Teaser Rate Search
Teaser Rate Search
Teaser Rate Search is a jXchange service designed to support consumer interaction with promotional/teaser rate parameters.
Message Flow
In jXchange, the Teaser Rate Search service uses a typical exchange of MType
messages to support consumer
interaction with promotional/teaser rate parameters.
Primary Request
The consumer forwards the TeaserRateSrchRq_MType
message to
the service provider.
The message contains the following simple elements:
- AcctType
- BrCode
- IncExpType
- ProdCode
- RegionCode
The message contains the following complex elements:
Custom_CType
SrchMsgRqHdr_CType
Primary Response
The service provider returns the TeaserRateSrchRs_MType
message to the consumer.
The message contains the following simple element:
- IncExpType
The message contains the following complex elements:
Custom_CType
SrchMsgRsHdr_CType
The message contains the following array:
TeaserRateSrchRecArray_AType
Teaser Rate Search Behavior
Teaser Rate Search is a jXchange service designed to support consumer interaction with promotional/teaser rate parameters.
The Teaser Rate Search service behavior is as follows.
The Teaser Rate Search root request message
(TeaserRateSrch_MType
) contains Include Expired Type
(IncExpType). The default value is false. This
element allows the provider to return only active promotional rates. If the consumer wants to
receive unexpired and expired promotional rates, Include Expired Type
(IncExpType) must be set to true.
A documented filter statement is also included in the Teaser Rate Search root request where the elements at the root are optional but at least one of the elements are required. The Account Type (AcctType), Branch Code (BrCode), Region Code (RegionCode), and Product Code (ProdCode) are available at the root request. The service provider reserves the right to limit the response set by requiring an Account Type (AcctType).
The Teaser Rate Search root response (TeaserRateSrchRs_MType
)
echoes back the Include Expired Type (IncExpType) request element. The
Teaser Rate Search Record Array (TeaserRateSrchRecArray_AType
) returns all
the items related to the Teaser Rate Search request documented filters.
The standard search message header tenets are applicable.
The standard search message tenets are applicable.
Adhere to the tenets for fault reporting.
Adhere to the tenets related to the correlation identifications.
TeaserRateSrchRq_MType
TeaserRateSrchRq_MType
is a message MType
element.
Contains:
Custom_CType
SrchMsgRqHdr_CType
Simple Elements
The following simple elements are contained within this message.
- AcctType
- The number or character that categorizes the AcctId.
- BrCode
- The branch code.
- IncExpType
- Include expired records when performing a search? Canonical values
are:
- true
- false
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- RegionCode
- The code that identifies a financial institution's region that would encompass a group of branches.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
SrchMsgRqHdr_CType
SrchMsgRqHdr_CType
is a complex
CType
element. This is a
standard request message header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
- Cursor
- The state information that allows the next call to understand where it left off when returning multiple records and allowing a subsequent call to retrieve more records.
- MaxRec
- The maximum number of records when multiple records are returned.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
TeaserRateSrchRs_MType
TeaserRateSrchRs_MType
is a message MType
element.
Contains:
Custom_CType
SrchMsgRsHdr_CType
TeaserRateSrchRecArray_AType
Simple Elements
The following simple element is contained within this message.
- IncExpType
- Include expired records when performing a search? Canonical values
are:
- true
- false
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
SrchMsgRsHdr_CType
SrchMsgRsHdr_CType
is a complex
CType
element. It searches
specific message response headers.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
Simple Elements
The following simple elements are contained within this complex.
- Cursor
- The state information that allows the next call to understand where it left off when returning multiple records and allowing a subsequent call to retrieve more records.
- MoreRec
- Indicates if there are more records that could be returned.
Canonical values are:
- false
- true
- SentRec
- The number of records sent in the response.
- TotRec
- Indicates the total records the request selected, which could be
larger than
MaxRec.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.
TeaserRateSrchRecArray_AType
TeaserRateSrchRecArray_AType
is an array AType
element. This is an array of
responses related to a promotion/teaser rate search.
Contains:
TeaserRateSrchRec_CType
TeaserRateSrchRec_CType
TeaserRateSrchRec_CType
is a complex CType
element.
Contains:
TeaserRateTierRecArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AcctType
- The number or character that categorizes the AcctId.
- BrCode
- The branch code.
- BrDesc
- A description of the branch name. It includes the
Rstr
attribute. - ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- ProdDesc
- Description of the type of account.
- RegionCode
- The code that identifies a financial institution's region that would encompass a group of branches.
- RegionDesc
- The description of the code that identifies a financial institution's region that would encompass a group of branches.
- TeaserAnnPctYield
- The annual percentage yield (APY).
- TeaserRate
- A rate that is paid specific to an account for a period of time.
- TeaserRateCode
- The code that indicates the type of teaser rate.
- TeaserRateDesc
- The description of the code that indicates the type of teaser rate.
- TeaserRateEffDt
- The effective start date for a rate that is paid specific to an account for a period of time.
- TeaserRateExpDays
- The integer length of the term.
- TeaserRateExpDt
- The expiration date for a rate that is paid specific to an account for a period of time.
TeaserRateTierRecArray_AType
TeaserRateTierRecArray_AType
is an array AType
element. This is an array of
responses for the tier values related to a promotion/teaser rate.
Contains:
TeaserRateTierRec_CType
TeaserRateTierRec_CType
TeaserRateTierRec_CType
is a complex CType
element.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- TierAnnPctYield
- The annual percentage yield (APY) for tier rates.
- TierRate
- A tiered rate.
- TierRateBal
- The threshold balance used to initiate a tiered rate.
- TierRateText
- The text used to describe the proceeding elements in the tier record.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.