbrCustDesc
- An abbreviated customer description.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- AssetLiabJoint
- Is the asset and liability section of the loan application completed
jointly? Canonical values are:
- false
- true
- BorwAlimonyOthMainType
- The source of obligation for alimony, child support, or separate
maintenance required. Canonical values are:
- CourtOrder
- OralUnderstanding
- WrittenAgreement
- BorwBirthDt
- The borrower's birth date.
- BorwDepdentNum
- The number of dependents that exist for a person.
- BorwDriverLicId
- The identification for a person's driver license.
- BorwEthnicType
- The ethnicity of an individual. Canonical values are:
- Cuban
- Latino
- Mexican
- NA
- OptOut
- Oth
- OthHis
- PuertoRican
- BorwGender
- The borrower's gender. Canonical values are:
- Female
- Male
- NotPrvd
- BorwHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- BorwIncmRed
- Answers the question: Will any of the income reported on a loan
application be reduced prior to the loan being paid off? Canonical values are:
- false
- true
- BorwIncmRedRsn
- The reason/explanation why income reported on a loan application will be reduced prior to the loan being paid off.
- BorwMaritalStatType
- The marital status of a person. Canonical values are:
- Divorce
- Married
- Separated
- Single
- Widow
- BorwMltryBr
- The branch of the military for an individual. Canonical values are:
- AirForce
- Army
- CoastGuard
- Marines
- Navy
- BorwMltryStat
- The military status of an individual. Canonical values are:
- Act
- NatGuard
- Resrv
- BorwNearRelCode
- The code that describes the relationship a person has with an account applicant.
- BorwPrevCrRecv
- Answers the question: Has the loan applicant received credit from
the same institution that a new loan application is being submitted? Canonical
values are:
- false
- true
- BorwPrevCrRecvDt
- The date the loan applicant has received credit from the same institution that a new loan application is being submitted.
- BorwPrevHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- BorwRaceCode
- The code that references the borrower's race. Canonical values
are:
- AfroAm
- Asia
- AsiaInd
- Cau
- CHN
- GUM
- HI
- HIPacIslnd
- JPN
- KOR
- OthAsia
- OthPacIslnd
- PHL
- USIndAk
- VNM
- WSM
- BorwTaxId
- The tax identifier. It includes the
MaskVal
,Rstr
, andSrchType
attributes. - BorwYrEduc
- The number of years of education for a person.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- IdIssueDt
- The date the identification was issued.
- IdIssueExpDt
- The expiration date of the identification issued.
- IdStateIssue
- The state the identification was issued.
BorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwAppAssetLiabInfo
PltfmAppAssetLiabInfo_CType
is a complex
CType
element.
BorwAppAssetLiabInfo
references
PltfmAppAssetLiabInfo_CType
.
Contains:
AssetAppArray_AType
LiabAppArray_AType
AssetAppArray_AType
AssetAppArray_AType
is an array
AType
element. This is an array of assets submitted on a
loan application.
Contains:
AssetAppInfo_CType
AssetAppInfo_CType
AssetAppInfo_CType
is a complex
CType
element.
Contains:
AssetAcctName
referencesPersonName_CType
AssetInstAddr
referencesAddr_CType
DownPmtSrcName
referencesPersonName_CType
REOAppInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- AssetAcctId
- The number or character that identifies an account record.
- AssetAppType
- The type of asset. Canonical values are:
- AcctRecd
- Auto
- Bond
- BrokerageAcct
- BusNetWorth
- Checking
- CloselyHeldStock
- DownPmt
- Equipment
- LifeInsur
- MoneyMkt
- MutualFunds
- NonMktSecurity
- Oth
- Partnership
- PersonalProp
- RealEstate
- Retirement
- Savings
- Securities
- TimeDep
- AssetDefName
- A free-form definition/description of the asset.
- AssetInstName
- The name of the institution that holds the asset on behalf of an individual.
- AssetSubjDebt
- Is the asset subject to any debt commitment? Canonical values are:
- false
- true
- AssetValAmt
- The value of the asset.
AssetAcctName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
AssetAcctName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
AssetInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
AssetInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
DownPmtSrcName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
DownPmtSrcName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
REOAppInfo_CType
REOAppInfo_CType
is a complex
CType
element.
Contains:
REOAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- REOClassType
- The classification of real estate owned included on a loan
application. Canonical values are:
- PendingSale
- Rental
- Sold
- REOEscrwPmtAmt
- The escrow mortgage payment for real estate owned.
- REOLienAmt
- The number of liens that exist for any real estate owned.
- REOPIAmt
- The mortgage principal and interest payment for real estate owned.
- REORentAmt
- The gross amount of rental income from real estate owned.
- REOType
- The type of real estate owned included on a loan application.
Canonical values are:
- COM - commercial
- RES - residential
- SEC - secondary residence
- VAC - vacation
REOAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
REOAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LiabAppArray_AType
LiabAppArray_AType
is an array
AType
element. This is an array of liabilities submitted on
a loan applicant.
Contains:
LiabAppInfo_CType
LiabAppInfo_CType
LiabAppInfo_CType
is a complex
CType
element. This element is optional.
Contains:
LiabInstAddr
references theAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- LiabAcctId
- The number or character that identifies an account record.
- LiabAcctName
- The name in which the liability is carried.
- LiabAppType
- The type of liability reported on a loan application. Canonical
values are:
- Alimony
- Auto
- ChargeAcct
- ChildSupport
- JobExpenses
- Landlord
- Main
- MtgHolder
- Oth
- StockPledge
- LiabCurBal
- The current outstanding balance owed for a liability.
