Internet Financial Institution Id Inquiry
Internet Financial Institution Id Inquiry
Internet Financial Institution Id Inquiry is a jXchange service designed to provide the third-party consumer with the ability to inquire on the behavioral elements as related to an internet banking application.
Message Flow
In jXchange, the Internet Financial Institution Id Inquiry service uses a typical
exchange of MType
messages
to allow users to query behavioral elements related to internet banking applications.
Primary Request
The third-party consumer forwards the IntnetFinInstIdInqRq_MType
message
to the service provider.
The message contains the following simple elements:
- ActIntent
- IntnetFinInstId
The message contains the following complex elements:
Custom_CType
MsgRqHdr_CType
The message contains the following array:
IncXtendElemArray_AType
Primary Response
The service provider returns the IntnetFinInstIdInqRs_MType
message
to the third-party consumer.
The message contains the following simple elements:
- ActIntent
- ActIntentKey
- IntnetFinInstId
The message contains the following complex elements:
Custom_CType
MsgRsHdr_CType
x_BilPayInfoRec_CType
x_IntnetAccessInfoRec_CType
x_IntnetCashMgmtInfoRec_CType
x_IntnetInfoRec_CType
x_IntnetValidXferInfoRec_CType
x_IntnetXferInfoRec_CType
The message contains the following extended element:
SvcPrvdInfo
referencesIntnetFinInstIdInqRs_EType
Internet Financial Institution Id Inquiry Behavior
Internet Financial Institution Id Inquiry is a jXchange service designed to allow queries on behavioral elements related to internet banking applications.
The IntnetFinInstId element is required in the request message. The
IncXtendElemArray_AType
array is optional. The
IncXtendElem
complex contains:
x_IntnetInfoRec_CType
= Internet Information Recordx_IntnetXferInfoRec_CType
= Internet Transfer Information Recordx_IntnetAccessInfoRec_CType
= Internet Access Information Recordx_IntnetValidXferInfoRec_CType
= Internet Valid Transfer Information Recordx_IntnetCashMgmtInfoRec_CType
= Internet Cash Management Information Record
The IntnetInfoRec_CType
contains the DspAppInfoArray_AType
,
which provides the third-party consumer with the applications that can appear in a financial
institution internet application and the EmailArray_AType
for electronic
contact information.
The IntnetXferInfoRec_CType
contains the XferFromArray_AType
,
which provides the third-party consumer with the application types permitted for transfer
requests. The array element values are only required when the
XferTypeLvl element is of the canonical value
AcctId.
The IntnetAccessInfoRec_CType
contains the
RelCodeAccessArray_AType
, which provides the third-party consumer with
the account relationship codes that are used for allowable account identification access.
The array element values are only required when the AcctIdAccess
element is of the canonical values RelCustId or
RelAcctId.
The IntnetAccessInfoRec_CType
complex contains the
AcctIdAccessArray_AType
, which provides the third-party consumer with the
specific accounts identifications for an internet banking application along with each
account identification's behavioral elements as related to internet banking.
The IntnetValidXferInfoRec_CType
complex contains the
ValXferInfoArray_AType
, which provides the third-party consumer with
account identifications approved for funds transfer activity and some related elements. The
IntnetCashMgmtInfoRec_CType
complex contains the behavioral elements
related to an internet banking cash management application. The
CashMgmtAcctInfoArray_AType
array is included to convey to the
third-party consumer the individual account identification as part of a cash management
application and their respective behavioral elements.
IntnetFinInstIdInqRq_MType
IntnetFinInstIdInqRq_MType
is a message
MType
element.
Contains:
Custom_CType
IncXtendElemArray_AType
MsgRqHdr_CType
Simple Elements
The following simple elements are contained within this message.
- ActIntent
Conveys the consumer intention for a subsequent operation for the data set included in the response. Canonical values are:
- Dlt
- ReadOnly
- Upd
The default value is ReadOnly.
- IntnetFinInstId
- The identification assigned to a consumer for the financial institution internet product.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IncXtendElemArray_AType
IncXtendElemArray_AType
is an array
AType
element.
Contains:
IncXtendElemInfo_CType
IncXtendElemInfo_CType
IncXtendElemInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- XtendElem
- Included extended elements. The consumer would ask by name for x_ prefix elements to be included in the response.
