Loan Participation Inquiry
Loan Participation Inquiry
Loan Participation Inquiry is a jXchange service designed to provide a consumer with the ability to inquire on the institutions participated for a specific loan.
Message Flow
In jXchange, the Loan Participation Inquiry service uses a typical exchange of
MType
messages to provide
consumers with the ability to inquire on institutions who participated for a specific
loan.
Primary Request
The third-party consumer forwards the LnPrtcpInqRq_MType
message to the
service provider.
The message contains the following complex elements:
Custom_CType
InAcctId
referencesAccountId_CType
MsgRqHdr_CType
The message contains the following array:
IncXtendElemArray_AType
Primary Response
The service provider returns the LnPrtcpInqRs_MType
message to the
third-party consumer. The message contains multiple occurrences of the match account
identification of the institutions that participated with the loan.
The message contains the following complex elements:
Custom_CType
InAcctId
referencesAccountId_CType
MsgRsHdr_CType
The message contains the following array:
LnPrtcpInqRecArray_AType
Loan Participation Inquiry Behavior
The InAcctId
complex is required for this inquiry
service.
The LnPrtcpInqRs_MType
response message returns
multiple occurrences of the match account identification of the
institutions that participated with the loan.
The LnPrtcpInqRecArray_AType
array includes the
following arrays:
- Investor Phone Array – The phone numbers that are assigned to the participated institution.
- Investor Email Array – The email addresses that are assigned to the participated institution.
- Investor Contact Array – The contacts assigned to a participated institution. The investor contact type may serve as the key for the array.
LnPrtcpInqRq_MType
LnPrtcpInqRq_MType
is a message
MType
element.
Contains:
Custom_CType
InAcctId
referencesAccountId_CType
IncXtendElemArray_AType
MsgRqHdr_CType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
InAcctId
references
AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
IncXtendElemArray_AType
IncXtendElemArray_AType
is an array
AType
element.
Contains:
IncXtendElemInfo_CType
IncXtendElemInfo_CType
IncXtendElemInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- XtendElem
- Included extended elements. The consumer would ask by name for x_ prefix elements to be included in the response.
MsgRqHdr_CType
MsgRqHdr_CType
is a complex CType
element. This is
the default message request header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
LnPrtcpInqRs_MType
LnPrtcpInqRs_MType
is a message
MType
element.
Contains:
Custom_CType
InAcctId
referencesAccountId_CType
LnPrtcpInqRecArray_AType
MsgRsHdr_CType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
InAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
InAcctId
references
AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
LnPrtcpInqRecArray_AType
LnPrtcpInqRecArray_AType
is an array
AType
element. This is an array of responses for the loan
participation inquiry.
Contains:
LnPrtcpInqRec_CType
LnPrtcpInqRec_CType
LnPrtcpInqRec_CType
is a complex CType
element.
Contains:
InvAddr
referencesAddr_CType
InvContactArray_AType
InvEmailArray
referencesEmailArray_AType
InvPhoneArray
referencesPhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- AflCrtCustIdType
- Answers the question: Should the affiliate financial institution
automatically create a customer identification? Canonical values are:
- false
- true
- AflCrtLnIdType
- Answers the question: Should the affiliate financial institution
automatically create a loan identification? Canonical values are:
- false
- true
- AflCustId
- The identifier attached to a customer.
- AflDftBrCode
- The branch code.
- AflDftBrDesc
- A description of the branch name. It includes the
Rstr
attribute. - AflDftDataId
- The default data/cache named identifier for an affiliated loan.
- AflDftOffCode
- The code that designates the financial institution officer.
- AflDftOffDesc
- The officer short name.
- AflDftPrtcpId
- The default participation identifier for an affiliated loan.
- AflFinInstId
- An identifier of the participated financial institution for an affiliated loan.
- AflInterfaceBrCode
- The branch code.
- AflInterfaceBrDesc
- A description of the branch name. It includes the
Rstr
attribute. - AflInterfaceGLCostCtr
- The GL cost center provided for bank use in reporting the account to a specific GL cost center.
- AflInterfaceProdCode
- The code that identifies a product type of account within an application.
- AflInterfaceProdDesc
- Description of the type of account.
- CurBal
- The current balance.
- IntRate
- The interest rate.
- InvContactName
- The main contact for an institution participating in the purchase of a sold loan.
- InvInstRtId
- The identification of the institution invested in a sold loan. A financial institution entity uses the routing transit or ABA nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity uses a mutually agreed upon identification that must contain at least one non-integer character.
- InvMailReciptId
- An identifier given to the mail recipient for all mail related to the serviced loan.
- NxtPayDt
- The next payment date.
- PartIdNum
- The participation identification number.
- PrtcpAutoAdvType
- Answers the question: Should the sold loan advance be automatically
advanced to the participation loan? Canonical values are:
- false
- true
- PrtcpAutoInterfaceType
- The type of participation loan activity that is automatically
interfaced. Canonical values are:
- Bought
- BoughtSold
- None
- Sold
- PrtcpBrCode
- The branch code.
- PrtcpCorrelId
- An identification provided by the consumer that correlates a group of log messages.
- PrtcpInterfaceAcctId
- The number or character that identifies an account record.
- PrtcpInterfaceAcctType
- The number or character that categorizes the AcctId.
- PrtcpInvName
- The name of the institution participating in the purchase of a sold loan.
- PrtcpPct
- The percentage of the loan an institution owns of a sold loan.
- PrtcpRemitType
- Answers the question: What is the method of remittance to the
participated institutions? Canonical values are:
- ACH
- Chk
- Dep
- PrtcpTaxId
- The tax identifier. It includes the
OvrrdInstRtId
,MaskVal
,Rstr
, andSrchType
attributes.
InvAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
InvAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
InvContactArray_AType
InvContactArray_AType
is an array AType
element. This is an array of contacts for serviced loans.
Contains:
InvContactRec_CType
InvContactRec_CType
InvContactRec_CType
is a complex
CType
element.
Contains:
Addr_CType
EmailArray_AType
PersonName_CType
PhoneArray_AType
Simple Elements
The following simple elements are contained within this complex.
- InvContactType
- The contact type for a service loan that serves as a key for an investor contact array.
Addr_CType
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
EmailArray_AType
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
PersonName_CType
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
PhoneArray_AType
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
- Phone type examples are: home, work, fax, cell. Canonical values
are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
InvEmailArray
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
InvEmailArray
references
EmailArray_AType
.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
InvPhoneArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
InvPhoneArray
references
PhoneArray_AType
.
Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
- Phone type examples are: home, work, fax, cell. Canonical values
are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
MsgRsHdr_CType
MsgRsHdr_CType
is a complex
CType
element. This is the default message response
header.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.