Contains:

• AllowTrnAcctArray_AType
• EFTCardInfo_CType
• EstbPersonName references PersonName_CType
• UserDefInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

AcctLvlSecCode

The code that references the special handling security processes/accesses at the account level.

AcctReOpenCode

The code that dictates the behavior when reopening an already closed account.

ATMCard

The ATM card canonical values of:

• false
• true

ChkGuar

The check guaranty canonical values of:

• false
• true

ClsOnZeroBal

Indicates if the account should be closed automatically when the balance is at zero for the required number of days. Canonical values are:

• false
• true

ClubPlnAcctId

The numbers or characters that identify an account record that receives payment from club account distributions.

ClubPlnAcctType

The numbers or characters that categorize the ClubPlnAcct ID that receives payment from club account distributions.

ClubPln

If the account is a club type account, a plan number may be entered in this field to determine the type of plan. Valid entries are 1–9. This element is required for account type X.

CrBureauRptCode

The code that identifies the behavior for credit bureau reporting.

EstbPersonTitle

The title an employee holds in a corporation or business.

FltSchedCode

Represents the float schedule to be used by the service provider.

HighVolAcctCode

The code that indicates the type of high volume deposit account.

HldMailCode

Includes the mailing instructions. Valid values are 1–9 or blank.

LangType

The language as defined by ISO 639-2 Language code list, available at http://www.loc.gov/standards/iso639-2/php/code_list.php. Canonical values are:

• chi
• eng
• fre
• ger
• ita
• jpn
• kor
• pol
• por
• spa
• swe
• zho

LstPostAcctCode

The code that indicates the type of handling for summarizing daily debit items for account posting.

PlnCvrgType

Identifies who is covered by a Health Insurance Plan. Canonical values are:

• Fam
• Indv

PrtACHNotCode

The code that dictates the behavior when creating notices for ACH activity.

RelAcctId

The related account ID or number.

RelAcctType

The related account type.

RepoBlkId

The repurchase agreements block identification.

Simple Elements

The following simple elements are contained within this complex.

AvlSweepAmt

The amount of available sweep that could be used to cover this account.

CashInExmp

The cash-in exemption.

CashOutExmp

The cash-out exemption.

ChgdOffAmt

The amount charged off.

ChgdOffDt

The charge-off date.

CurQtrMaxBal

The current calendar quarter's account maximum balance.

CurQtrMinBal

The current calendar quarter's account minimum balance.

FltAmt

The amount of float outstanding against this account.

HldAmt

The hold amount.

LastDepAmt

The last deposit amount.

LastDepDt

The date of last deposit.

LastMainDt

The last maintenance date.

LastTrnActDt

The date an account last had monetary activity.

MinBal

The balance established for an account that triggers some business activity.

NetMemoPostAmt

The sum of the current memo-posted items against this account.

ODProtAmt

The amount of overdraft protection (credit line) this account has.

RegCCAmt

The amount of Reg CC against this account.

Contains:

• AcctTitleArray_AType
• AliasCustName references PersonName_CType
• ApprvOffInfoArray_AType
• ODPrvlgOptInfoArray_AType
• OffInfoArray_AType
• TINInfo_CType

Simple Elements

The following simple elements are contained within this complex.

AcctClsfCode

The allowed account classification values that are bank defined.

AcctStat

The account status.

AliasAcctName

An alias name provided to an account that is often used for GUI representation that is understandable to an end consumer.

BrandCode

The code that defines the brandings.

BrCode

The branch code.

ClsDt

The closing date.

ClsRsnCode

The code that references the reason for an account closing.

CustId

The identifier attached to a customer. It includes the OvrrdInstRtId attribute.

DormantChgWav

A list of values that designate the behavior for charging or waiving dormant charges. Canonical values are:

• Chg
• NA
• Wav

LastConDt

The date of last contact.

MICRAcctId

The magnetic ink character recognition account identification that could differ from the account identification.

OffCode

The code that designates the financial institution officer.

OpenDt

The date opened.

ProdCode

The code that identifies a product type of account within an application. Canonical values are:

• jha-4sight
• jha-argokeys
• jha-cif2020
• jha-coredirector
• jha-imagecenter
• jha-silverlake
• jha-synapsys

ProdCode is a hybrid open enumeration.

SalesPerson

The code value that represents the sales person. This element was changed from a string to an open enumerated type in 4/2011. This element resides as an exception and is not to be suffixed with code rather than deprecate the element. The element does have a description.

SerChgWavRsnCode

The code that indicates the reason an account is not being charged any fees.

SerChgWav

The field that defines when an institution debits the account for service charges. Canonical values are:

• Chg
• NA
• Wav

SigVerifyCode

The signature verification code. Canonical values are:

• false
• true

TellerSICCode

The code that designates special instructions to the teller.

Simple Elements

The following simple elements are contained within this complex.

AllowReDepCode

The code that indicates how to redeposit foreign return items.

AutoNSFFee

Automatic NSF fee. Canonical values are:

• Chg
• NA
• Wav

ChgdOffAutoCode

The code that designates the activity to automatically charge off an account.

ChgODCode

A code that indicates the business logic to be used for charging a continuous charge while an account is maintained in a negative balance position.

ChgODFeeBal

The threshold balance of an account before charging an account for maintaining a negative balance position.

ChgODFeeDays

The number of days that can elapse before charging an account for maintaining a negative balance position.

ChgODFeeDaysType

The type of days that should be used to determine the charging of overdraft fees. Canonical values are:

• BusDays
• CalDays

ChgODFeeMax

The maximum amount an account should be charged for maintaining a negative balance position.

ChgODFeeMin

The minimum amount an account should be charged for maintaining a negative balance position.

ChgODFeePct

The percentage to be used to determine the charge for an account for maintaining a negative balance position.

ConsDaysCntType

The type of days that should be used to determine the counting of consecutive days for an overdraft position. Canonical values are:

• BusDays
• CalDays

ConsDaysNSF

The number of consecutive days NSF.

ConsDaysOD

The number of consecutive days overdrawn.

ConsDaysRet

The number of consecutive days returned.

DlyNSFMaxChg

The maximum amount an account can be charged for NSF items daily.

DlyODMaxChg

The maximum amount an account can be charged for OD items daily.

DlyUCFMaxChg

The maximum amount an account can be charged for items paid on uncollected funds daily.

LastNSFDt

Last NSF Date.

LastODDt

The last overdrawn date.

NSFItemsYTD

The number of items that were NSF (non-sufficient funds), year-to-date.

NSFTimesYTD

The number of times the account was NSF year-to-date.

NumAllowReDepItems

The allowable number of redeposit foreign return items.

ODChgAccr

Overdraft Charges Accrued.

ODHighBal

The highest overdraft balance amount.

ODItemsYTD

The number of overdraft items, year-to-date.

ODLmt

The overdraft limit.

ODNot1Days

The number of days to lapse, prior to sending the first overdraft notice.

ODNot2Days

The number of days to lapse, prior to sending the second overdraft notice.

ODNot3Days

The number of days to lapse, prior to sending the third overdraft notice.

ODNot4Days

The number of days to lapse, prior to sending the fourth overdraft notice.

ODNot5Days

The number of days to lapse, prior to sending the fifth overdraft notice.

ODNot6Days

The number of days to lapse, prior to sending the sixth overdraft notice.

ODPrvlgAmt

The amount of overdraft privilege (bounce protection) this account has.

ODStat

The OD status (third party).

ODTimesYTD

The number of times the account has been overdrawn, year-to-date.

PostAFTNSFCode

A code that indicates how to handle automatic funds transfers for accounts that are in or that could go into a negative balance position.

ReDepNotCode

The code that indicates the business logic for redeposit notices.

Contains:

• VarIntRateInfo_CType

Simple Elements

The following simple elements are contained within this complex.

AccrMeth

The accrual method.

AltAccrInt

The alternate accrued interest.

AmtLastIntPd

The amount of last interest paid.

IntBasis

The interest base method used for the loan. Canonical values are:

• AddOn
• Amrtz
• Act/360
• Act/365
• 30/360
• 360/360

IntDispAcctId

The interest disposition account number.

IntDispAcctType

The interest disposition account type.

IntDisp

Designates the disposition of interest. Canonical values are:

• AddBackToAcct
• DepToAcct
• NA
• PayByACH
• PayByChk

IntRate

The interest rate.

LastPayDt

The last pay date.