MsgRqHdr_CType
MsgRqHdr_CType
is a complex CType
element. This is
the default message request header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
IntnetFinInstIdInqRs_MType
IntnetFinInstIdInqRs_MType
is a message
MType
element.
Contains:
Custom_CType
MsgRsHdr_CType
SvcPrvdInfo
referencesIntnetFinInstIdInqRs_EType
x_BilPayInfoRec_CType
x_IntnetAccessInfoRec_CType
x_IntnetCashMgmtInfoRec_CType
x_IntnetInfoRec_CType
x_IntnetValidXferInfoRec_CType
x_IntnetXferInfoRec_CType
Simple Elements
The following simple elements are contained within this message.
- ActIntent
Conveys the consumer intention for a subsequent operation for the data set included in the response. Canonical values are:
- Dlt
- ReadOnly
- Upd
The default value is ReadOnly.
- ActIntentKey
- The service provider key that is delivered to the consumer to be submitted in a subsequent modification operation.
- IntnetFinInstId
- The identification assigned to a consumer for the financial institution internet product.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
MsgRsHdr_CType
MsgRsHdr_CType
is a complex
CType
element. This is the default message response
header.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.- BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.
x_BilPayInfoRec_CType
x_BilPayInfoRec_CType
is a complex
CType
element.
Contains:
BilPayInfoArray_AType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- BilPayCrCompDesc
- The description of the code that indicates what the credit company used for the bill pay processes.
BilPayInfoArray_AType
BilPayInfoArray_AType
is an array
AType
element. This is an array of accounts that
participate in internet banking bill pay.
Contains:
BilPayInfo_CType
BilPayInfo_CType
BilPayInfo_CType
is a complex
CType
element.
Contains:
BilPayInfoRec_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- BilPayCrCompDesc
- The description of the code that indicates what the credit company used for the bill pay processes.
BilPayInfoRec_CType
BilPayInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- AliasAcctName
- An alias name provided to an account that is often used for GUI representation that is understandable to an end consumer.
- BilPayCrCompCode
- The code that indicates what the credit company used for the bill pay processes.
- DrAcctId
- The debit account number.
- DrAcctType
- The debit account type.
- SerChgWav
- The field that defines when an institution debits the account
for service charges. Canonical values are:
- Chg
- NA
- Wav
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
x_IntnetAccessInfoRec_CType
x_IntnetAccessInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
IntnetAccessInfoRec_CType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IntnetAccessInfoRec_CType
IntnetAccessInfoRec_CType
is a complex
CType
element.
Contains:
AcctIdAccessArray_AType
RelCodeAccessArray_AType
Simple Elements
The following simple elements are contained within this complex.
- AcctIdAccess
- The account identification relationship types that can be accessed
for the internet application. Canonical values are:
- All
- RelAcctId
- RelCustId
AcctIdAccessArray_AType
AcctIdAccessArray_AType
is an array
AType
element. This is an array of account identifications
with access permission.
Contains:
AcctIdAccessInfo_CType
AcctIdAccessInfo_CType
AcctIdAccessInfo_CType
is a complex
CType
element.
Contains:
AccountId_CType
Simple Elements
The following simple elements are contained within this complex.
- AccessAlw
- Answers the question: Does the enrolled internet user have
permission to access the specific account identification in the internet banking
application? Canonical values are:
- true
- false
- AcctElecDocType
- Answers the question: Should the account receive electronic
documents? Canonical values are:
- false
- true
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- ACHCrPostAmt
- The total credit ACH amount of transactions on a given business day.
- ACHDrPostAmt
- The total debit ACH amount of transactions on a given business day.
- AliasAcctName
- An alias name provided to an account that is often used for GUI representation that is understandable to an end consumer.
- CkCrPostAmt
- The amount of check credit posted for a cycle.
- CkDrPostAmt
- The amount of check debit posted for a cycle.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- FeeChgStmtType
- Answers the question: Should internet banking assessed fees be
charged at statement time? Canonical values are:
- false
- true
- LnPmtAlw
- The type of loan payments permitted for the enrolled internet user.
Canonical values are:
- IntPmt
- PrinIntPmt
- PrinPmt
- OTCCrPostAmt
- The amount of over the counter credit posted for a cycle.
- OTCDrPostAmt
- The amount of over the counter debit posted for a cycle.
