Out of Band Validate Behavior
The Out of Band Validate (OOBValidate
) operation behavior is as
follows.
The Out of Band Validation root request message
(OOBValidateRq_MType
) contains a documented choice statement. The
documented choice statement is segregated based on what OOB method the customer uses: Native
ENS Out of Band or Explicit Out of Band.
The Native ENS Out of Band choice statement contains the following elements:
- Alert Name (AlrtName)
- Out of Band Recipient Information Record (
OOBRecipInfoRec_CType
) - Alert Data Information Array (
AlrtDataInfoArray_AType
) - Institution Routing Identification (InstRtId)
- Consumer Product (ConsumerProd)
- Published Version (PubVer)
The Alert Name (AlrtName) and Out of Bank Recipient Information Record
(OOBRecipInfoRec_CType
) are required. The Alert Data Information Array
(AlrtDataInfoArray_AType
), Institution Routing Identification
(InstRtId), Consumer Product (ConsumerProd),
and Published Version (PubVer) simple elements are optional and adopt
the behavior related to ENS.
The Explicit Out of Band choice statement contains the required simple elements Phone Number (PhoneNum) and SMS Text (SMSText).
The Out of Band Validation root request message (OOBValidateRq_MType
)
optionally allows the Verification Value (VerifVal), Out of Band Mode
Type (OOBModeType), Out of Band Expiration Seconds
(OOBExpSec), Encryption Verification Value Type
(EncryptVerifValType), Encryption Verification Values Salt
(EncryptVerifValSalt), and Alert Test Type
(AlrtTestType) simple elements. The behavioral aspect of these
elements is detailed in the ENS Enterprise Out of Band (OOB) Service Provider
Enhancement Requirements document.
The Out of Band Mode Type default canonical value is TwoWay. The Encryption Verification Value Salt (EncryptVerifValSalt) default canonical value is SHA1. The Alert Test Type (AlrtTestType) default canonical value is false.
The Out of Band Validation root response message (OOBValidateRs_MType) contains the Response Status (RsStat), Alert Package Identifier (AlrtPkgId), and One Time Password (OTP). The customer can cache and use the Alert Package Identifier (AlrtPkgId) if they subscribe to the 90040 ENS Event.
Adhere to the tenets for fault reporting.
Adhere to the tenets related to the correlation identifications.
OOBValidateRq_MType
OOBValidateRq_MType
is a message MType
element.
Contains:
AlrtDataInfoArray_AType
Custom_CType
MsgRqHdr_CType
OOBRecipInfoRec_CType
Simple Elements
The following simple elements are contained within this message.
- AlrtName
- The name assigned to an alert package.
- AlrtTestType
- Answers the question: Should the alert be treated as a test? Canonical values are:
- false
- true
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- EncryptVerifValSalt
- The random data appened to the verification value.
- EncryptVerifValType
- The type of secure hash algorithm for a verification value. Canonical values are:
- SHA1
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number assigned to
financial institutions for routing as assigned by the American Bankers Association. Any
leading zeros must be provided for a complete routing and transit number. A
non-financial institution entity should use a mutually agreed upon identification that
must contain at least one non-integer character. The canonical value is
JHA.
The element is required in all message requests.
- OOBExpSec
- The number of seconds before an Out of Band expires.
- OOBModeType
- Identifies the Out of Band mode. Canonical values are:
- OneWay
- TwoWay
The default value is TwoWay.
- PhoneNum
- The phone number.
- PubVer
- The version as related to a publisher's configuration and library contents in Enterprise Notification System (ENS).
- SMSText
- The text to appear.
- VerifVal
- The value used for verification purposes.
AlrtDataInfoArray_AType
AlrtDataInfoArray_AType
is an
array AType
element. This is an array of data matched pair
substitution.
Contains:
AlrtDataInfoRec_CType
AlrtDataInfoRec_CType
AlrtDataInfoRec_CType
is a
complex CType
element.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- Name
- The name of a name value pair.
- Val
- The value of a name value pair.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
MsgRqHdr_CType
MsgRqHdr_CType
is a complex CType
element. This is
the default message request header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to authenticate with
for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the environment in which the
institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number assigned to
financial institutions for routing as assigned by the American Bankers Association. Any
leading zeros must be provided for a complete routing and transit number. A
non-financial institution entity should use a mutually agreed upon identification that
must contain at least one non-integer character. The canonical value is
JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUserId
- This element deprecates in three years in accordance with XSD contract tenets.
Effective date: 2012–01–01. The new complex element for user authentication credentials
was added to the Search Message Request Header,
SrchMsgRqHdr_CType
, and the Message Request Header,MsgRqHdr_CType
.AuthenUsrId
is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established byWS-Security
.
OOBRecipInfoRec_CType
OOBRecipInfoRec_CType
is a complex CType
element.
Contains:
OOBRecipInfoArray_AType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- ConsmRecipAcctId
- The number or character that identifies an account record.
- ConsmRecipId
- The identifier assigned to a publisher's alert recipient.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
OOBRecipInfoArray_AType
OOBRecipInfoArray_AType
is an array
AType
element. This is the array of Out of Band recipient
information.
Contains:
OOBRecipConIdInfoRec_CType
OOBValidateRs_MType
OOBValidateRs_MType
is a message MType
element.
Contains:
Custom_CType
MsgRsHdr_CType
Simple Elements
The following simple elements are contained within this message.
- AlrtPkgId
- An identifier assigned to an alert package.
- OTP
- A one-time password or PIN.
- RsStat
- The status of the response. Canonical values are:
- Fail
- Success
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
MsgRsHdr_CType
MsgRsHdr_CType
is a complex
CType
element. This is the default message response
header.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to authenticate with
for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the environment in which the
institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number assigned to
financial institutions for routing as assigned by the American Bankers Association. Any
leading zeros must be provided for a complete routing and transit number. A
non-financial institution entity should use a mutually agreed upon identification that
must contain at least one non-integer character. The canonical value is
JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUserId
- This element deprecates in three years in accordance with XSD contract tenets.
Effective date: 2012–01–01. The new complex element for user authentication credentials
was added to the Search Message Request Header,
SrchMsgRqHdr_CType
, and the Message Request Header,MsgRqHdr_CType
.AuthenUsrId
is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established byWS-Security
.