- LiabDefName
- A free-form definition/description of the liability.
- LiabInstName
- The name of the institution that is obligated the funds owed for an individual.
- LiabMonthPmtAmt
- The monthly payment obligation for a liability.
- LiabOrigAmt
- The original amount owed for a liability.
LiabInstAddr
LiabInstAddr
is a complex CType
element.
LiabInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwDeclAppInfo
DeclAppInfo_CType
is a complex
CType
element. The complex
for loan application declarations.
BorwDeclAppInfo
references DeclAppInfo_CType
.
Contains:
OthForeClosureAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- AlienNonResidentType
- Answers the question: Is the applicant a non-permanent resident
alien? Canonical values are:
- false
- true
- AlienResident
- Answers the question: Is the applicant a permanent resident alien?
Canonical values are:
- false
- true
- AlimonyMainExst
- Answers the question: Is the applicant obligated to pay alimony,
child support, or separation maintenance? Canonical values are:
- false
- trueNote: When true, the liability information related to alimony, child support, separate maintenance, job-related expenses, or other are entered in
BorwAppAssetLiabInfo
orCoBorwAppAssetLiabInfo
.
- DeclBnkrptcy
- Answers the question: Has the applicant declared bankruptcy?
Canonical values are:
- false
- true
- DeclBnkrptcyLoc
- The location that the applicant declared bankruptcy.
- DeclBnkrptcyYr
- The year the applicant declared bankruptcy.
- DownPmtBorw
- Answers the question: Is part of the loan down payment borrowed?
Canonical values are:
- false
- true
- EndorCoBorwExst
- Answer the question: Is the applicant co-maker or endorser on any
other loans? Canonical values:
- false
- true
- EndorCoBorwForName
- The name of the person or entity the applicant is endorsing for a loan.
- EndorCoBorwToName
- The name of the institution the applicant is obligated to as an endorser.
- ForeClosureExst
- Answers the question: Has the applicant had property that has been
foreclosed? Canonical values are:
- false
- true
- JudgementAmt
- The amount the applicant is obligated to pay due to a court judgment.
- JudgementExst
- Answers the question: Does the applicant have any outstanding
judgments? Canonical values are:
- false
- true
- JudgementToName
- The name of the person or entity the applicant is obligated to pay due to a court judgment.
- LawsuitExst
- Answers the question: Is the applicant party to a lawsuit?
Canonical values are:
- false
- true
- NonUSCitizen
- Is the applicant not a U.S. citizen? Canonical values are:
- false
- true
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OthDlqExst
- Answers the question: Is the applicant delinquent or in default on
any debts? Canonical values are:
- false
- true
- OthForeClosureDt
- The date a lender foreclosed on property that the applicant had an interest in.
- OthForeClosureExst
- Answers the question: Has the applicant been indirectly obligated
on a loan that has been foreclosed? Canonical values are:
- false
- true
- OthForeClosureName
- The name of the lender that foreclosed on property that the applicant had an interest in.
- OthForeClosureRsn
- The reason a lender foreclosed on property that the applicant had an interest in.
- PriorPropOwner
- Answers the question: Has the applicant had ownership in a property
in the past? Canonical values are:
- false
- true
- PriorPropTitleType
- The type of title of property the application has had ownership.
Canonical values are:
- Oth
- Sole
- SpousJoint
- PriorPropType
- The type of property the application has had ownership. Canonical
values are:
- InvestmentProp
- PrinRes
- SecdHome
OthForeClosureAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
OthForeClosureAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwDepdentArray
BorwDepdentArray
is an array
AType
element.
BorwDepdentArray
references
DepdentArray_AType
.
Contains:
DepdentInfoRec_CType
DepdentInfoRec_CType
DepdentInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DepdentAge
- The age of the dependents that exist for a person.
BorwEmailArray
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
BorwEmailArray
references EmailArray_AType
.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
BorwEmplArray_AType
BorwEmplArray_AType
is an array AType
element. This array contains
employers information for an individual.
Contains:
BorwEmplInfoRecInfo_CType
BorwEmplInfoRec_CType
BorwEmplInfoRec_CType
is a complex CType
element. This
complex describes borrower employment information.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
SalaryInfo_CType
SalaryInfo_CType
is a complex CType
element. This complex describes
components of salary/income for an individual.
Simple Elements
The following simple elements are contained within this complex.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
BorwEmplInfo
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
BorwEmplInfo
references EmplInfo_CType
.
BorwEmplInfo
.
If there are multiple borrower employers, use BorwEmplArray
to capture
multiple borrower employer information.Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
BorwHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwIncmInfo
IncmInfo_CType
is a complex
CType
element that describes income for an individual. This
element is optional.
BorwIncmInfo
references IncmInfo_CType
.
Contains:
OthIncmArray_AType
Simple Elements
The following simple elements are contained within this complex.
- DivdIntMonthAmt
- The monthly amount of dividend and interest paid to a person.
- RentMonthIncmAmt
- The monthly amount of rental income paid to a person.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
OthIncmArray_AType
OthIncmArray_AType
is an array
AType
element. This is an array of other monthly income for
loan applicants.
Contains:
OthIncmInfo_CType
OthIncmInfo_CType
OthIncmInfo_CType
is a complex CType
element. This element contains
basic phone contact information and is optional.
Simple Elements
The following simple elements are contained within this complex.