- PlnCode
- The service provider code that represents plan products for different plan types.
- PlnDesc
- The description of service provider code that represents plan products for different plan types.
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- ProdDesc
- Description of the type of account.
- Rmk
- Application or user remarks free-form text.
- StmtRetrvAnlysId
- The analysis identification given to the statement retrievals to determine fee behavioral assessment.
- StmtRetrvFeeAmt
- The fixed fee amount charged for the statement retrievals assessment.
- StopPmtAddAnlysId
- The analysis identification given to the stop payment addition fee to determine the fee behavioral assessment.
- StopPmtAddFeeAmt
- The fixed fee amount charged for the stop payment additions assessment.
- WireCrPostAmt
- The amount of wire credit posted for a cycle.
- WireDrPostAmt
- The amount of wire debit posted for a cycle.
- XferCrPostAmt
- The amount of transfer credit posted for a cycle.
- XferDrPostAmt
- The amount of transfer debit posted for a cycle.
- XferFromAnlysId
- The analysis identification given to the transfer from an account to determine the fee behavioral assessment.
- XferFromFeeAmt
- The fixed fee amount charged for the transfer from an account assessment.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
RelCodeAccessArray_AType
RelCodeAccessArray_AType
is an array
AType
element. This is an array of account relationships
that would be considered as part of the internet banking
application.
Contains:
RelCodeAccessInfo_CType
RelCodeAccessInfo_CType
RelCodeAccessInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
x_IntnetCashMgmtInfoRec_CType
x_IntnetCashMgmtInfoRec_CType
is a complex
CType
element.
Contains:
CashMgmtUserInfoArray_AType
Custom_CType
IntnetCashMgmtInfoRec_CType
CashMgmtUsrInfoArray_AType
CashMgmtUsrInfoArray_AType
is an array
AType
element. This is an array of cash management users. It provides all of
the cash management user identifications and their single sign on identifications that are
attached to a specific internet identification account.
Contains:
CashMgmtUsrInfo_CType
CashMgmtUsrInfo_CType
CashMgmtUsrInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- CashMgmtUsrId
- The user identification of cash management users for a specific internet financial institution enrolled client.
- CashMgmtUsrSSOId
- The Cash Management user identification single sign-on identification.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IntnetCashMgmtInfoRec_CType
IntnetCashMgmtInfoRec_CType
is a complex
CType
element.
Contains:
ACHChgAcctId
referencesAccountId_CType
CashMgmtAcctInfoArray_AType
FeeChgAcctId
referencesAccountId_CType
WireOrignName
referencesPersonName_CType
Simple Elements
The following simple elements are contained within this complex.
- ACHBatchAlw
- Answers the question: Does the enrolled internet user have
permission to submit ACH batch files in the internet banking application?
Canonical values are:
- false
- true
- ACHBatchAnlysId
- The analysis identification given to the ACH batches to determine fee behavioral assessment.
- ACHBatchFeeAmt
- The fixed fee amount charged for ACH batches assessment.
- ACHChgStmtType
- Answers the question: Should internet banking assessed ACH fees be
charged at statement time? Canonical values are:
- false
- true
- ACHCompName
- The ACH company name, as governed by Nacha® rules.
- ACHExtrAnlysId
- The analysis identification given to the ACH extractions to determine fee behavioral assessment.
- ACHExtrFeeAmt
- The fixed fee amount charged for ACH extractions assessment.
- ACHItemAnlysId
- The analysis identification given to the ACH items to determine fee behavioral assessment.
- ACHItemFeeAmt
- The fixed fee amount charged for ACH items assessment.
- BAIRecipId
- The Banking Administration Institute (BAI) recipient's identification.
- BAIRecipSecId
- The secondary Banking Administration Institute (BAI) recipient's identification.
- ExtcCurDayBalData
- Answers the question: Can the internet banking user be allowed to
extract current day balances? Canonical values are:
- false
- true
- ExtcFileName
- The extraction file name.
- ExtcFileName
- The extraction file name.
