EFT Card Search
EFT Card Search
EFT Card Search is a jXchange service designed to provide the consumer with the ability to search for EFT cards.
Message Flow
In jXchange, the EFT Card Search service
uses a typical exchange of MType
messages to provide the
consumer with the ability to search for EFT cards.
Primary Request
The Third Party Consumer forwards the
EFTCardSrchRq_MType
message to the Service Provider. The message contains ComName
, CustId
, EFTCardNum
, TaxId
, and AccountId_CType
, which are all
allowable filters. CustId
and AccountId_CType
are
key type search elements.
The Service Provider returns the
EFTCardSrchRs_MType
message to the Third Party Consumer. The message contains an echo of the
filters submitted in the request and the EFTCardSrchArray_AType
. The
elements contained within the EFTCardSrchArray_AType
should
provide data values to assist the consumer with identifying each EFT
card.
EFT Card Search Behavior
The EFTCardNum, TaxId, and
ComName elements each contain a SrchType
attribute. The service provider should support the canonical values
(Exact, StartsWith,
EndsWith, Contains) for the referenced
elements.
The service provider should make the search comparison of the ComName element to the EmbosName and SecdEmbosName elements.
EFT Card Service Business Case
This is an example document.
In this business case, a bank working with a Service Provider wants to establish a new debit card for one of their consumers.
Establish a New Debit Card
This is an example document.
The bank uses the CustSrch
service to obtain the
consumer identification. They send the following message:
Message | Complex Element, Simple Element, or Array | Input |
---|---|---|
CustSrchRq | TaxId | 111223333 |
The Service Provider sends the bank the following response:
Message | Complex Element, Simple Element, or Array | Input |
---|---|---|
CustSrchRs | CustId | 123456 |
The bank captures the consumer identification and
submits the EFTCardAdd
service to obtain a EFT card number. The bank makes the following
request:
Message | Complex Element, Simple Element, or Array | Input |
---|---|---|
EFTCardAddRq | CustId | 123456 |
EFTCardType | Debit | |
EmbosName | Example Consumer Name | |
EFTCardAcctId | 889 | |
EFTCardAcctType | DDA | |
EFTCardPrimAcct | true |
The Service Provider sends the bank the following response:
Message | Complex Element, Simple Element, or Array | Input |
---|---|---|
EFTCardAddRs | EFTCardNum | 1234123412341234 |
EFTCardSufxNum | 1 | |
RsStat | Success |
EFT Card Services Business Case 2
In this example, a consumer is deactivating an existing EFT Card.
The consumer sends the EFTCardModRq
message to the
Service Provider with the following values:
The MsgRqHdr
follows the standard
header requirements.
Complex Name | Simple Element | Entry Value |
---|---|---|
EFTCardNum | 44404567852123541 | |
EFTCardSufxNum | Hot Card | |
Dlt | True |
Complex Element | Simple Element | Entry Value |
---|---|---|
EFTCardModRec | EFTCardStat | Active |
EmbosName | John Doe | |
SecdEmbosName | Ann Doe |
The Service Provider returns the RsStat
with a status of
Success.
EFTCardSrchRq_MType
EFTCardSrchRq_MType
is a message
MType
element.
Contains:
AccountId_CType
Custom_CType
SrchMsgRqHdr_CType
Simple Elements
The following simple elements are contained within this message.
- ComName
- The common name. This is the full text line name like John Doe.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- EFTCardNum
- The number that is assigned to an EFT card. The card number includes the ISO number.
- TaxId
- The tax identifier. It includes the
OvrrdInstRtId
,MaskVal
,Rstr
, andSrchType
attributes.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
SrchMsgRqHdr_CType
SrchMsgRqHdr_CType
is a complex
CType
element. This is a
standard request message header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
- Cursor
- The state information that allows the next call to understand where it left off when returning multiple records and allowing a subsequent call to retrieve more records.