- NonTaxblIncmType
- Income being reported is non-taxable. Canonical values are:
- false
- true
- OthIncmAmt
- The amount of other income paid to a person that cannot be classified into other amounts.
- OthIncmCode
- The code that describes the other income amount element.
- OthIncmFreq
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- OthIncmSrcCode
- The code that describes the source of other income amount element.
BorwMailAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwMailAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
BorwName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
BorwNearRelAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwNearRelAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwNearRelName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
BorwNearRelName
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
BorwNearRelPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
BorwNearRelPhone
references
PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
BorwPhoneInfoArray
BorwPhoneInfoArray
is an array
AType
element.
BorwPhoneInfoArray
references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
BorwPrevAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
BorwPrevAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
BorwPrevEmplArray_AType
BorwPrevEmplArray_AType
is an array
AType
element. This is an array of employers for an
individual.
Contains:
EmplInfo_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
BorwPrevHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
BorwPrevHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
DueDilgntCmpltArray_AType
DueDilgntCmpltArray_AType
is an array AType
element. This is an array of due
diligence requirements completed by the supported provider.
Contains:
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DueDilgntCmpltType
- The action being reported has been completed. Canonical values
are:
- false
- true
- PrvdNameCode
- The code that represents a provider.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IdVerifyArray_AType
IdVerifyArray_AType
is an array
AType
element. This is an array of simple elements used to
define identification of verification values.
Contains:
IdVerify_CType
IdVerify_CType
IdVerify_CType
is a complex
CType
element. This element contains basic identification
verification information and is optional.
Contains:
IdVerifyQueryArray_AType
Simple Elements
The following simple elements are contained within this complex.
- IdIssueBy
- The individual that issued the identification value
IdVerifyId
. - IdVerifyBy
- The individual that verified the authenticity of the identification
value
IdVerifyId
. - IdVerifyCode
- The identification code that is used to authenticate the customer.
- IdVerifyDesc
- The description of the identification code that is used to authenticate the customer.
- IdVerifyVal
- The identification value that is used to authenticate the customer.
IdVerifyQueryArray_AType
IdVerifyQueryArray_AType
is an array
AType
element. This array includes identification query/questions and their
respective values for customer/account verification.
Contains:
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- IdVerifyQuery
- A description of the query/question that could be used for
customer/account identification purposes. Canonical values are:
- ConDt
- DocType
- ExpDt
- IssDt
- IssLoc
- IssState
- VerifId
- IdVerifyQueryVal
- A value that corresponds with the description of the query/question
IdVerifyId
that could be used for customer/account identification purposes. - IdVerifyQueryDataType
- Identifies what type of attributes corresponds with the
IdVerifyQueryVal
. Canonical values are:- Decimal
- Dt
- Integer
- String
PltfmAppCoBorwArray_AType
PltfmAppCoBorwArray_AType
is an array
AType
element. This is an array of
co-borrowers for a loan.
Contains:
PltfmAppCoBorwInfoRec_CType
PltfmAppCoBorwInfoRec_CType
PltfmAppCoBorwInfoRec_CType
is a
complex CType
element.
Contains:
CoBorwAddr
referencesAddr_CType
CoBorwAppAssetLiabInfo
referencesPltfmAppAssetLiabInfo_CType
CoBorwDeclAppInfo
referencesDeclAppInfo_CType
CoBorwDepdentArray
referencesDepdentArray_AType
CoBorwEmailArray
referencesEmailArray_AType
CoBorwEmplArray
referencesBorwEmplArray_AType
CoBorwEmplInfo
referencesEmplInfo_CType
CoBorwHousingTerm
referencesTerm_CType
CoBorwIncmInfo
referencesIncmInfo_CType
CoBorwMailAddr
referencesAddr_CType
CoBorwName
referencesPersonName_CType
CoBorwNearRelAddr
referencesAddr_CType
CoBorwNearRelName
referencesPersonName_CType
CoBorwNearRelPhone
referencesPhoneInfo_CType
CoBorwPhoneInfoArray
referencesPhoneArray_AType
CoBorwPrevAddr
referencesAddr_CType
CoBorwPrevEmplArray
referencesBorwPrevEmplArray_AType
CoBorwPrevHousingTerm
referencesTerm_CType
DueDilgntCmpltArray_AType
IdVerifyArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AbbrCustDesc
- An abbreviated customer description.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- CoBorwAlimonyOthMainType
- The source of obligation for alimony, child support, or separate
maintenance required. Canonical values are:
- CourtOrder
- OralUnderstanding
- WrittenAgreement
- CoBorwBirthDt
- The co-borrower's birth date.
- CoBorwDepdentNum
- The number of dependents that exist for a person.
- CoBorwDriverLicId
- The identification for a person's driver license.
- CoBorwEthnicType
- The ethnicity of an individual. Canonical values are:
- Latino
- OptOut
- Oth
- CoBorwGender
- The co-borrower's gender. Valid options are:
- Female
- Male
- Other
- CoBorwHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- Parent
- CoBorwIncmRed
- Answers the question: Will any of the income reported on a loan
application be reduced prior to the loan being paid off? Canonical values are:
- false
- true
- CoBorwIncmRedRsn
- The reason/explanation why income reported on a loan application will be reduced prior to the loan being paid off.
- CoBorwMaritalStatType
- The marital status of a person. Canonical values are:
- Divorce
- Married
- Separated
- Single
- Widow
- CoBorwMltryBr
- The branch of the military for an individual. Canonical values are:
- AirForce
- Army
- CoastGuard
- Marines
- Navy
- CoBorwMltryStat
- The military status of an individual. Canonical values are:
- Act
- NatGuard
- Resrv
- CoBorwNearRelCode
- The code that describes the relationship a person has with an account applicant.