MTDAccrDays

The number of days represented for the month-to-date accrued interest. This number could differ from the actual number of days in a month due to an applications method for accrual of interest.

MTDAccrInt

The amount of interest that has accrued for an account.

PayIntEOMCode

The code that indicates the business logic for handling of interest payments through the end of the month.

PrevYTDIntPaid

The previous year-to-date interest paid.

PrtIntChkCode

The code that indicates the business logic for printing interest checks for deposit accounts.

TeaserRate

A rate that is paid specific to an account for a period of time.

TeaserRateCode

The code that indicates the type of teaser rate.

TeaserRateEffDt

The effective start date for a rate that is paid specific to an account for a period of time.

TeaserRateExpDt

The expiration date for a rate that is paid specific to an account for a period of time.

TeaserRateVarCode

The rate variance code. This code tells the system if the variance from prime is above, below, or is of a percentage. Canonical values are:

• NA
• Negative
• Pct
• Positive

TeaserRateVar

The rate variance. The amount of variance from the prime rate allowed for the account.

YTDInt

The year-to-date interest.

Simple Elements

The following simple elements are contained within this complex.

ARGOProdCode

The code used to interface to the ArgoKeys product.

CallRptCode

The call report code.

FraudSusType

Answers the question: Is the entity subject a possible fraud suspect? Canonical values are:

• false
• true

GLCostCtr

The GL cost center provided for bank use in reporting the account to a specific GL cost center.

GLProdCode

The GL product code provided for bank use in reporting the account to a specific GL product code.

GroupCode

Used to group loans of different types for general ledger reporting purposes. It may also be used to group customer accounts together.

ODRegRptCode

The code used to determine how overdraft plans should be reported to regulatory agencies.

StdIndustCode

The standard industry code.

Simple Elements

The following simple elements are contained within this complex.

ChgBadAddrFeeType

Charge a bad address fee? Canonical values are:

• true
• false

ElecStmtChgWav

The service charging method for electronic statement. Canonical values are:

• Chg
• NA
• Wav

ElecStmtSvcFeeCode

The code that references the statement service fee.

ElecStmtType

The type of electronic statement. Canonical values are:

• Both
• Email
• NA
• Paper

ImgActFeeType

Allow image activity fees? Canonical values are:

• Anlys - image fee passed to analysis
• false - no image fee
• true - charge image fee

ImgIncCrCode

The code used to determine if credit image items should be included on the deposit periodic statement.

ImgItemsFrntBackCode

The code used to determine how the front and back of the image items should print on the deposit periodic statement.

ImgItemsPerPgCode

The code used to determine how many image items to print per page on the deposit periodic statement.

ImgPrtChkOrderCode

The code used to determine the order the checks print on the deposit periodic statement.

IncCombStmt

Include on combined statement. Indicates if this account is to be included in combined statement information. Canonical values are:

• false
• true

IntCycle

The interest cycle.

ItmTrunc

Item truncation/safekeeping with canonical values of:

• Img
• ImgAndTrunc
• NA
• NoTrunc
• Trunc

LastStmtDt

The last statement date.

NxtStmtDt

The next statement date.

PrtAddeCnt

The total count of records.

PrtAddeType

The print ACH addenda records. Canonical values are:

• True - print all addenda records
• False - do not print addenda records
• Limited - print the number of records specified
• Health - print only healthcare addenda records

SerChgCycle

The service charge cycle used when an institution debits the account for service charges.

SerChgLvl

The service charge level.

SerChgWavExpDt

Service charge waived expiration date.

StmtCrInt

Statement credit interest. Canonical values are:

• CrInt
• NA
• NoCrInt

StmtCycle

The statement cycle.

StmtCycResetFreqCode

The code used to determine the frequency of resetting the counters that track the number of statements cycled/printed over time.

StmtDay

The statement day.

StmtFormatCode

The code that determines the format of the deposit periodic statement.

StmtFreqCode

The statement frequency code.

StmtFreq

The statement frequency.

StmtPasCode

The code that designates if the account holder has a passbook for transaction posting. Canonical values are:

• NA
• Pas
• Stmt

StmtPrtCode

The statement print code.

StmtSerChg

The statement service charge.

Contains:

• FedWith_CType
• StateWith_CType

Simple Elements

The following simple elements are contained within this complex.

BusSvcType

The business service type used to convey certain Add and Mod message handling. The canonical value is NoValidate.

ErrCode

The error code.

Simple Elements

The following simple elements are contained within this complex.

ACHCompDiscrData

The ACH company discretionary data, as governed by Nacha® rules.

ACHCompEntryDesc

The ACH company entry description, as governed by Nacha® rules.

ACHCompId

The ACH company ID.

ACHCompName

The ACH company name, as governed by Nacha® rules.

ACHCrAcctId

The account ID of the credit account for the ACH item.

ACHCrName

The account holder's name of the credit account for the ACH item.

ACHCrRtNum

The routing and transit number of the credit account's bank for the ACH item.

ACHDrAcctId

The account ID of the debit account for the ACH item.

ACHDrName

The account holder's name of the debit account for the ACH item.

ACHDrRtNum

The routing and transit number of the debit account's bank for the ACH item.

ACHSendPreNoteCode

The code that determines if an ACH prenotification should be generated, as governed by Nacha® rules.

ACHStdEntryClass

The ACH standard entry class.

ACHTrnCode

The transaction code to be used for the ACH item, as governed by Nacha® rules.

This element is optional.

Contains:

• AllowTrnActArray_AType
• BorwInfoArray_AType
• CrRatingInfoArray_AType
• EstbPersonName references PersonName_CType
• LnClsInfoArray_AType
• LnGuarArray_AType
• PrePmtPenInfoRec_CType
• UserDefInfoArray_AType
• Ver_15_CType

Simple Elements

The following simple elements are contained within this complex.

AcctClsfCode

The allowed account classification values that are bank defined.

AnnIncmAmt

The annual income amount. This field is used for reporting purposes for the bank.

ATMCard

The ATM card canonical values of:

• false
• true

BadChkRecv

The number of bad checks received.

BorwDebtIncmPct

The ratio of the borrower's debt to income.

BorwLiqAssetAmt

The borrower's liquid asset amount.

CalcPartPct

The calculated participation percentage.

ClsOnZeroBal

Indicates if the account should be closed automatically when the balance is at zero for the required number of days. Canonical values are:

• false
• true

CoBorwDebtIncmPct

The ratio of the co-borrower's debt to income.

CollatCode

The collateral code. This code is bank-defined and is used to define the type of collateral used to secure the loan.

CombLTV

The combined LTV ratio. This might include second mortgages.

CouponBookTerm

Shows the term of the coupon book or how many coupons should be ordered.

CrBureauRptCode

The code that identifies the behavior for credit bureau reporting.

CrRatingCode

Determines the credit rating reported for this account.

CrScoreCode

The code that identifies the borrower's credit code used to score the credit rating.

CrScoreId

Identifies the borrower's credit score.

CurApprLTVRatio

The current lone-to-value ratio used derived from the appraisal.

CurDebtSvcRatio

The current ratio of the amount subject to debt service.

CurLnToValRatio

The current lone-to-value ratio.

CurrencyCode

The code that references the type of currency used for the loan.

DeptCode

The department code is provided for bank use in assigning department responsibility for the loan.

EndorNum

The number of endorsers that exist for a loan.

EstbPersonTitle

The title an employee holds in a corporation or business.

ExclAutoNonAccr

Exclude from auto nonaccrual controls whether this loan can automatically change to nonaccrual status. Canonical values are:

• false
• true

ExcLndPlcyCode

The code that references that the loan was made as an exception to the institutions normal lending policy.

ExmnrClsfCode

An examiner's classification code. Any entry is valid.

FirstStmtDt

The date the first statement should be created.

FirstStmtFeeCode

The code that describes the behavior for charging a fee on the first statement.

ForcedPlaceInsur

The forced place insurance.

HighRiskCust

High risk customer. Canonical values are:

• false
• true

HldAcctId

Hold account deposit or CD account to automatically hold for this account.

HldAcctType

The hold account type.

• Enter D to place holds on a deposit account.
• Enter S to place holds on a savings account.
• Enter T to place holds on a CD account.

HldMailCode

Includes the mailing instructions. Valid values are 1–9 or blank.

IncCombStmt

Include on combined statement. Indicates if this account is to be included in combined statement information. Canonical values are:

• false
• true

InvrInsurCode

The code that references the investors who have vested interest in the loan.

