Stop Check Search, Add, and Cancel Business Case
This is an example document.
In this business case, a consumer of an Internet bank mails the bank a deposit check from his account at the bank. The consumer checks after five days and the check has not been received by the Internet bank. The consumer requests that the Internet bank issue a stop/hold order on the check. The check arrives the next day, and the Internet bank requests a stop/hold cancel on the check.
Initial Add Request
An Internet bank sends a stop/hold order on a check issued by one of its consumers. The Internet bank forwards the following information to the Service Provider holding the account.
| Complex | Simple Element or Array | Entry Value | Explanation |
|---|---|---|---|
StopChkAddRq_MType | InAcctId/AcctId | 1747664 | Account to which the stop/hold order is to be added. |
StopHldType | Ck | Stop/hold on payment of a check. | |
StopChkInfo_CType | Defining complex | - | |
StopChkInfo_CType | ChkDt | 011207 | Date on the check. |
ChkNumStart | 332 | Check number | |
ChkNumEnd | 332 | Check number | |
StopChg | 30.00 | Fee charged for stop/hold order. | |
PayeeName | Internet Bank of Monett | To whom the check was written. | |
RmkArray | Array for inserting text. | - | |
RmkArray | Rmk | Check sent for deposit was not received as of 011707. | Remarks entered by the Internet bank explaining the reasons for the request. |
Initial Add Response
Once the Service Provider receives and executes the stop/hold order, it responds to the Internet bank by returning a response with the following values:
| Complex | Simple Element or Array | Entry Value | Explanation |
|---|---|---|---|
StopChkAddRs_MType | StopSeq | 26552 | Sequence number issued by the Service Provider identifying the requested stop/hold order. |
RsStat | Successful | The requested stop/hold order was successfully executed. |
Initial Cancel Request
Once the check arrives safely at the Internet bank, the Internet bank forwards a request to cancel the stop/hold order to the Service Provider with the following values:
| Complex | Simple Element or Array | Entry Value | Explanation |
|---|---|---|---|
StopChkCanRq_MType | StopSeq | 26552 | Sequence number issued by the Service Provider identifying the requested stop/hold order when it was created. |
InAcctId/AcctId | 1747664 | Account to which the stop/hold order was added. |
Initial Cancel Response
Once the stop check cancel message is received and executed, the Service Provider returns a response message to the Internet bank with the following values:
| Complex | Simple Element or Array | Entry Value | Explanation |
|---|---|---|---|
StopChkCanRs_MType | RsStat | Successful | The requested stop/hold cancel order was successfully executed. |