- CoBorwPrevCrRecv
- Answers the question: Has the loan applicant received credit from
the same institution that a new loan application is being submitted? Canonical
values are:
- false
- true
- CoBorwPrevCrRecvDt
- The date the loan applicant has received credit from the same institution that a new loan application is being submitted.
- CoBorwPrevHousingDispType
- The disposition of the housing arrangement for borrowers. Canonical
values are:
- Own
- Rent
- Parent
- CoBorwRaceCode
- The code that references the co-borrower's race.
- CoBorwTaxId
- The tax identifier. It includes the
MaskVal
,Rstr
, andSrchType
attributes. - CoBorwYrEduc
- The number of years of education for a person.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- IdIssueDt
- The date the identification was issued.
- IdIssueExpDt
- The expiration date of the identification issued.
- IdStateIssue
- The state the identification was issued.
CoBorwAppAssetLiabInfo
PltfmAppAssetLiabInfo_CType
is a complex
CType
element.
CoBorwAppAssetLiabInfo
references
PltfmAppAssetLiabInfo_CType
.
Contains:
AssetAppArray_AType
LiabAppArray_AType
AssetAppArray_AType
AssetAppArray_AType
is an array
AType
element. This is an array of assets submitted on a
loan application.
Contains:
AssetAppInfo_CType
AssetAppInfo_CType
AssetAppInfo_CType
is a complex
CType
element.
Contains:
AssetAcctName
referencesPersonName_CType
AssetInstAddr
referencesAddr_CType
DownPmtSrcName
referencesPersonName_CType
REOAppInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- AssetAcctId
- The number or character that identifies an account record.
- AssetAppType
- The type of asset. Canonical values are:
- AcctRecd
- Auto
- Bond
- BrokerageAcct
- BusNetWorth
- Checking
- CloselyHeldStock
- DownPmt
- Equipment
- LifeInsur
- MoneyMkt
- MutualFunds
- NonMktSecurity
- Oth
- Partnership
- PersonalProp
- RealEstate
- Retirement
- Savings
- Securities
- TimeDep
- AssetDefName
- A free-form definition/description of the asset.
- AssetInstName
- The name of the institution that holds the asset on behalf of an individual.
- AssetSubjDebt
- Is the asset subject to any debt commitment? Canonical values are:
- false
- true
- AssetValAmt
- The value of the asset.
AssetAcctName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
AssetAcctName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
AssetInstAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
AssetInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
DownPmtSrcName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
DownPmtSrcName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
REOAppInfo_CType
REOAppInfo_CType
is a complex
CType
element.
Contains:
REOAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- REOClassType
- The classification of real estate owned included on a loan
application. Canonical values are:
- PendingSale
- Rental
- Sold
- REOEscrwPmtAmt
- The escrow mortgage payment for real estate owned.
- REOLienAmt
- The number of liens that exist for any real estate owned.
- REOPIAmt
- The mortgage principal and interest payment for real estate owned.
- REORentAmt
- The gross amount of rental income from real estate owned.
- REOType
- The type of real estate owned included on a loan application.
Canonical values are:
- COM - commercial
- RES - residential
- SEC - secondary residence
- VAC - vacation
REOAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
REOAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LiabAppArray_AType
LiabAppArray_AType
is an array
AType
element. This is an array of liabilities submitted on
a loan applicant.
Contains:
LiabAppInfo_CType
LiabAppInfo_CType
LiabAppInfo_CType
is a complex
CType
element. This element is optional.
Contains:
LiabInstAddr
references theAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- LiabAcctId
- The number or character that identifies an account record.
- LiabAcctName
- The name in which the liability is carried.
- LiabAppType
- The type of liability reported on a loan application. Canonical
values are:
- Alimony
- Auto
- ChargeAcct
- ChildSupport
- JobExpenses
- Landlord
- Main
- MtgHolder
- Oth
- StockPledge
- LiabCurBal
- The current outstanding balance owed for a liability.
- LiabDefName
- A free-form definition/description of the liability.
- LiabInstName
- The name of the institution that is obligated the funds owed for an individual.
- LiabMonthPmtAmt
- The monthly payment obligation for a liability.
- LiabOrigAmt
- The original amount owed for a liability.
LiabInstAddr
LiabInstAddr
is a complex CType
element.
LiabInstAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwDeclAppInfo
DeclAppInfo_CType
is a complex
CType
element. The complex
for loan application declarations.
CoBorwDeclAppInfo
references DeclAppInfo_CType
.
Contains:
OthForeClosureAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- AlienNonResidentType
- Answers the question: Is the applicant a non-permanent resident
alien? Canonical values are:
- false
- true
- AlienResident
- Answers the question: Is the applicant a permanent resident alien?
Canonical values are:
- false
- true
- AlimonyMainExst
- Answers the question: Is the applicant obligated to pay alimony,
child support, or separation maintenance? Canonical values are:
- false
- trueNote: When true, the liability information related to alimony, child support, separate maintenance, job-related expenses, or other are entered in
BorwAppAssetLiabInfo
orCoBorwAppAssetLiabInfo
.
- DeclBnkrptcy
- Answers the question: Has the applicant declared bankruptcy?
Canonical values are:
- false
- true
- DeclBnkrptcyLoc
- The location that the applicant declared bankruptcy.