InvrPropType

The code that references the investor's property type associated to the loan.

InvrPurpCode

The code that references the investor's interest purpose in the loan.

LangType

The language as defined by ISO 639-2 Language code list, available at http://www.loc.gov/standards/iso639-2/php/code_list.php. Canonical values are:

• chi
• eng
• fre
• ger
• ita
• jpn
• kor
• pol
• por
• spa
• swe
• zho

LateChgCode

Late charge code types that are bank-defined.

LnPmtToIncmPct

The loan payment to household income ratio.

LnPmtToIncmPctV2

The loan payment to household income ratio. Percentages are expressed as a decimal where 100% would be expressed as 1.00 and 3.25% would be expressed as .0325. To convert to a percent, this number is multiplied by 100. Version 2 was added because certain providers handled the earlier version incorrectly.

LOCAcctId

The account identification that is charged for fees from line of credit services.

LOCCustId

The customer identification for lines of credit.

MinBilAmt

The minimum amount due on a loan before a billing notice is created.

MoDebtAmt

The borrower's monthly debt expense.

MoIncmAmt

The monthly income of all borrowers.

NetWorthAmt

The net worth of an entity.

NetWorth

Represents the net worth.

This element is scheduled for deprecation. Effective date: 2018-01-01. The NetWorthAmt element should be used due to size limitations of the NetWorth element.

NumBorw

The number of borrowers.

NumProp

The number of properties securing a mortgage.

OffCode

The code that designates the financial institution officer.

OrigBorwDebtIncmPct

The ratio of the borrower's debt to income.

OrigCoBorwDebtIncmPct

The ratio of the co-borrower's debt to income.

OrigDebtSvcRatio

The original ratio of the amount subject to debt service.

OrigLnToValRatio

The original lone-to-value ratio.

OrigPartPct

The original participation percentage.

PartIdNum

The participation identification number.

PayoffPend

Payoff pending canonical values are:

• false
• true

PrePmtPenBillDt

The date that the prepayment penalty bill is created.

PrePmtPenCode

Pre-payment penalty code. If the loan is to assess a prepayment penalty on payoff, then enter the corresponding prepayment penalty parameter code.

PrePmtPenDueDt

The date that the prepayment penalty is due.

PrevStat

The previous status.

PrtBilNotCode

Print billing notice indicates if the loan is to receive a billing notice.

PrtCouponBook

Determines if a coupon book should be generated for the account. Canonical values are:

• false
• true

PrtcpAcctId

The account ID of the master loan linked to the referenced loan.

PrtcpAcctType

The account type of the master loan linked to the referenced loan.

PrtcpCode

The code that references the participation position of the loan.

PrtPastDueNotCode

Print past due notice.

PrtRcpt

Print receipt. Canonical values are:

• false
• FirstRcptOnly
• FromAcct
• ToAcct
• true

PtPaid

The points paid. The number of points paid on the loan.

PurpCode

Bank-defined and is used to define the purpose of the loan. Canonical values are:

• CashOutRefi
• HomeImprov
• HomePurch
• Oth
• Refi

RelAcctId

The related account ID or number.

RelAcctType

The related account type.

RestructuredDr

Restructured debt valid indicates that this loan is for restructuring of debt. Canonical values are:

• false
• true

RestructuredDt

The date the loan was restructured.

RewriteToLnAcctId

Rewrite to loan account number.

RstrAdvaOvrLmt

Restrict advances over limit. Canonical values are:

• false
• true

RstrAdva

Restrict advances. Canonical values are:

• Auto
• AutoAndManual
• NA

SecdCrScoreId

Identifies the borrower's secondary credit score.

State

Corresponding abbreviation for the state.

StressRateCode

A stress rating given to loans to determine the loan's exposure to interest rate changes.

StressRateDt

A date a stress rating code was given to a loan.

StudentLnCode

Designates if the loan is a demand type loan or a student loan.

SubPrimeLnCode

The subprime lending code.

TitleNeeded

Answers the question: Is the title still needed? This code is provided for bank use in tracking those loans for which a title to the collateral used for security is still needed. Canonical values are:

• false
• true

TotDebtPct

The ratio of the total monthly housing expenses plus the total of other debts to the borrower's monthly income.

TotDebtPctV2

The ratio of the total monthly housing expenses plus the total of other debts to the borrower's monthly income.

Express percentages as a decimal where 100% would be expressed as 1.00, and 3.25% would be expressed as .0325. To convert to a percent, multiply this number by 100.

Version 2 was added to TotDebtPct because certain providers handled the earlier version incorrectly.

TotDownPmtAmt

The total down payment amount used for the loan.

TotOtherDebtAmt

The total amount of other debts excluding housing expense.

VehicleId

The Vehicle Identification Number.

WatchListCode

Watch list code indicates if the loan is placed on a watch list.

Simple Elements

The following simple elements are contained within this complex.

AdvaMTDAmt

The monthly amount advanced for a loan.

AdvaYTDAmt

The yearly amount advanced for a loan.

AHInsurMatDt

The AH insurance maturity date.

BalDueAtMat

The balance due at maturity. Canonical values are:

• false
• true

BallCallDt

The date the balloon note is due.

ChgdOffAmt

The amount charged off.

ChgdOffDt

The charge-off date.

ClsDt

The closing date.

CollatInsurExpDt

The collateral insurance expiration date.

CouponReOrderDt

The date a coupon book is to be reordered.

CouponReOrderTerm

The integer length of the term.

CouponReOrderTermUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

CouponStartDt

The beginning date for loan coupons.

CrLifeMatDt

The credit life insurance maturity date.

EstClsDt

The estimated closing date of the loan.

ExmnrClsfDt

The classification date. The date of examiner classification.

FeeChgdPYTD

The fees charged previous year-to-date.

FeeChgdYTD

The fees charged year-to-date.

FeePaidLTD

The fees paid life-to-date.

FeePaidMTD

The fees paid month-to-date.

FeePaidPYTD

The fees paid prior year-to-date.

FeePaidYTD

The fees paid year-to-date.

FirstPmtDt

The first payment date.

ForeClosureDt

The date a lender foreclosed on a property.

FundLmt

The funding limit of a loan. The maximum amount that can be advanced on a loan.

IntChgdPYTD

The interest charged previous year-to-date.

IntChgdYTD

The interest charged year-to-date.

IntOnlyExpDt

The date that the loan expires for interest only payments.

IntPaidAtAssumLastYr

The interest paid at assumption last year.

IntPaidAtAssumYTD

The interest paid at assumption year-to-date.

IntPaidLTD

The interest paid life-to-date.

IntPaidPYTD

The interest paid previous year-to-date.

IntPaidToDt

The interest paid to date.

IntPaidYTD

The interest paid year-to-date.

IntResrvBal

The interest reserve balance.

LastCouponReOrderDt

The last coupon reorder date.

LastMainDt

The last maintenance date.

LateChgPaidLTD

The late charges paid life-to-date.

LateChgPaidMTD

The late charges were paid month-to-date.

LateChgPaidPrevYTD

The late charges paid previous year-to-date.

LateChgPaidYTD

The late charges paid year-to-date.

LnApprvDt

The date a loan was approved which differs from the date the loan closed.

LnConvDt

The date the loan was converted from one loan product to another loan product.

LnSetupDt

The date of loan setup.

MinInt

The minimum interest.

MTDAccrInt

The amount of interest that has accrued for an account.

NetMemoPostAmt

The sum of the current memo-posted items against this account.

NewLnFundAmt

The amount of any new money added to or borrowed along with the original amount of the Senior Lien Loan.

NonAccrDt

The nonaccrual date.

NxtRvwDt

The next review date.

OrigFeesLTD

The origination fees life-to-date.

OrigFeesPYTD

The origination fees previous year-to-date.

OrigFeesYTD

The origination fees year-to-date.

OrigMatDt

The original maturity date.

PrincPaidPYTD

The principal paid prior year-to-date.

PrincPaidYTD

The principal paid year-to-date.

ProceedAmt

The first advance amount for the new loan.

PtPaidByOwner

The points paid by owner. Canonical values are:

• false
• true

ReAmrtzDOM

The day of the month the payment re-amortizes.

ReAmrtzPmtDt

The date the payment re-amortizes.

ReAmrtzThruDt

The re-amortize through date.

RightToCureDt

The right-to-cure date.

SoldBal

The sold balance.

TotIntAmt

The total amount of interest anticipated to be paid over the life of the loan.