- ExtcFileType
- The extraction file type. Canonical values are:
- ASCII
- BAI
- Prt
- QIF
- Text
- ExtcFileType
- The extraction file type. Canonical values are:
- ASCII
- BAI
- Prt
- QIF
- Text
- ExtcPriorDayBalData
- Answers the question: Can the internet banking user be allowed to
extract prior day balances? Canonical values are:
- false
- true
- ExtcPriorDayBalData
- Answers the question: Can the internet banking user be allowed to
extract prior day balances? Canonical values are:
- false
- true
- ExtcPriorDayTrnData
- Answers the question: Can the internet banking user be allowed to
extract prior day transactional activity? Canonical values are:
- false
- true
- IntnetMonthChgFreq
- Answers the question: What is the frequency to assess the monthly
internet banking charge? Canonical values are:
- BegofMonth
- EndofMonth
- Stmt
- IntnetMonthFeeAmt
- The fixed fee amount charged for the monthly internet assessment.
- IntPmtAlw
Is an interest payment allowed?
- true
- false
- PrinPmtAlw
Is a principal payment allowed? Canonical values are:
- true
- false
- StmtSerChg
- The statement service charge.
- WireActAlw
- Answers the question: Does the enrolled internet user have
permission to wire activity in the internet banking application? Canonical
values are:
- false
- true
- WireRepTrnEntryAlw
- Is repetitive wire transaction entry allowable?
- WireTrnEntryAlw
- Is wire transaction entry allowable?
ACHChgAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
ACHChgAcctId
references
AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
CashMgmtAcctInfoArray_AType
CashMgmtAcctInfoArray_AType
is an array
AType
element. This is an array of accounts that would be
considered as part of the cash management internet banking
application.
Contains:
CashMgmtAcctInfo_CType
CashMgmtAcctInfo_CType
CashMgmtAcctInfo_CType
is a complex
CType
element.
Contains:
AccountId_CType
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This is the full text line name like John Doe.
- CrtPrtExtcType
- Answers the question: Should internet banking application create printed
extractions? Canonical values are:
- false
- true
- CurDayTrnAlw
- Answers the question: Does the enrolled internet user have permission to
access current day transactions in the internet banking application? Canonical values
are:
- false
- true
- CurDayTrnAnlysId
- The analysis identification given to the current day transaction extractions to determine fee behavioral assessment.
- CurDayTrnFeeAmt
- The fixed fee amount charged for current day transaction extractions assessment.
- ExtcAlw
- Answers the question: Does the enrolled internet user have permission to
extract data in the internet banking application? Canonical values are:
- false
- true
- ExtcAnlysId
- The analysis identification given to the extracted data to determine fee behavioral assessment.
- ExtcFeeAmt
- The fixed fee amount charged for the extracted data assessment.
- ImportAcctReconAnlysId
- The analysis identification given to the import of account reconciliation data to determine the fee behavioral assessment.
- ImportAcctReconData
- Answers the question: Should account reconciliation data be imported to
the internet banking user? Canonical values are:
- false
- true
- ImportAcctReconFeeAmt
- The fixed fee amount charged for the import of the account reconciliation data assessment.
- ImportAcctReconPlnAnlysId
- The analysis identification given to the import of account reconciliation plan data to determine the fee behavioral assessment.
- ImportAcctReconPlnData
- Answers the question: Should account reconciliation plan data be imported
to the internet banking user? Canonical values are:
- false
- true
- ImportAcctReconPlnFeeAmt
- The fixed fee amount charged for the import of the account reconciliation plan data assessment.
- ImportPosPayAnlysId
- The analysis identification given to the import of positive pay data to determine the fee behavioral assessment.
- ImportPosPayData
- Answers the question: Should positive pay data be imported to the internet
banking user? Canonical values are:
- false
- true
- ImportPosPayFeeAmt
- The fixed fee amount charged for the import of the positive pay data assessment.
- IncCombStmt
- Include on combined statement. Indicates if this account is to be
included in combined statement information. Canonical values are:
- false
- true
- IntPmtAlw
Is an interest payment allowed?
- true
- false
- LnPmtAlw
- The type of loan payments permitted for the enrolled internet user.
Canonical values are:
- IntPmt
- PrinIntPmt
- PrinPmt
- PrinPmtAlw
Is a principal payment allowed? Canonical values are:
- true
- false
- PriorDayTrnAlw
- Answers the question: Does the enrolled internet user have permission to
access prior day transactions in the internet banking application? Canonical values
are:
- false
- true
- PriorDayTrnAnlysId
- The analysis identification given to the prior day transaction extractions to determine fee behavioral assessment.