- DeclBnkrptcyYr
- The year the applicant declared bankruptcy.
- DownPmtBorw
- Answers the question: Is part of the loan down payment borrowed?
Canonical values are:
- false
- true
- EndorCoBorwExst
- Answer the question: Is the applicant co-maker or endorser on any
other loans? Canonical values:
- false
- true
- EndorCoBorwForName
- The name of the person or entity the applicant is endorsing for a loan.
- EndorCoBorwToName
- The name of the institution the applicant is obligated to as an endorser.
- ForeClosureExst
- Answers the question: Has the applicant had property that has been
foreclosed? Canonical values are:
- false
- true
- JudgementAmt
- The amount the applicant is obligated to pay due to a court judgment.
- JudgementExst
- Answers the question: Does the applicant have any outstanding
judgments? Canonical values are:
- false
- true
- JudgementToName
- The name of the person or entity the applicant is obligated to pay due to a court judgment.
- LawsuitExst
- Answers the question: Is the applicant party to a lawsuit?
Canonical values are:
- false
- true
- NonUSCitizen
- Is the applicant not a U.S. citizen? Canonical values are:
- false
- true
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OthDlqExst
- Answers the question: Is the applicant delinquent or in default on
any debts? Canonical values are:
- false
- true
- OthForeClosureDt
- The date a lender foreclosed on property that the applicant had an interest in.
- OthForeClosureExst
- Answers the question: Has the applicant been indirectly obligated
on a loan that has been foreclosed? Canonical values are:
- false
- true
- OthForeClosureName
- The name of the lender that foreclosed on property that the applicant had an interest in.
- OthForeClosureRsn
- The reason a lender foreclosed on property that the applicant had an interest in.
- PriorPropOwner
- Answers the question: Has the applicant had ownership in a property
in the past? Canonical values are:
- false
- true
- PriorPropTitleType
- The type of title of property the application has had ownership.
Canonical values are:
- Oth
- Sole
- SpousJoint
- PriorPropType
- The type of property the application has had ownership. Canonical
values are:
- InvestmentProp
- PrinRes
- SecdHome
OthForeClosureAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
OthForeClosureAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwDepdentArray
DepdentArray_AType
is an array
AType
element. This is an array of an individual's
dependents.
CoBorwDepdentArray
references DepdentArray_AType
.
Contains:
DepdentInfoRec_CType
DepdentInfoRec_CType
DepdentInfoRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DepdentAge
- The age of the dependents that exist for a person.
EmailArray_AType
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
BorwEmplArray_AType
BorwEmplArray_AType
is an array AType
element. This array contains
employers information for an individual.
Contains:
BorwEmplInfoRecInfo_CType
BorwEmplInfoRec_CType
BorwEmplInfoRec_CType
is a complex CType
element. This
complex describes borrower employment information.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
SalaryInfo_CType
SalaryInfo_CType
is a complex CType
element. This complex describes
components of salary/income for an individual.
Simple Elements
The following simple elements are contained within this complex.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
CoBorwEmplInfo
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
CoBorwEmplInfo
references EmplInfo_CType
.
CoBorwEmplInfo
. If there are multiple coborrower employers, use
CoBorwEmplArray
to capture multiple coborrower employer
information.Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
CoBorwHousingTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwIncmInfo
IncmInfo_CType
is a complex
CType
element that describes income for an individual. This
element is optional.
CoBorwIncmInfo
references IncmInfo_CType
.
Contains:
OthIncmArray_AType
Simple Elements
The following simple elements are contained within this complex.
- DivdIntMonthAmt
- The monthly amount of dividend and interest paid to a person.
- RentMonthIncmAmt
- The monthly amount of rental income paid to a person.
- SalaryBonusAmt
- The monthly number of bonuses paid to an employee.
- SalaryComsonAmt
- The monthly amount of commission paid to an employee.
- SalaryMonthAmt
- The gross monthly salary amount for an employee.
- SalaryNetMonthAmt
- The net monthly salary amount for an employee.
- SalaryOvertimeAmt
- The monthly amount of overtime paid to an employee.
OthIncmArray_AType
OthIncmArray_AType
is an array
AType
element. This is an array of other monthly income for
loan applicants.
Contains:
OthIncmInfo_CType
OthIncmInfo_CType
OthIncmInfo_CType
is a complex CType
element. This element contains
basic phone contact information and is optional.
Simple Elements
The following simple elements are contained within this complex.
- NonTaxblIncmType
- Income being reported is non-taxable. Canonical values are:
- false
- true
- OthIncmAmt
- The amount of other income paid to a person that cannot be classified into other amounts.
- OthIncmCode
- The code that describes the other income amount element.
- OthIncmFreq
- The term units: years, months, days, indefinite. Canonical values
are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
- OthIncmSrcCode
- The code that describes the source of other income amount element.
CoBorwAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CoBorwName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CoBorwNearRelAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwNearRelAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwNearRelName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CoBorwNearRelName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
CoBorwNearRelPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
CoBorwNearRelPhone
references
PhoneInfo_CType
.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CoBorwPhoneInfoArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
CoBorwPhoneInfoArray
references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CoBorwPrevAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CoBorwPrevAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CoBorwPrevEmplArray
CoBorwPrevEmplArray
is an array
AType
element. This is an array of employers for a
co-borrower.
CoBorwPrevEmplArray
references
BorwPrevEmplArray_AType
.
Contains:
EmplInfo_CType
EmplInfo_CType
EmplInfo_CType
is a complex
CType
element. This complex describes current and previous
employment history.