UCCExpDt

The UCC expiration date.

UEInsurMatDt

The unemployment insurance maturity date.

WatchListDt

The watch list date.

YrFeeChgDt

The date the yearly fee should be charged to an account.

Simple Elements

The following simple elements are contained within this complex.

BankDisc

Bank discount is the amount of unearned interest on the loan. This field is only active on add-on type loans.

BankIncmFrft

The bank income forfeited.

DaysToFrftOnChgoff

The number of days to forfeit discount/rebate if charged off.

DaysToFrft

The number of days to forfeit discount/rebate.

DlrAccr

The dealer accrual.

DlrCode

The dealer code.

DlrDisc

The amount of dealer discount.

DlrEarnings

The dealer earnings.

DlrId

The dealer identification.

DlrLocId

The dealer location identification.

DlrName

The dealer name.

DlrRate

The current dealer rate.

DlrRebate

The dealer rebate.

DlrResrvAmt

The dealer reserve amount.

DlrUpfrntEarned

The dealer up front earned.

FrftDiscAtPayoff

The forfeit discount/rebate at payoff forfeit dealer discount or rebate if early payoff within specified number of days or payments. Canonical values are:

• Disc
• NA
• Rebate

FrftRebateAfterChgoff

Forfeit dealer rebate after charge-off. Canonical values are:

• Bank
• Dlr
• NA

FrftRebateIfChgoff

Forfeit dealer rebate/discount if charged off.

FrftRebateOnPayoff

Forfeit discount/rebate at payoff. Canonical values are:

• Bank
• Dlr
• NA

IntRebate

The interest rebate.

PctRebateToChgoff

The percent of discount/rebate to charge off.

PmtsToFrft

Number of payments to forfeit rebate/discount.

PmtsToFrftOnChgoff

Number of payments to forfeit discount/rebate if charge-off.

RebateToBankDlr

Up front remaining rebate goes to bank or dealer. Canonical values are:

• Bank
• Dlr
• NA

RecourseCode

The code that describes the recourse action to be taken with a dealer when a loan is past due.

RecoursePct

The percent of the dealer's liability for each loan.

RecourseTerm

The recourse term the dealer's liability expires.

RecourseTermUnit

The recourse frequency units the dealer's liability expires. Canonical values are:

• Days
• Months
• NA
• SemiMonthly
• Years

RemResrvAmt

The remaining reserve amount.

RemResrvEarn

The remaining reserve earned.

RemResrvPct

The remaining reserve percentage.

UpfrntPct

Up front percent dealer's upfront reserve percentage.

Contains:

• AcctTitleArray_AType
• AliasCustName references PersonName_CType
• OffInfoArray_AType
• Term_CType
• TINInfo_CType

Simple Elements

The following simple elements are contained within this complex.

AccrBilMthd

The accrual billing method. Canonical values are:

• ActualSchedDueDt - Accruals billed as of the actual scheduled due date.
• BilDt - Accruals billed as of the billing date.
• DueDt - Accruals billed as of the due date.
• ThruActualSchedDueDt - Accruals billed through the actual scheduled due date.
• ThruDueDt - Accruals billed through the due date.

AccrBal

The accrual balance.

AcctLvlSecCode

The code that references the special handling security processes/accesses at the account level.

AcctStat

The account status.

AHInsurAccr

The AH insurance accrual.

AliasAcctName

An alias name provided to an account that is often used for GUI representation that is understandable to an end consumer.

AvailCr

The available credit.

BatchNum

The integer that groups transactions together. The batch number is often used to trace the origins of transactions.

BrandCode

The code that defines the brandings.

BrCode

The branch code.

CrLifeInsurAccr

The credit life insurance accrual.

CustId

The identifier attached to a customer. It includes the OvrrdInstRtId attribute.

IntBasis

The interest base method used for the loan. Canonical values are:

• AddOn
• Amrtz
• Act/360
• Act/365
• 30/360
• 360/360

IntRate

The interest rate.

LastPmtDt

The last payment date.

LateChgAmt

The late charge amount.

LnUnitDesc

The description of an identification assigned to a unit of a loan.

LnUnitRptMthd

The method of reporting for unit loans. Canonical values are:

• Dlr
• MstrPln
• UnitPrice

MatDt

The maturity date.

MICRAcctId

The magnetic ink character recognition account identification that could differ from the account identification.

NxtPayDt

The next payment date.

NxtSchedPmtDt

The next scheduled payment date.

OddDaysIntBasis

The interest base to be used at the account's origination if it differs from the IntBasis.

OffCode

The code that designates the financial institution officer.

OpenDt

The date opened.

OrigBal

The original balance.

PartPmtAmt

The partial payment amount.

PastDueAmt

The past due amount.

PayoffGoodThruDt

The payoff good through date.

PIAmt

The principal and interest payment amount.

PmtAmtDue

The payment amount due.

PmtAmt

The payment amount.

PmtCode

The payment code. The payment code determines how the payment is applied to the loan.

PmtDayOfMonth

The day of month for payment. This code is only required if the payment due date is the 29th of the month.

PmtTerm

The payment frequency.

PmtTermUnits

The payment frequency units: months, days. Canonical values are:

• AtMat
• Days
• Months
• NA
• SemiMonthly
• Years

ProdCode

The code that identifies a product type of account within an application. Canonical values are:

• jha-4sight
• jha-argokeys
• jha-cif2020
• jha-coredirector
• jha-imagecenter
• jha-silverlake
• jha-synapsys

ProdCode is a hybrid open enumeration.

RemPmtCnt

The number of payments remaining.

SalesPerson

The code value that represents the sales person. This element was changed from a string to an open enumerated type in 4/2011. This element resides as an exception and is not to be suffixed with code rather than deprecate the element. The element does have a description.

SemiDay1

The day of month for first semi-monthly payment.

SemiDay2

The day of month for second semi-monthly payment.

ShortPmtCode

The code that defines the behavior for advancing due dates when less than a full payment is accepted.

SpecLndType

Indicates if this is a specialty lending loan. Canonical values are:

• false
• true

Term

The term of the loan.

UEInsurAccr

The unemployment insurance accrual.

UnusedCrAccr

The unused credit accrued.

LnInfoRec_CType Deprecation Details

OffCode

This element has been moved to the OffInfoArray located within this complex. Effective date: 2011-01-01.

Contains:

• FHLBSICInfoArray_AType
• HousingInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

AgencyCaseId

The ID assigned to an FHA or VA loan for tracking purposes by HUD or the VA.

ApprDocId

The appraisal document identifier for electronic delivery of the appraisal.

AvlSecdMktgCode

The code that references the availability of a loan for sale on the secondary market.

FHAVACode

The code that describes the type of FHA or VA loan.

FHLBApprCode

The code that describes the appraisal form or inspection type used to compile the FHLB Appraisal report.

FHLBDocCode

The code that references the level of documentation used to qualify a borrower on a loan.

FHLBProdCode

The code that designates the FHLB product for the loan.

FHLBPurpCode

The code that designates the FHLB purpose that the loan proceeds are to be used.

FirstHomePur

Answers the question: Is the borrower a first-time home buyer?

HighPriceMtg

Answers the question: Does the mortgage loan qualify as a high priced mortgage (HMPL)? Canonical values are:

• false
• true

HighPriceMtgRateVar

The rate variance between the borrowers APR and the index published by the Federal Reserve Board (APOR).

HOEPAStat

The status of the Home Ownership and Equity Protection Act loan. Canonical values are:

• HighCostMtg
• NA
• NotHighCostMtg

LnFeatureCode

The code that describes features associated with the loan.

LnOrignCompId

The Loan Originator's company unique identifier as assigned by the Nationwide Mortgage Licensing System and Registry (NMLSR).

LnOrignId

The Loan Originator's unique identifier as assigned by the Nationwide Mortgage Licensing System and Registry (NMLSR).

LnOrigSrcCode

The code that describes the business source that wholly or partially originated the mortgage loan.

LnProspectId

The ID assigned by Loan Prospector for the loan processed through Loan Prospector.

MERSId

The identification that is used for the Mortgage Electronic Registration System (MERS).

MHNumUnit

The number of sections or units that make up the manufactured home.

MHOccupCode

The code that designates the occupancy of the manufactured home, prior to transfer of ownership of the borrowers.

MHPriceToOrigPct

The ratio of the original loan amount and the manufactured home dealer's invoice price of the manufactured housing unit.