- PriorDayTrnFeeAmt
- The fixed fee amount charged for prior day transaction extractions assessment.
- StmtRetrvAlw
- Answers the question: Does the enrolled internet user have permission to
access statement retrieval in the internet banking application? Canonical values are:
- false
- true
- StmtRetrvAnlysId
- The analysis identification given to the statement retrievals to determine fee behavioral assessment.
- StmtRetrvFeeAmt
- The fixed fee amount charged for the statement retrievals assessment.
- StmtSerChg
- The statement service charge.
- StopPmtAddAlw
- Answers the question: Does the enrolled internet user have permission to
add stop payments? Canonical values are:
- false
- true
- StopPmtAddAnlysId
- The analysis identification given to the stop payment addition fee to determine the fee behavioral assessment.
- StopPmtAddFeeAmt
- The fixed fee amount charged for the stop payment additions assessment.
- StopPmtInqAlw
- Answers the question: Does the enrolled internet user have permission to
inquire on stop payments? Canonical values are:
- false
- true
- StopPmtInqAnlysId
- The analysis identification given to the stop payment inquiry extractions to determine fee behavioral assessment.
- StopPmtInqFeeAmt
- The fixed fee amount charged for stop payment inquiry extractions assessment.
- TrnHistAlw
- Answers the question: Does the enrolled internet user have permission to
access current day transactions in the internet banking application? Canonical values
are:
- false
- true
- TrnHistAnlysId
- The analysis identification given to the current day transaction extractions to determine fee behavioral assessment.
- TrnHistFeeAmt
- The fixed fee amount charged for current day transaction extractions assessment.
- WireRepTrnEntryAlw
- Is repetitive wire transaction entry allowable?
- WireTrnEntryAlw
- Is wire transaction entry allowable?
- XferAlw
- Answers the question: Is the enrolled internet user allowed to transfer
funds? Canonical values are:
- false
- true
- XferAnlysId
- The analysis identification given to the transfer service to determine fee behavioral assessment.
- XferBalType
- Answers the question: What balances should be considered for transfer
requests? Canonical values are:
- Avl
- Col
- Ldgr
- XferFeeAmt
- The fixed fee amount charged for the transfer services assessment.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
FeeChgAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
FeeChgAcctId
references
AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
WireOrignName
PersonName_CType
is a complex CType
element. It contains name information. This complex is optional.
WireOrignName
references
PersonName_CType
.
Contains:
X_PersonName
Simple Elements
The following simple elements are contained within this complex.
- ComName
- The common name. This is the full text line name like John Doe.
- FirstName
- The first name.
- LastName
- The last name.
- MiddleName
- The middle name.
X_PersonName_CType
x_PersonName_CType
is a complex CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AbbName
- An abbreviated individual's or entity's name.
- LegalName
- Used by entities like trusts, or businesses in the case where
an individual is doing business as a company, or when the legal name is
different than the
ComName
. - NameSuffix
- The name suffix. For examples, Jr. or MD.
- SalName
- A full text line name which is used in mailings. For example, Mr. and Mrs. John Doe.
- TitlePrefix
- The title prefix. Examples: Mr. or Mrs.
x_IntnetInfoRec_CType
x_IntnetInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
IntnetInfoRec_CType
Simple Elements
The following simple elements are contained within this complex.
- AcctViewAvlBalDesc
- The description of the code that would convey to the service provider the method to use for the calculation of the available balance for account balance displays.
- BillPayAvlBalDesc
- The description of the code that conveys to the service provider the method to use for the calculation of the available balance for bill payment requests.
- BillPayProdDesc
- The description of the code assigned to the bill payment product.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- IntnetIdStatDesc
- The description of the activity status of the enrolled internet user.
- TrnXferAvlBalDesc
- The description of the code that would convey to the service provider the method to use for the calculation of the available balance for transaction funds link transfer requests.
- XferAvlBalDesc
- The description of the code that would convey to the service provider the method to use for the calculation of the available balance for funds transfer requests.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IntnetInfoRec_CType
IntnetInfoRec_CType
is a complex
CType
element.
Contains:
ACHFeeChgAcctId
referencesAccountId_CType
DspAppInfoArray_AType
EmailArray_AType
FeeChgAcctId
referencesAccountId_CType
IntnetFeeChgArray_AType
SvcPrvdInfo
referencesIntnetInfoRec_EType
Simple Elements
The following simple elements are contained within this complex.