Contains:
EmplAddr
referencesAddr_CType
EmplPhone
referencesPhoneInfo_CType
EmplTerm
referencesTerm_CType
ProfesEmplTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BorwSelfEmpl
- Answers the question: Is the borrower self-employed? Values are:
- false
- true
- EmplEndDt
- The ending date of employment for an employee.
- EmplName
- The employer name.
- EmplPrimType
- Answers the question: Does the employer represent the primary
employer for an individual? Canonical values are:
- false
- true
- EmplStartDt
- The starting date of employment for an employee.
- EmplTitle
- The title an employee holds in a corporation or business.
EmplAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
This complex contains employee address information.
EmplAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmplPhone
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
EmplPhone
references PhoneInfo_CType
.
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
EmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
EmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
ProfesEmplTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
ProfesEmplTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
CoBorwPrevHousingTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
CoBorwPrevHousingTerm
references
Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
DueDilgntCmpltArray_AType
DueDilgntCmpltArray_AType
is an array AType
element. This is an array of due
diligence requirements completed by the supported provider.
Contains:
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
DueDilgntCmpltInfo_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DueDilgntCmpltType
- The action being reported has been completed. Canonical values
are:
- false
- true
- PrvdNameCode
- The code that represents a provider.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IdVerifyArray_AType
IdVerifyArray_AType
is an array
AType
element. This is an array of simple elements used to
define identification of verification values.
Contains:
IdVerify_CType
IdVerify_CType
IdVerify_CType
is a complex
CType
element. This element contains basic identification
verification information and is optional.
Contains:
IdVerifyQueryArray_AType
Simple Elements
The following simple elements are contained within this complex.
- IdIssueBy
- The individual that issued the identification value
IdVerifyId
. - IdVerifyBy
- The individual that verified the authenticity of the identification
value
IdVerifyId
. - IdVerifyCode
- The identification code that is used to authenticate the customer.
- IdVerifyDesc
- The description of the identification code that is used to authenticate the customer.
- IdVerifyVal
- The identification value that is used to authenticate the customer.
IdVerifyQueryArray_AType
IdVerifyQueryArray_AType
is an array
AType
element. This array includes identification query/questions and their
respective values for customer/account verification.
Contains:
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
IdVerifyQueryInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- IdVerifyQuery
- A description of the query/question that could be used for
customer/account identification purposes. Canonical values are:
- ConDt
- DocType
- ExpDt
- IssDt
- IssLoc
- IssState
- VerifId
- IdVerifyQueryVal
- A value that corresponds with the description of the query/question
IdVerifyId
that could be used for customer/account identification purposes. - IdVerifyQueryDataType
- Identifies what type of attributes corresponds with the
IdVerifyQueryVal
. Canonical values are:- Decimal
- Dt
- Integer
- String
PltfmAppHousingInfo_CType
PltfmAppHousingInfo_CType
is a
complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- HazInsurAmt
- The payment amount for hazard insurance.
- HomeOwnerAssnAmt
- The payment amount for home owners association fees.
- MtgInsurAmt
- The payment amount for mortgage insurance.
- PIAmt
- The principal and interest payment amount.
- RealEstateTaxAmt
- The payment amount for real estate taxes.
- RentAmt
- The rent amount.
- SecdPIAmt
- The principal and interest payment of any secondary funding for a loan.
PltfmAppLnInfo_CType
PltfmAppLnInfo_CType
is a complex CType
element. It
contains the submission of a loan application that contains the general information of the
application.
Contains:
LnTerm
referencesTerm_CType
PmtTerm
referencesTerm_CType
Simple Elements
The following simple elements are contained within this complex.
- BallPmtAmt
- The balloon payment amount.
- BrCode
- The branch code.
- CrAppCode
- The code that further defines the type of loan credit application.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- FirstPmtDt
- The first payment date.
- IntCalcCode
- The interest calculation method.
- IntRate
- The interest rate.
- LnAppType
- The loan application type. Canonical values are:
- New
- Refi
- Renew
- RenewWithMod
- Mod
- LnRePmtSrc
- The sources that are used for the loan repayment.
- PltfmClsfPrimType
- Elements that further identify the type of loan or deposit products being searched for. For example, if Loan is selected for PltfmAcctTypeCode, then this field could be populated with Mortgage,Auto,Commercial,Ag,Equipment. For example, if Deposit is selected as PltfmAcctTypeCode, then this field could be populated with Checking,Money Market,Savings,CD.
- PmtCode
- The payment code. The payment code determines how the payment is applied to the loan.
- ProceedAmt
- The first advance amount for the new loan.
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- PurpCode
- Bank-defined and is used to define the purpose of the loan.
Canonical values are:
- CashOutRefi
- HomeImprov
- HomePurch
- Oth
- Refi
- RateIdxDesc
- The rate index description.
- RateType
- Types of interest rates. Canonical values are:
- Adj
- Fix
- Renew
- Vrbl
- RegionCode
- The code that identifies a financial institution's region that would encompass a group of branches.
LnTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
LnTerm
references Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PmtTerm
Term_CType
is a complex
CType
element. This complex contains loan account term
information. This element is optional.
PmtTerm
references the Term_CType
.
Simple Elements
The following simple elements are contained within this complex.
- DaysCall
- The notice and number of business days required for withdrawal. Required if TermUnits is set to Indefinite.
- Desc
- The generic description.
- TermCnt
- The integer length of the term.