MHYrBuilt

The year the manufactured home was built.

MoHouseAmt

The borrower's monthly household debt expense.

MPFCommId

The commitment ID assigned to the institution under the mortgage partnership finance program.

MtgInsurCertifId

The certificate ID for the mortgage insurance.

MtgInsurCode

The code that defines the mortgage insurance company.

MtgInsurPct

The percentage of the loan insured for mortgage insurance.

NumUnit

The number of units in the mortgaged property.

PledgeLnCode

The code that references the institution the loan is pledged to.

PredatoryLnCode

The code that designates the type of loan for Anti-Predatory lending in accord with Freddie Mac® guidelines.

QualMtgCode

The code that describes the type of qualified mortgage as mandated by Dodd-Frank Act.

QualResMtgCode

The code that describes the type of residential qualified mortgage as mandated by Dodd-Frank Act.

RedDocCode

The code that indicates whether a loan was underwritten using reduced documentation.

SecdMtgCode

The code that represents the type of secondary mortgage activity. Canonical values are:

• AflInst
• CommBank
• FAMC
• FHLMC
• FNMA
• GNMA
• InsFi
• Oth
• PrivSec

ShareNatCrLn

Does the loan participate as part of the Shared National Credit Program.

StateApprLicId

The field appraiser's state license number or state certification number issued by the state of the related property.

StateSupvApprLicId

The supervisory appraiser's or appraisal firm state license number of the related property.

SubDebtCode

The code that describes if a mortgaged property has a lower priority than that of the first mortgage.

SynAgentId

The ID of the syndicated agent responsible for the servicing of the loan.

SynMemberId

The ID of the syndicated member responsible for the servicing of the loan.

Contains:

• PastDueArray_AType

Simple Elements

The following simple elements are contained within this complex.

DlqConDt

The date a customer was contacted about a delinquent situation.

PastDue10LastYr

The number of times past due 10–29 days during the previous year.

PastDue10LTD

The number of times past due 10–29 days life-to-date.

PastDue10YTD

The number of times past due 10–29 days year-to-date.

PastDue120LastYr

The number of times past due 120–149 days last year.

PastDue120LTD

The number of times past due 120–149 days life-to-date.

PastDue120YTD

The number of times past due 120–149 days year-to-date.

PastDue150LastYr

The number of times past due 150–179 days last year.

PastDue150LTD

The number of times past due 150–179 days life-to-date.

PastDue150YTD

The number of times past due 150–179 days year-to-date.

PastDue180LastYr

The number of times past due 180+ days last year.

PastDue180LTD

The number of times past due 180+ days life-to-date.

PastDue180YTD

The number of times past due 180+ days year-to-date.

PastDue30LastYr

The number of times past due 30–59 days last year.

PastDue30LTD

The number of times past due 30–59 days life-to-date.

PastDue30YTD

The number of times past due 30–59 days year-to-date.

PastDue60LastYr

The number of times past due 60–89 days last year.

PastDue60LTD

The number of times past due 60–89 days life-to-date.

PastDue60YTD

The number of times past due 60–89 days year-to-date.

PastDue90LastYr

The number of times past due 90–119 days last year.

PastDue90LTD

The number of times past due 90–119 days life-to-date.

PastDue90YTD

The number of times past due 90–119 days year-to-date.

Contains:

• LnFeeArray_AType
• OthInsurArray_AType

Simple Elements

The following simple elements are contained within this complex.

AHInsurAccrBase

The AH insurance accrual base.

AHInsurAccrRate

The AH insurance accrual rate.

AHInsurCompCode

The code that references the AH insurance company.

AHInsurIdxNum

The AH insurance index number.

AHInsurPerDiem

The AH insurance per diem.

AHInsurStartDt

The date the accident and health insurance begins to accrue.

AHInsurTerm

The integer length of the term.

AHInsurTermUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

AmrtzInt

The amortized interest.

AmrtzPmtSusp

The amortized payment suspense.

AnnDebtPmt

The amount of money on a total yearly basis required for the payment of interest and principal on a long-term debt.

BallPmtAmt

The balloon payment amount.

BilAHAmt

The billed credit life insurance amount.

BilCrLifeAmt

The billed credit life insurance amount.

BilEscrwAmt

The billed escrow amount.

BilIntAmt

The billed interest amount.

BilLateChgAmt

The billed late charge.

BilLeadDays

The number of days before due date to print bills.

BilOtherChgAmt

The billed other charge amount.

BilPrincAmt

The billed principal.

ChgYrFeeCode

The code that describes the behavior of how a yearly fee should be charged. For example, skip the first year.

CrLifeCompCode

The code that references the credit life insurance company.

CrLifeInsurAccrBase

The credit life insurance accrual base.

CrLifeInsurAccrRate

The credit life insurance accrual rate.

CrLifeInsurIdxNum

The credit life insurance index number.

CrLifeInsurPerDiem

The credit life insurance per diem.

CrLifeInsurStartDt

The date the credit life insurance begins to accrue.

CrLifeInsurTerm

The integer length of the term.

CrLifeInsurTermUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

CrtBilDOM

The specific day of the month to create a loan bill/statement (rather than number of days before due date to print bills - BilLeadDays).

DefrIntPaidTo

The deferred interest paid to. This field must be 0 filled.

DefrInt

The deferred interest. This field must be 0 filled.

FundPct

The percentage of a loan advance that should be split to the sold portion of a loan.

FundSeqId

The order in which advances on LOC are passed to participation sold loans.

GradPmtCode

The code that references the graduated/ascending payment option.

IgnrLateChgMulti

The late charge sequence on multiple bills should be ignored. Canonical values are:

• LateChg
• LateChgAndOther
• Neither
• Other

IntPmtPostCode

The code that describes the behavior for the posting of the interest portion of a regular payment.

LastIntPmtDt

The date of the last interest payment.

LastPmtAmt

The last payment amount.

MinChkAdva

The minimum check advance.

MinChkTolr

The minimum check tolerance for charging an NSF fee. This field must be zero filled if not used.

NegAmrtzCapPct

The negative amortization cap percentage. Must be 0 or greater than 100.

NegAmrtzOrignBal

The highest principal balance due to negative amortization as the Original Balance for loans.

NewPmtAmt

The new payment amount.

NewPrinIntPmtEffDt

The new principal interest payment effective date.

NewPrinIntPmt

The new principal interest payment.

NonPenIncmAmt

Income derived from the customer not as a result of a loan penalty.

NSFFeeAmt

The NSF fee amount.

OthChgAmt

Other charges.

OvrLineFeeAddNxtBil

Add over line amount to next bill.

OvrLineFeeAmt

The over line fee amount.

PctBalReAmrtz

The percentage of balance to reamortize.

PenIncmAmt

Income derived from the customer as a result of a loan penalty.

PmtGraceDays

The number of grace days a payment is due from the time they are billed for the payment amount.

PmtReAmrtzCap

The payment reamortization cap.

PmtReAmrtzDayOfMonth

The day of month for payment reamortization. This code is required only if the payment reamortization date is the 29th of the month.

PmtReAmrtzDt

The payment reamortization date. For loans whose payments reamortize on a different schedule than their rates change. Date the loan payment is supposed to be reamortized.

PmtReAmrtzFreqCode

The code used to determine the frequency of reamortizing a loan payment over time.

PmtReAmrtzFreq

The day of month for payment reamortization. This code is required only if the payment reamortization date is the 29th of the month.

PmtReAmrtzPeriodCode

The payment reamortization period code. Canonical values are:

• Days
• Months
• SemiMonthly
• Years

PmtReAmrtzPeriod

The payment reamortization period.

PmtSuspPostCode

The code that references how to post payment suspense.

PmtTotAmt

The total number of payments.

PostPmtPastDueCode

The code that describes the action to be taken for payments on past due loans.

PostPmtPastDueDay

The number of days a loan can be past due before payments will not post.

PostPmtPrePaidCode

The code that describes the action to be taken for payments on loans that are pre-paid.

PostPrincCurtCode

The code that describes the action to be taken when an excess amount above the regular payment is received.

PostSeq1Code

The regular payment posting sequence #1 code.

PostSeq2Code

The regular payment posting sequence #2 code.

PostSeq3Code

The regular payment posting sequence #3 code.

PostSeq4Code

The regular payment posting sequence #4 code.

PostSeq5Code

The regular payment posting sequence #5 code.