- AcctViewAvlBalCode
- A code that would convey to the service provider the method to use for the calculation of the available balance for account balance displays.
- AliasUsrName
- The alias name provided to users.
- BillPayAlw
- Answers the question: Is the enrolled internet user allowed to
access bill pay functions? Canonical values are:
- false
- true
- BillPayAvlBalCode
- A code that conveys to the service provider the method to use for the calculation of the available balance for bill payment requests.
- BillPayOrigDt
- The original date that an internet banking account was set up for bill pay services.
- BillPayProdCode
- The code assigned to the bill payment product.
- BillPayTolrCnt
- The number of tolerated bill pay transactions that result in the waiving of bill pay transaction charges.
- ClsDspAcctDays
- The number of days to continue to display closed accounts.
- CrtPswdIdChngLtr
- Answers the question: Should a letter be created for an internet
user to change their password identification? Canonical values are:
- false
- true
- EmailNotifType
- The type of email notifications sent to the internet user. Canonical
values are:
- AlertOnly
- All
- None
- StmtOnly
- EmailRelCust
- Answers the question: Should the enrolled internet user's related
accounts receive email notifications? Canonical values are:
- false
- true
- ExtcFldrName
- The extraction folder name for file delivery.
- FirstAccessDt
- The first date an internet banking account was accessed.
- IntnetAcptTimeDt
- The date and time that a consumer accepted the internet banking agreement.
- IntnetCatType
Defines the category related to the internet identifier. Canonical values are:
- Bus
- Retail
- IntnetFeeChgType
Defines the type of internet identifier fee charge. Canonical values are:
- ACHItem
- ACHBatch
- IntnetFinInstPswdId
- The password used for the financial institution internet
product.Note: The
IntnetFinInstPswId
is only returned if the service provider creates a password because a password was not provided on the request. - IntnetIdActStat
- The activity status of the enrolled internet user. Canonical values
are:
- Active
- Dormant
- IntnetIdState
- The state of the internet account. Canonical values are:
- Active
- Del
- Dorm
- Lock
- Null
The default is Active.
- IntnetIdStat
- The activity status of the enrolled internet user.
- IntnetMonthAnlysId
- The analysis identification given to the monthly internet fee to determine the fee behavioral assessment.
- IntnetMonthChgFreq
- Answers the question: What is the frequency to assess the monthly
internet banking charge? Canonical values are:
- BegofMonth
- EndofMonth
- Stmt
- IntnetMonthFeeAmt
- The fixed fee amount charged for the monthly internet assessment.
- IntnetOrigPIN
- The internet banking PIN provided to the consumer when the identification was created.
- LastAccessDt
- The last date an internet banking account was accessed.
- LastAccessTime
- The last time an internet banking account was accessed.
- LastFailLogInTimeDt
- The state of the internet account.
- LastMainDt
- The last maintenance date.
- LnPmtAlw
- The type of loan payments permitted for the enrolled internet user.
Canonical values are:
- IntPmt
- PrinIntPmt
- PrinPmt
- PrevStmtDspAlw
- Answers the question: Should the enrolled internet user be allowed
to access previous statements? Canonical values are:
- false
- true
- SecTokenInUse
The state of the internet account. Canonical values are:
- false
- true
The default is false.
- StmtRtnDays
- The number of days previous statements should be retained for viewing.
- StopPmtAddAlw
- Answers the question: Does the enrolled internet user have
permission to add stop payments? Canonical values are:
- false
- true
- StopPmtInqAlw
- Answers the question: Does the enrolled internet user have
permission to inquire on stop payments? Canonical values are:
- false
- true
- TrnXferAvlBalCode
- A code that would convey to the service provider the method to use for the calculation of the available balance for transaction funds link transfer requests.
- UpdCustEmailType
- Describes the methods for updating the customer level email address
from the internet email address. Canonical values are:
- All
- None
- PrimEmailAddr
- SecEmailAddr
- WireCompId
- The company identification for wire created transactions.
- XferAvlBalCode
- A code that would convey to the service provider the method to use for the calculation of the available balance for funds transfer requests.
ACHFeeChgAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
ACHFeeChgAcctId
references AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
DspAppInfoArray_AType
DspAppInfoArray_AType
is an array
AType
element. This is an array of applications that can be
displayed for internet applications.
Contains:
DspAppInfo_CType
DspAppInfo_CType
DspAppInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- DspAppType
- The type of applications to appear for an internet banking
application. Canonical values are:
- Club
- Dep
- Ln
- Prot
- SafeDep
- Sav
- TaxPln
- TimeDep
- Trck
EmailArray_AType
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
FeeChgAcctId
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
FeeChgAcctId
references
AccountId_CType
.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
IntnetFeeChgArray_AType
IntnetFeeChgArray_AType
is an array
AType
element. This array is an array of chargeable fees related to an
internet identifier.
Contains:
IntnetFeeChgInfo_CType
IntnetFeeChgInfo_CType
IntnetFeeChgInfo_CType
is a complex
CType
element.
Simple Dictionary
- AcctAnlysTrnCode
- The code that identifies the Account Analysis transaction that determines the counter behavior.
- FeeChgAmt
- The amount or quantity.
- IntnetFeeRecurType
Is the internet fee charge a recurring fee charge? Canonical values are:
- true
- false
- IntnetFeeChgType
Defines the type of internet identifier fee charge. Canonical values are:
- ACHItem
- ACHBatch
AcctAnlysTrnCode
and FeeChgAmt
are part of
a documented choice statement. Both are optional, but at least one is required.SvcPrvdInfo
IntnetInfoRec_EType
is available only for JH Consumers.
SvcPrvdInfo
references
IntnetInfoRec_EType
.
Contains:
JHAConsumer
referencesIntnetInfoRec_EType
x_IntnetValidXferInfoRec_CType
x_IntnetValidXferInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
ValidXferInfoArray_AType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
ValidXferInfoArray_AType
ValidXferInfoArray_AType
is an array
AType
element. This is an array of accounts approved for
transfers from/to activity.
Contains:
ValidXferInfo_CType
ValidXferInfo_CType
ValidXferInfo_CType
is a complex
CType
element.
Contains:
AccountId_CType
Simple Elements
The following simple elements are contained within this complex.
- AcctRelCode
- The code that describes the relationship a customer has to an account.
- AcctRelDesc
- The description of the code that describes the relationship a customer has to an account.
- ProdCode
The code that identifies a product type of account within an application. Canonical values are:
- jha-4sight
- jha-argokeys
- jha-cif2020
- jha-coredirector
- jha-imagecenter
- jha-silverlake
- jha-synapsys
ProdCode is a hybrid open enumeration.
- ProdDesc
- Description of the type of account.
- Rmk
- Application or user remarks free-form text.
- XferActType
- Determines the transfer activity. Canonical values are:
- false
- true
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
x_IntnetXferInfoRec_CType
x_IntnetXferInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
IntnetXferInfoRec_CType
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
IntnetXferInfoRec_CType
IntnetXferInfoRec_CType
is a complex
CType
element.
Contains:
XferFromArray_AType
Simple Elements
The following simple elements are contained within this complex.
- FutXferDspType
- The specific type of transfers permitted for the internet
application. Canonical values are:
- Both
- FIFutXfer
- Intnet
- None
- XferAlw
- Answers the question: Is the enrolled internet user allowed to
transfer funds? Canonical values are:
- false
- true
- LmtCustId
- ChanSet
- XferTypeLvl
- Answers the question: Does the enrolled internet user restrict
transfer by account or type? Canonical values are:
- AcctId
- AcctType
XferFromArray_AType
XferFromArray_AType
is an array
AType
element. This is an array of account identifications
transferred from the permission set.
Contains:
XferFromInfo_CType
XferFromInfo_CType
XferFromInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- XferFromDepType
- The account types that can be the recipient of funds transferred
from the deposit account type. Canonical values are:
- Dep
- Club
- Ln
- Prot
- Sav
- TimeDep
- XferFromLnType
- The account types that can be the recipient of funds transferred
from the loan account type. Canonical values are:
- Dep
- Club
- Ln
- Prot
- Sav
- TimeDep
- XferFromSavType
- The account types that can be the recipient of funds transferred
from the savings account type. Canonical values are:
- Dep
- Club
- Ln
- Prot
- Sav
- TimeDep