- TermUnits
- The term units: years, months, days, indefinite. Canonical
values are:
- Days
- Indefinite
- Months
- NA
- SemiMonthly
- Years
PltfmRECollatInfo_CType
PltfmRECollatInfo_CType
is a
complex CType
element.
Contains:
CollatHolderAddr
referencesAddr_CType
CollatInsurArray_AType
CollatOwnArray_AType
LienExstArray_AType
PersonName_CType
PropAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- ApprDt
- The last appraisal date of the account.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatLienAmt
- The amount of any liens that exist on a loan collateral item.
- DownPmtSrcCode
- The code that represents the source of the borrower's down payment.
- ImprovCostAmt
- The number of improvement costs for real estate property.
- LotValAmt
- The value amount of real estate property lot.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- NumUnit
- The number of units in the mortgaged property.
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OrigPropCostAmt
- The original cost of a real estate property.
- PropAcctTitle
- The account title including customer name and additional
names.Note: This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01.
- PropCode
- The code that identifies the type of loan for compliance with Inter-Agency Guidelines to Real
Estate Lending Standards. Canonical values are:
- Fam
- MH
- MultiDwell
- PropEstateType
- The manner the estate is held for property. Canonical values are:
- FeeSimple
- Leassehold
- PropEstVal
- The estimated value of real estate property.
- PropLeaseExpDt
- The expiration date for a lease for a property in an estate.
- PropLegalInfo
- The legal description of the property.
- PropPurchaseAmt
- The purchase price of the property.
- PropTitleType
- The forms of ownership for property. Canonical values are:
- FeeSimple
- JTWROS
- PeriodicTenancy
- TenancyCom
- TenancyEntirety
- TenancyWill
- TenancyYr
- PropType
- The type of property the application has ownership. Canonical
values are:
- Condo
- Manufactured
- MultiFamily
- Oth
- SingleFamily
- TownHome
- RefinImprovCost
- The cost of improvements on a property for refinance a loan.
- RefinImprovExst
- Answers the question: Do the improvements to a property exist for a
refinance loan request? Canonical values are:
- false
- true
- RefinImprovInfo
- A detail description code that represents the purpose of a loan refinance.
- RefinPurpCode
- The code that represents the purpose of a loan refinance.
- ResType
- The type of property the application has ownership. Canonical values
are:
- Invest
- Princ
- Oth
- Secd
- YrBuilt
- The year the property was built.
- YrLotAcq
- The year a real estate property lot was acquired.
- YrPropAcq
- The year a real estate property was acquired.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatInsurArray_AType
CollatInsurArray_AType
is an array AType
element. This is an array of
collateral insurance information.
Contains:
CollatInsurInfo_CType
CollatInsurInfo_CType
CollatInsurInfo_CType
is a complex CType
element.
Contains:
Custom_CType
InsurCompAddr
referencesAddr_CType
PhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- InsurCompCode
- The code that represents an insurance company.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InsurCompAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
InsurCompAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PhoneArray_AType
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CollatOwnArray_AType
CollatOwnArray_AType
is an array
AType
element. This is an
array of collateral holder information.
Contains:
CollatOwnInfo_CType
CollatOwnInfo_CType
CollatOwnInfo
is a complex CType
element.
Contains:
CollatOwnAddr
referencesAddr_CType
CollatOwnName
referencesPersonName_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatOwnCode
- The code that defines the collateral holder's relationship to the borrower or coborrower, third-party individual, third-party DBA/sole proprietor, third-party trust, third-party corporation, third-party general partnership, third-party limited partnership, etc.
- CollatOwnCustId
- The identifier attached to a customer.
- CollatPctOwned
- The percentage that is owned.
- CollatTitleCode
- The code that represents the form of ownership in a piece of collateral.
CollatOwnAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatOwnAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatOwnName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatOwnName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienExstArray_AType
LienExstArray_AType
is an array
AType
element. This is an
array of existing liens encumbering a piece of collateral.
Contains:
LienExstInfo_CType
LienExstInfo_CType
LienExstInfo
is a complex CType
element.
Contains:
AccountID_CType
Custom_CType
LienHolderAddr
referencesAddr_CType
LienHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- LienAmt
- The amount of any liens that exist on a loan collateral item.
- LienHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- LienPositCode
- The lien position for a loan. For example, first lien position, second lien position, etc.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienHolderAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
LienHolderAddr_CType
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LienHolderName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
LienHolderName_CType
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PersonName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PropAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
PropAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PltfmRECollatInfoArray_AType
PltfmRECollatInfoArray_AType
is an array AType
element. This element is an
array of multiple collateral items.
Contains:
PltfmRECollatInfo_CType
PltfmRECollatInfo_CType
PltfmRECollatInfo_CType
is a
complex CType
element.
Contains:
CollatHolderAddr
referencesAddr_CType
CollatInsurArray_AType
CollatOwnArray_AType
LienExstArray_AType
PersonName_CType
PropAddr
referencesAddr_CType
Simple Elements
The following simple elements are contained within this complex.
- ApprDt
- The last appraisal date of the account.
- CollatCode
- The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.
- CollatDesc
- The collateral code description.
- CollatLienAmt
- The amount of any liens that exist on a loan collateral item.
- DownPmtSrcCode
- The code that represents the source of the borrower's down payment.
- ImprovCostAmt
- The number of improvement costs for real estate property.
- LotValAmt
- The value amount of real estate property lot.
- NonPurchCollatAmt
- The amount of a collateral purchase that is used towards a secured loan.