PostShortPmts

Indicates if short payments should be posted. Canonical values are:

• false
• true

PrePaidAmtCode

The code that describes the action to be taken for pre-paid loans.

PrePaidAmt

The permissible amount that a loan can be pre-paid per payment.

PrePaidNum

The permissible number of payments that a loan can be pre-paid.

PrePaidPct

The permissible percent that a loan can be pre-paid per payment.

PrePmtPenLTD

The pre-payment penalty life-to-date.

PrePmtPenPYTD

The pre-payment penalty previous year-to-date.

PrePmtPenYTD

The pre-payment penalty year-to-date.

PrevPmtAmt

The previous payment amount.

PrtcpFirstPmtCode

The code that describes the action to be taken when the first payment is received on a sold loan.

PrtcpIntPmtPct

The percentage of the interest payment that should be split to the sold portion of the loan.

PrtcpPmtSplitCode

The code that describes the action to be taken when extracting payments to the sold portion of a loan.

PrtcpPrincPmtPct

The percentage of the principal payment that should be split to the sold portion of the loan.

PrtcpSeqId

The ID assigned to sold loans that control the order of splitting payments for the sold portion.

ReAmrtzPmt

Determines if the system is to re-amortize the payment amount automatically. Canonical values are:

• false
• true
• OnDemand
• Info

RstrAutoPmt

Indicates whether automatic payments should be restricted. Canonical values are:

• false
• true

SecdAccr

The secondary accrual.

SplitPmtAsBil

Indicates if payments should be split as billed. Canonical values are:

• false
• true

UEInsurAccrBase

The unemployment insurance accrual base.

UEInsurAccrRate

The unemployment insurance accrual rate.

UEInsurCompCode

The code that references the unemployment insurance company.

UEInsurIdxRate

The unemployment insurance index rate.

UEInsurPerDiem

The unemployment insurance per diem.

UnpaidChgs

The unpaid charges.

UnusedCrAccrIdxNum

The unused credit accrual index number.

UnusedCrAccrRate

The unused credit accrual rate.

UnusedCrIntBase

The unused credit interest base.

UnusedCrPerDiem

The unused credit per diem.

UsePmtSusp

Indicates if payment suspense should be used. Canonical values are:

• false
• true

YrFeeAmt

The yearly fee amount.

YrPmtIncrPct

The yearly payment increase for graduated payment loans.

Contains:

• ProtAcctArray_AType

Simple Elements

The following simple elements are contained within this complex.

AdvaCnt

The number of advances.

AdvaTot

The total number of advances.

DDAMinBalAdv

The DDA minimum balance for advance.

DrAcctExpDt

The debit account expiration date.

DrAcctHldDt

The debit account hold date.

DrAcctId

The debit account number.

DrAcctType

The debit account type.

ExclHldXferCode

The code that conveys if account holds should be considered for transfer requests.

FrzPmtPastDue

Freeze if payment is past due. Canonical values are:

• false
• true

LastAdvaDt

The last advance date

LastStmtBal

The last statement balance.

LastStmtDt

The last statement date.

LOCAvg

The credit line average usage.

LOCCycleAcctId

The account ID that is used to cycle the credit line whenever that account ID is cycled.

LOCCycleAcctType

The account type that is used to cycle the credit line whenever that account ID is cycled.

LOCDaysAtZero

The credit line number of days at balance zero.

LOCExpDt

The line of credit expiration date.

LOCHighAmtPrevYTD

The credit line's high usage previous year-to-date.

LOCHighAmt

The credit line high usage.

LOCHighAmtYTD

The high balance of the credit line year-to-date.

LOCLmt

The line of credit limit.

LOCLowAmt

The line of credit low usage.

LOCTaxRefId

The credit line tax reference number. Tax reference number for credit line. For informational purposes.

LOCTotAdvaAmt

The credit line total advances.

MaxPmtAmt

The maximum payment amount.

MinPmtAmt

The minimum payment amount.

ODProtPmtCode

The code for the payment calculation method.

PmtCnt

The number of payments.

PmtDDANSFCode

The code for take payment if DDA is NSF.

PmtPct

The payment percentage.

ProtAcctId

The protection account number.

ProtAcctType

The protection account type.

ProtBalZero

Keep protection balance at zero. Canonical values are:

• false
• true

StmtCycle

The statement cycle.

Contains:

• LnTierRateArray_AType

Simple Elements

The following simple elements are contained within this complex.

BackdateRateChngType

Does this loan backdate based on the rate change? Canonical values are:

• true
• false

BegFactorIdxDt

The beginning date of the factor index.

BegFactorIdx

The factor index.

BusCalDayType

Designates whether business or calendar days. Canonical values are:

• Bus
• Cal

BusDayRateRevType

Business or calendar days to look at for rate review changes. Canonical values are:

• Prev - Previous business day
• Nxt - Next business day
• Cur - Current calendar day

ConvARMCode

A convertible ARM indicator.

ConvARMExpDt

The convertible ARM expiration date.

ConvFixRateExpDt

The expiration date for a loan to convert from a fixed rate loan to an adjustable-rate loan.

ConvIdxNum

The convertible index number. This code must match a valid index set up by the bank if not zero.

ConvVarCode

The convertible variance code.

ConvVar

The convertible variance.

CurCarryOvrSign

The rate carryover sign.

CurCarryOvr

The current carryover.

CurIdx

The current index.

DaysBeforeRateChg

The number of days before rate change.

DaysInitARMNot

The number of days before the initial adjustable-rate mortgage rate change notice should be sent.

DlqRateDays

The delinquent rate number of days. The number of days delinquent that the loan must become before it begins to accrue at the delinquent rate.

DlqRateIdxNum

The delinquent rate index number. Master rate index number that the loan accrues at if delinquent.

DlqRateMarginSign

The delinquent rate margin sign.

DlqRateMargin

The delinquent rate margin.

DlqRate

The delinquent flat rate that the loan accrues at if delinquent.

InitARMFixPeriodCnt

The integer length of the term.

InitARMFixPeriodUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

InitARMNotType

The status of the initial adjustable rate mortgage notice. Canonical values are:

• NA
• NotSent
• Sent

The default is NA.

LastRePriceDt

The date that the loan rate was reviewed or changed.

LnCapRate

The life time cap for a loan's rate.

MatGraceDays

The maturity grace days. The number of grace days allowed after the loan maturity before the maturity rate is used, if it is entered.

MatRate

The maturity rate. The rate of the loan at maturity.

NewCarryOvrSign

The rate carryover sign.

NewCarryOvr

The new carryover.

NewIdxVal

The future (new) index value.

NewPrevRateChgDt

The new previous rate change date.

NewPrevRate

The new previous rate.

NonBusDayRateRevType

Used when the rate review date falls on a non-processing day. Canonical values are:

• Prev - Previous business day
• Nxt - Next business day
• NxtCurMonth - Next current month, which functions like next business day unless the non-processing day occurs at month-end, in which case the previous business day is used.

OrigIdxVal

The original index value. This index is used to calculate the original rate for ARM.

OrigRate

The original rate.

PenAnnPctIdxNum

The Rate Index Number for penalty APR.

PenAnnPctRate

The penalty APR interest rate.

PenEffDays

The number of effective days after the notice is generated to apply the penalty APR.

PenNotDays

The number of days a loan is past due to trigger a penalty notice.

PenRevTerm

The penalty APR Review Term. The amount of time lapse to review a loan for continued penalty APR application.

PenRevTermUnits

The Penalty APR Review Term Code. This code determines when to review the loan for continued penalty APR application based in days or months. Canonical values are:

• Day
• Month
• NA

PermRateCapUp

The rate cap that is permanent for the life of the loan.

PrevCarryOvrSign

The rate carryover sign.

PrevCarryOvr

The previous carryover.

PrevIdxVal

The previous index value.

PrtRateChgNotCode

The code that designates the behavior for print rate change notices.

RateBeforeDlq

The rate before delinquency.

RateBegCapPeriod

The rate at beginning of cap period.

RateCapDown

The rate cap downward. The maximum downward change in the rate allowed during any rate cap term.

RateCapRevDt

The rate cap review date.

RateCapRevTerm

The rate cap review term. The system checks the prime rate for change at the interval specified in this field. Entries may be in number of days or number of months.

RateCapRevTermUnits

The rate cap review term code. This field determines if the rate cap period is to be figured in months or days.

Canonical values are:

• Days
• Months
• NA
• SemiMonthly
• Years

RateCapUp

The rate cap upward. The maximum upward change in the rate allowed during any rate cap term.