- MaxRec
- The maximum number of records when multiple records are returned.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
EFTCardSrchRs_MType
EFTCardSrchRs_MType
is a message
MType
element.
Contains:
AccountId_CType
Custom_CType
EFTCardSrchArray_AType
SrchMsgRsHdr_CType
Simple Elements
The following simple elements are contained within this message.
- ComName
- The common name. This is the full text line name like John Doe.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- EFTCardNum
- The number that is assigned to an EFT card. The card number includes the ISO number.
- TaxId
- The tax identifier. It includes the
OvrrdInstRtId
,MaskVal
,Rstr
, andSrchType
attributes.
AccountId_CType
AccountId_CType
is a complex
CType
element. This element contains the incoming account
identification information and any restrictions.
Simple Elements
The following simple elements are contained within this complex.
- AcctId
- The number or character that identifies an account record.
- AcctType
- The number or character that categorizes the AcctId.
- Rstr
- The level of restrictions that can exist at a parent and/or child
node. Canonical values are:
- Hid
- NoAccess
- NoAccessPart
- ReadOnly
- ReadOnlyPart
- ReadWrite
- ReadWritePart
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
EFTCardSrchArray_AType
EFTCardSrchArray_AType
is an array AType
element. It is an array of responses for EFT card search.
Contains:
EFTCardSrchRec_CType
EFTCardSrchRec_CType
EFTCardSrchRec_CType
is a complex CType
element.
Contains:
EFTCardSrchCustom
referencesCustom_CType
Simple Elements
The following simple elements are contained within this complex.
- CustId
- The identifier attached to a customer. It includes the OvrrdInstRtId attribute.
- EFTCardBINCode
- The code that identifies the type of BIN.
- EFTCardBINDesc
- The description of the code that identifies the type of BIN.
- EFTCardNum
- The number that is assigned to an EFT card. The card number includes the ISO number.
- EFTCardStatDesc
- The description of the status of an issued EFT card.Note: This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01.
- EFTCardStat
- The status of an issued EFT card. Canonical values are:
- Act
- Cls
- CardLmtExist
- Del
- DepOnly
- Exp
- HotCard
- Iss
- ManActReq
- OrderCard
- OrderInProc
- PINMail
- PINXsTries
- ReOrderCard
- ReOrderDeny
- WarmCard
Note: This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new element for EFT statuses is EFTCardStatType, in which the status values are represented by closed canonical values. - EFTCardStatType
- The status of an issued EFT card. Canonical values are:
- Act
- CardLmtExist
- Cls
- Del
- DepOnly
- Exp
- HotCard
- InstantIss
- InstantIssMail
- Iss
- ManActReq
- OrderCard
- OrderInProc
- PINMail
- PINXsTries
- ReOrderCard
- ReOrderDeny
- WarmCard
- EFTCardSufxNum
- The number that is the suffix to the card number. Can represent the card holder when multiple cards are issued with the same card number.
- EmbosName
- The name that is embossed on the EFT card.
- LastActDt
- The date of the last activity.
- SecdEmbosName
- The secondary name that could be embossed on the EFT card.
- TaxId
- The tax identifier. It includes the
OvrrdInstRtId
,MaskVal
,Rstr
, andSrchType
attributes.
EFTCardSrchCustom
Custom_CType
is a complex CType
element.
EFTCardSrchCustom
references
Custom_CType
.
This element is optional.
SrchMsgRsHdr_CType
SrchMsgRsHdr_CType
is a complex
CType
element. It searches
specific message response headers.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
Simple Elements
The following simple elements are contained within this complex.
- Cursor
- The state information that allows the next call to understand where it left off when returning multiple records and allowing a subsequent call to retrieve more records.
- MoreRec
- Indicates if there are more records that could be returned.
Canonical values are:
- false
- true
- SentRec
- The number of records sent in the response.
- TotRec
- Indicates the total records the request selected, which could be
larger than
MaxRec.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.