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Credential Policy Inquiry

Enterprise SOAP API > API by Reference > Online Banking > Credential Policy Inquiry

Credential Policy Inquiry

Credential Policy Inquiry is a jXchange service designed to provide the consumer with the IMS provider's credential policies.

Message Flow

In jXchange, the Credential Policy Inquiry service uses a typical exchange of MType messages to provide the IMS provider's credential policies.

Primary Request

The Third Party Consumer forwards the CredPolInqRq_MType message to the Service Provider. The message contains:

  • IMSOrgId

Primary Response

The Service Provider returns the CredPolInqRs_MType message to the Third Party Consumer. The message contains an echo of the requested element, along with multiple complexes.

Credential Policy Inquiry Behavior

The CredPolInqRq_MType message request optionally allows for an IMSOrgId, if needed. The default organization is the organization used in the routing of the message.

The CredPolInqRs_MType response message returns the credential policies as related to the password (PswdPolInfo_CType) and the IMS subject (IMSSubjPolInfo_CType). The absence of any of the optional elements conveys that those policies are not enforced.

The two complexes encapsulate an array to convey special characters (SpecCharRstrArray_AType) that are restricted from the password and the IMS subject.

CredPolInqRq_MType

CredPolInqRq_MType is a message MType element.

Contains:

  • Custom_CType
  • MsgRqHdr_CType

Simple Elements

The following simple elements are contained within this message.

IMSOrgId
The identification assigned to an organization in IMS. An organization that is a financial institution entity should use the routing transit or ABA nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution uses a mutually agreed upon identification that must contain at least one non-integer character.

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

MsgRqHdr_CType

MsgRqHdr_CType is a complex CType element. This is the default message request header.

Contains:

  • AuthenUsrCred_CType
  • jXchangeHdr_CType

Simple Elements

The following simple elements are contained within this complex.

AuthenProdCred
Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

AuthenUsrCred_CType

AuthenUsrCred_CType is a complex CType element. This element represents authentication of the end-user credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

Simple Elements

The following simple elements are contained within this complex.

Security
Defines the wsse:Security SOAP header element per section 4.

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUserId
This element deprecates in three years in accordance with XSD contract tenets. Effective date: 2012–01–01. The new complex element for user authentication credentials was added to the Search Message Request Header, SrchMsgRqHdr_CType, and the Message Request Header, MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

CredPolInqRs_MType

CredPolInqRs_MType is a mesage MType element.

Contains:

  • Custom_CType
  • IMSSubjPolInfo_CType
  • MsgRsHdr_CType
  • PswdPolInfo_CType

Simple Elements

The following simple elements are contained within this message.

IMSOrgId
The identification assigned to an organization in IMS. An organization that is a financial institution entity should use the routing transit or ABA nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution uses a mutually agreed upon identification that must contain at least one non-integer character.

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

IMSSubjPolInfo_CType

IMSSubjPolInfo_CType is a complex CType element.

Contains:

  • SpecCharRstrArray_AType

Simple Elements

The simple elements contained within this complex are listed below.

IMSSubjRegEx
The IMS providers pattern required for a user name as expressed as a regular expression. The pattern consists of constants and operators as defined by the formal language theory in a regular expression.
MaxLenCharVal
The maximum number of characters that the credential type should contain.
MinLenCharVal
The minimum number of characters that the credential type should contain.

SpecCharRstrArray_AType

SpecCharRstrArray_AType is an array AType element. This is an array of special characters not allowed for a credential type.

Contains:

  • SpecCharRstrRec_CType
SpecCharRstrRec_CType

SpecCharRstrRec_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

SpecCharRstrType
Special character types restricted for credential types.

MsgRsHdr_CType

MsgRsHdr_CType is a complex CType element. This is the default message response header.

Contains:

  • jXchangeHdr_CType
  • MsgRecInfoArray_AType

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUserId
This element deprecates in three years in accordance with XSD contract tenets. Effective date: 2012–01–01. The new complex element for user authentication credentials was added to the Search Message Request Header, SrchMsgRqHdr_CType, and the Message Request Header, MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

MsgRecInfoArray_AType

MsgRecInfoArray_AType is an array AType element. This is an array of messages that can be returned in a response.

Contains:

  • MsgRec_CType
MsgRec_CType

MsgRec_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

ErrCat
The Soap Header Fault error category.
ErrCode
The Soap Header Fault error code.
ErrDesc
The Soap Header Fault error description.
ErrElem
The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
ErrElemVal
The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
ErrLoc
The Soap Header Fault error location. This is typically the program that generated the error condition.

PswdPolInfo_CType

PswdPolInfo_CType is a complex CType element.

Contains:

  • SpecCharRstrArray_AType

Simple Elements

The simple elements contained within this complex are listed below.

MaxLenCharVal
The maximum number of characters that the credential type should contain.
MinAlphaCharVal
The minimum number of alphabetic characters (lower-case and upper-case) that the credential type can contain.
MinLenCharVal
The minimum number of characters that the credential type should contain.
MinLowCaseVal
The least number of lower case characters that the credential type can contain.
MinNumCharVal
The minimum number of numeric characters (0 through 9) that the credential type can contain.
MinSpecCharVal
The least number of special characters that the credential type can contain.
MinUpCaseVal
The minimum number of upper case characters that the credential type can contain.
PswdRegEx
The IMS providers pattern required for a password as expressed as a regular expression. The pattern consists of constants and operators as defined by the formal language theory in a regular expression.

SpecCharRstrArray_AType

SpecCharRstrArray_AType is an array AType element. This is an array of special characters not allowed for a credential type.

Contains:

  • SpecCharRstrRec_CType
SpecCharRstrRec_CType

SpecCharRstrRec_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

SpecCharRstrType
Special character types restricted for credential types.
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Last updated Mon Jan 24 2022