RateCeil

The rate ceiling entry that sets a top rate above which the rate never rises.

RateFlr

The rate floor entry that sets a base rate below which the rate of the loan never falls.

RateIdxNum

The rate index number to which the loan is tied.

RateIdxType

Will the rate or index type be used? Canonical values are:

• Rate - default value
• Idx

RateLookbackDays

The number of days to look back at the index for the rate.

RateRevDayOfMonth

The day of month for rate reviews. This code is only required if the rate review date is the 29th of the month.

RateRevDt

The date used to determine if a rate should be changed.

RateRevTerm

The rate review term. The system checks the prime rate for change at the interval specified in this field. Entries may be in number of days or number of months.

RateRevTermUnits

The rate review term code. This code determines whether the prime review term is in months or days. Canonical values are:

• Days
• Month
• NA

RateRoundMthd

Rate rounding method. Method to round newly calculated rates.

RateRoundToPct

The rate rounded to percentage. Increment to round newly calculated rates.

RateSpread

The spread between the APR on the mortgage and the rate on Treasury securities.

RateVarCode

The rate variance code. This code tells the system if the variance from prime is above, below, or is of a percentage. Canonical values are:

• NA
• Negative
• Pct
• Positive

RateVar

The rate variance. The amount of variance from the prime rate allowed for the account.

TeaserRateCode

The code that indicates the type of teaser rate.

UseRateCarryOvrs

Use rate carryovers. Canonical values are:

• false
• true

Contains:

• TaxRptPropDescArray_AType

Simple Elements

The following simple elements are contained within this complex.

ApprDt

The last appraisal date of the account.

ApprVal

Used for bank informational purposes in tracking appraised value of collateral.

AvgLeaseRate

The average rate received for the lease account.

CollatSrcValCode

The code that references the source used to obtain the value of the collateral item.

CommOccupPct

The commercial real estate occupancy percent.

CommPropSqFt

The square footage of the commercial property land.

CondoPUDInfo

The condominium project name.

ConstLnCode

The code that describes the type of construction loan.

CorrBankCode

The code that references the correspondent bank for the loan.

DefrConDt

The deferral contact date.

FirstDefrComingDueNotDt

The deferral coming due notice date.

FloodInsurCode

Indicates if flood insurance is required.

FloodInsurExpDt

The date that a flood insurance policy expires.

NetOperIncm

The borrower's net operating income.

OccupCode

The code that references the occupancy of the property. Canonical values are:

• NA
• NotOwnOcc
• OwnOcc

ProjectCode

The code that describes the type of project for the loan funding.

PropCity

The city where the property is located.

PropCondRmk

Application or user remarks free-form text.

PropCounty

The name of the county in which the property is located.

PropListAmt

The amount the property was listed for sale.

PropListDt

The date the property was listed for sale.

PropMultiListId

The property's multiple listing identification.

PropPostalCode

The ZIP code where the property is located.

PropPurchaseAmt

The purchase price of the property.

PropRelDt

The date of the property's last real estate release.

PropRentSqFt

The property's available square footage available for rent.

PropSqFt

The square footage of the residential property.

PropState

The state where the property is located.

PropStreet

The property street.

PropSubDivName

The name of the subdivision where the property is located.

PropVacRate

The vacancy percentage of the property available for rent.

RemNumUnit

The remaining number of units available for rent.

RemUnitVal

The value of the remaining number of units available for rent.

REOType

The type of real estate owned included on a loan application. Canonical values are:

• COM - commercial
• RES - residential
• SEC - secondary residence
• VAC - vacation

SecdDefrComingDueNotDt

The deferral coming due notice date.

YrBuilt

The year the property was built.

Contains:

• CRARec_CType
• LnRiskRateArray_AType

Simple Elements

The following simple elements are contained within this complex.

ARGOProdCode

The code used to interface to the ArgoKeys product.

CallRptCode

The call report code.

ExclRealEstateRptCode

The code that references that a loan is excluded from supervisory LTV limits.

FraudSusType

Answers the question: Is the entity subject a possible fraud suspect? Canonical values are:

• false
• true

GLCostCtr

The GL cost center provided for bank use in reporting the account to a specific GL cost center.

GLProdCode

The GL product code provided for bank use in reporting the account to a specific GL product code.

GroupCode

Used to group loans of different types for general ledger reporting purposes. It may also be used to group customer accounts together.

HMDARpt

Does the loan qualify for HMDA reporting?

LienPositCode

The lien position for a loan. For example, first lien position, second lien position, etc.

LnAppId

An identification given to a loan application.

LnUnvId

The loan universal identifier. The ULI must begin with the institution's legal entity identifier described in 1003.5(a)(3), followed by up to 25 additional characters to identify the loan or application. These characters must be letters, numbers, symbols, or a combination.

MltryApp

Military applicant. Canonical values are:

• false
• true

MltryLnActType

Specifies if the loan qualifies under Military Lending Act Regulation. Canonical values are:

• false
• true

NAICSCode

A valid NAICS (Northern American Industry Classification System) code. Value is passed from the service of record during the pilot phase.

RegLTVCode

The code that describes the regulatory supervisory loan to value category.

RegRiskId

The ID that weighs the risk of an institution's assets.

RegRptConvARMCode

The code used to report to regulatory agencies for convertible adjustable rate mortgages.

RegSeniorLienCode

The code that references the regulatory reporting for senior liens on a loan.

Req1098

Requires 1098 determines whether this loan needs a form 1098 generated at end-of-year. Canonical values are:

• 1098
• 1098E
• NotReq

RightToCureNotCnt

The number of Right to Cure notices that have been sent.

RiskRateCalcAmt

The risk rating calculated amount based on the risk rating codes, percents, and amounts.

RiskRateDt

Date risk rating is assigned.

SBAApprvDt

The date a loan was approved by SBA.

SBABasisPts

The basis points used on SBA loans to calculate the SBA administration fee on the guaranteed portion of the loan.

SBACycleStat

The code that designates the SBA status for current cycle. Canonical values are:

• Defr
• FullyUnDisb
• InLiq
• PdInFull
• PurchBySBA
• Xfer

SBAGuarId

The ID provided by SBA for SBA guaranteed loans.

SBAGuarPct

The percentage of the loan guaranteed by SBA.

SBAPrevStat

The code that designates the SBA status for previous cycle. Canonical values are:

• Defr
• FullyUnDisb
• InLiq
• PdInFull
• PurchBySBA
• Xfer

SCRABegDt

The beginning date that an individual should be considered for Service Members Civil Service Relief.

SCRAEndDt

The ending date that an individual should be considered for Service Members Civil Service Relief.

SCRANotCode

The code that describes the behavior for HUD notices for qualified members of active military service.

SrLienAmt

The amount of the loan that is held by another institution as required for Federal Reserve reporting for thrift institutions.

SrLienOrigAmt

The original amount held by the senior lien holder.

StdIndustCode

The standard industry code.

Simple Elements

The following simple elements are contained within this complex.

ExtFeesLTD

The extension fees life-to-date.

ExtFeesMTD

The extension fees month-to-date.

ExtFeesYTD

The extension fees year-to-date.

ExtMonthsLTD

The number of months extended life-to-date.

LastExtDt

The last extension date.

LastRenBal

The last renewal balance.

LastRenDt

The date of last renewal.

LastRenExtDt

The last renewed/extended date.

NumPmtsExtLastYr

The number of payments extended last year.

NumPmtsExtLTD

The number of payments extended life-to-date.

NumPmtsExtYTD

The number of payments extended year-to-date.

PrevExtDt

The date of previous extension.

PrevRenDt

The date of previous renewal.

RenCntLTD

The number of times renewed life-to-date.

TimesExtLTD

The number of extensions life-to-date.

TimesRenPrevYr

The number of times renewed last year.

TimesRenYTD

The number of times renewed this year.

Contains:

• LnStopInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

LnStopCode

The code that references the loan stop functions.

Simple Dictionary

This complex element contains the following simple elements.

PromoCode

The code that identifies a promotion.

PromoOrigBal

The original balance.

PromoCurBal

The current balance.

PromoCrYTD

The year-to-date interest.

PromoCrPrevYTD

The previous year-to-date interest paid.

PromoCrLTD

The interest paid life-to-date.

Simple Elements

The following simple elements are contained within this complex.

Security

Defines the wsse:Security SOAP header element per section 4.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId

The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.