- NumUnit
- The number of units in the mortgaged property.
- OccupProp
- Answers the question: Is the applicant planning to occupy the
property being used as collateral for the loan? Canonical values are:
- false
- true
- OrigPropCostAmt
- The original cost of a real estate property.
- PropAcctTitle
- The account title including customer name and additional
names.Note: This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01.
- PropCode
- The code that identifies the type of loan for compliance with Inter-Agency Guidelines to Real
Estate Lending Standards. Canonical values are:
- Fam
- MH
- MultiDwell
- PropEstateType
- The manner the estate is held for property. Canonical values are:
- FeeSimple
- Leassehold
- PropEstVal
- The estimated value of real estate property.
- PropLeaseExpDt
- The expiration date for a lease for a property in an estate.
- PropLegalInfo
- The legal description of the property.
- PropPurchaseAmt
- The purchase price of the property.
- PropTitleType
- The forms of ownership for property. Canonical values are:
- FeeSimple
- JTWROS
- PeriodicTenancy
- TenancyCom
- TenancyEntirety
- TenancyWill
- TenancyYr
- PropType
- The type of property the application has ownership. Canonical
values are:
- Condo
- Manufactured
- MultiFamily
- Oth
- SingleFamily
- TownHome
- RefinImprovCost
- The cost of improvements on a property for refinance a loan.
- RefinImprovExst
- Answers the question: Do the improvements to a property exist for a
refinance loan request? Canonical values are:
- false
- true
- RefinImprovInfo
- A detail description code that represents the purpose of a loan refinance.
- RefinPurpCode
- The code that represents the purpose of a loan refinance.
- ResType
- The type of property the application has ownership. Canonical values
are:
- Invest
- Princ
- Oth
- Secd
- YrBuilt
- The year the property was built.
- YrLotAcq
- The year a real estate property lot was acquired.
- YrPropAcq
- The year a real estate property was acquired.
CollatHolderAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatHolderAddr
references Addr_CType
.
CollatInstAddr
complex will replace this instance
of CollatHolderAddr
.Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatInsurArray_AType
CollatInsurArray_AType
is an array AType
element. This is an array of
collateral insurance information.
Contains:
CollatInsurInfo_CType
CollatInsurInfo_CType
CollatInsurInfo_CType
is a complex CType
element.
Contains:
Custom_CType
InsurCompAddr
referencesAddr_CType
PhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- InsurCompCode
- The code that represents an insurance company.
- InsurPlcyAmt
- The amount of insurance for a specific policy.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InsurCompAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
InsurCompAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
PhoneArray_AType
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
Phone type examples are: home, work, fax, cell. Canonical values are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
CollatOwnArray_AType
CollatOwnArray_AType
is an array
AType
element. This is an
array of collateral holder information.
Contains:
CollatOwnInfo_CType
CollatOwnInfo_CType
CollatOwnInfo
is a complex CType
element.
Contains:
CollatOwnAddr
referencesAddr_CType
CollatOwnName
referencesPersonName_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CollatOwnCode
- The code that defines the collateral holder's relationship to the borrower or coborrower, third-party individual, third-party DBA/sole proprietor, third-party trust, third-party corporation, third-party general partnership, third-party limited partnership, etc.
- CollatOwnCustId
- The identifier attached to a customer.
- CollatPctOwned
- The percentage that is owned.
- CollatTitleCode
- The code that represents the form of ownership in a piece of collateral.
CollatOwnAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
CollatOwnAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
CollatOwnName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
CollatOwnName
references PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienExstArray_AType
LienExstArray_AType
is an array
AType
element. This is an
array of existing liens encumbering a piece of collateral.
Contains:
LienExstInfo_CType
LienExstInfo_CType
LienExstInfo
is a complex CType
element.
Contains:
AccountID_CType
Custom_CType
LienHolderAddr
referencesAddr_CType
LienHolderName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- LienAmt
- The amount of any liens that exist on a loan collateral item.
- LienHolderOnUs
- Identifies whether collateral is held by the lending financial
institution. Canonical values are:
- false
- true
- LienPositCode
- The lien position for a loan. For example, first lien position, second lien position, etc.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
LienHolderAddr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
LienHolderAddr_CType
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LienHolderName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
LienHolderName_CType
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PersonName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This element is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PropAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
PropAddr
references Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this address a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
LnPltfmAppAddRs_MType
LnPltfmAppAddRs_MType
is a message
MType
element.
Contains:
AccountID_CType
CustIDArray_AType
Custom_CType
DocLocArray_AType
MsgRsHdr_CType
Simple Elements
The following simple elements are contained within this message.
- PltfmId
- The identification provided to a platform record that can be used for other services.
- RsStat
The status of the response. Canonical values are:
- fail
- success
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
CustIdArray_AType
CustIdArray_AType
is an array AType
element. This is an array of customer identifiers.
Contains:
CustIdInfoRec_CType
CustIdInfoRec_CType
CustIdInfoRec_CType
is a complex CType
element.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
DocLocArray_AType
DocLocArray_AType
is an array AType
element. This is an array of name/value pairs used to identify document
locations.
Contains:
DocLocInfo_CType
DocLocInfo_CType
DocLocInfo_CType
is a complex CType
element. This complex contains the document delivery location
information.
Simple Elements
The following simple elements are contained within this complex.
- DocLocName
- The document location name.
- DocLocVal
- The document location value.
MsgRsHdr_CType
MsgRsHdr_CType
is a complex
CType
element. This is the default message response
header.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.