AuditWsId

The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.

AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId

The correlation identification as related to business functions and activities.

ConsumerName

The name of the service consumer (business name) for the Soap Header Fault.

ConsumerProd

The name of the product which is consuming the service (business product name) for the Soap Header Fault.

InstEnv

An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:

• Prod

InstRtId

The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId

An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.

JxVer

Contains the version jXchange is running for the Soap Header Fault.

ValidConsmName

The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.

ValidConsmProd

The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.

WorkflowCorrelId

The correlation identification as related to workflow functions and activities.

jXchangeHdr_CType Deprecation Details

AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

This element is optional.

Contains:

• EstbPersonName references PersonName_CType
• SvcPrvdInfo
• UserDefInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

AcctLvlSecCode

The code that references the special handling security processes/accesses at the account level.

AutoChgRateIdx

The rental rate number for auto charge boxes.

ChgAcctId

The account to charge.

ChgAcctType

The account type to charge.

ChgMthd

The charge method. Canonical values are:

• Charge Acct
• Mail notice
• No charge

ClsDt

The closing date.

DiscAmt

The discount amount.

DiscPct

The discount percentage.

EstbPersonTitle

The title an employee holds in a corporation or business.

GLCostCtr

The GL cost center provided for bank use in reporting the account to a specific GL cost center.

GLProdCode

The GL product code provided for bank use in reporting the account to a specific GL product code.

HldMailCode

Includes the mailing instructions. Valid values are 1–9 or blank.

IncCombStmt

Include on combined statement. Indicates if this account is to be included in combined statement information. Canonical values are:

• false
• true

KeyDepAmt

The key deposit amount.

LangType

The language as defined by ISO 639-2 Language code list, available at http://www.loc.gov/standards/iso639-2/php/code_list.php. Canonical values are:

• chi
• eng
• fre
• ger
• ita
• jpn
• kor
• pol
• por
• spa
• swe
• zho

LastMainDt

The last maintenance date.

LateChgCode

Late charge code types that are bank-defined.

OpenDt

The date opened.

RentalRateIdx

The rate number.

RentalTerm

The rental term.

RentalTermUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

RentPdToDt

The rent paid to date.

RstrEntryCode

The restricted entry code. Canonical values are:

• Restricted because past due
• Renter deceased
• Restricted by court order
• Restricted by Owner
• Restricted for other reason

SalesPerson

The code value that represents the sales person. This element was changed from a string to an open enumerated type in 4/2011. This element resides as an exception and is not to be suffixed with code rather than deprecate the element. The element does have a description.

SalesTaxExmp

Answers the question: Is the safe deposit box holder exempt for taxes? Canonical values are:

• false
• true

SigVerifyCode

The signature verification code. Canonical values are:

• false
• true

Contains:

• AcctTitleArray_AType
• AliasCustName references PersonName_CType
• SvcPrvdInfo

Simple Elements

The following simple elements are contained within this complex.

AcctClsfCode

The allowed account classification values that are bank defined.

AcctStat

The account status.

ARGOProdCode

The code used to interface to the ArgoKeys product.

BrandCode

The code that defines the brandings.

BrCode

The branch code.

CurDueAmt

The current due amount.

CustId

The identifier attached to a customer. It includes the OvrrdInstRtId attribute.

LastPayDt

The last pay date.

LateChgDueAmt

The late charge due amount.

NxtPayDt

The next payment date.

OffCode

The code that designates the financial institution officer.

PastDueAmt

The past due amount.

ProdCode

The code that identifies a product type of account within an application. Canonical values are:

• jha-4sight
• jha-argokeys
• jha-cif2020
• jha-coredirector
• jha-imagecenter
• jha-silverlake
• jha-synapsys

ProdCode is a hybrid open enumeration.

RentAmt

The rent amount.

SafeDepBoxRef

A free-form description that references the type of safe deposit box.

SalesTaxDueAmt

The amount of sales tax due.

Simple Elements

The following simple elements are contained within this complex.

ACHCompDiscrData

The ACH company discretionary data, as governed by Nacha® rules.

ACHCompEntryDesc

The ACH company entry description, as governed by Nacha® rules.

ACHCompId

The ACH company ID.

ACHCompName

The ACH company name, as governed by Nacha® rules.

ACHCrAcctId

The account ID of the credit account for the ACH item.

ACHCrName

The account holder's name of the credit account for the ACH item.

ACHCrRtNum

The routing and transit number of the credit account's bank for the ACH item.

ACHDrAcctId

The account ID of the debit account for the ACH item.

ACHDrName

The account holder's name of the debit account for the ACH item.

ACHDrRtNum

The routing and transit number of the debit account's bank for the ACH item.

ACHSendPreNoteCode

The code that determines if an ACH prenotification should be generated, as governed by Nacha® rules.

ACHStdEntryClass

The ACH standard entry class.

ACHTrnCode

The transaction code to be used for the ACH item, as governed by Nacha® rules.

Contains:

• EstbPersonName references PersonName_CType
• UserDefInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

AcctLvlSecCode

The code that references the special handling security processes/accesses at the account level.

EstbPersonTitle

The title an employee holds in a corporation or business.

HldMailCode

Includes the mailing instructions. Valid values are 1–9 or blank.

LangType

The language as defined by ISO 639-2 Language code list, available at http://www.loc.gov/standards/iso639-2/php/code_list.php. Canonical values are:

• chi
• eng
• fre
• ger
• ita
• jpn
• kor
• pol
• por
• spa
• swe
• zho

PaperLessCode

The code that references if the deposit instrument was not issued a paper certification at account opening.

PenCode

The code that references the penalty for early withdrawals of a deposit instrument.

PrtIntNotCode

The code that designates the behavior for print interest paid notices.

RepoBlkId

The repurchase agreements block identification.

SrcFundsCode

A code that represents the source of funds for credit transactions and the outgoing source for debit transactions.

Simple Elements

The following simple elements are contained within this complex.

CurQtrMaxBal

The current calendar quarter's account maximum balance.

CurQtrMinBal

The current calendar quarter's account minimum balance.

HldAmt

The hold amount.

LastDepAmt

The last deposit amount.

LastDepDt

The date of last deposit.

LastMainDt

The last maintenance date.

LastTrnActDt

The date an account last had monetary activity.

MinBal

The balance established for an account that triggers some business activity.

NetMemoPostAmt

The sum of the current memo-posted items against this account.

ProjCurBal

The projected current balance after next interest payment.

Contains:

• AcctTitleArray_AType
• AliasCustName references PersonName_CType
• OffInfoArray_AType
• TINInfo_CType

Simple Elements

The following simple elements are contained within this complex.

AcctClsfCode

The allowed account classification values that are bank defined.

AcctStat

The account status.

AliasAcctName

An alias name provided to an account that is often used for GUI representation that is understandable to an end consumer.

BrandCode

The code that defines the brandings.

BrCode

The branch code.

CDTerm

The CD term.

CDTermUnits

The CD term units. Canonical values are:

• Days
• Months
• NA
• SemiMonthly
• Years

CertifId

The identification assigned to a deposit instrument.

ClsDt

The closing date.

ClsRsnCode

The code that references the reason for an account closing.

CustId

The identifier attached to a customer. It includes the OvrrdInstRtId attribute.

LastConDt

The date of last contact.

MatDt

The maturity date.

OffCode

The code that designates the financial institution officer.

OpenDt

The date opened.

OrigBal

The original balance.

PlnCode

The service provider code that represents plan products for different plan types.

ProdCode

The code that identifies a product type of account within an application. Canonical values are:

• jha-4sight
• jha-argokeys
• jha-cif2020
• jha-coredirector
• jha-imagecenter
• jha-silverlake
• jha-synapsys

ProdCode is a hybrid open enumeration.

SalesPerson

The code value that represents the sales person. This element was changed from a string to an open enumerated type in 4/2011. This element resides as an exception and is not to be suffixed with code rather than deprecate the element. The element does have a description.

Contains:

• MultiDepRateArray_AType
• StepUpIntRateInfoArray_AType
• VarIntRateInfo_CType

Simple Elements

The following simple elements are contained within this complex.

CombIntChkCode

The code that references the combining of interest payments from a group of deposit instruments.

CombIntChkCustId

The customer identification to be used to combine interest payments from a group of deposit instruments.

DlyDayFinalIntPmt

The number of days a final interest payment should be delayed.

EvenPayCode

Even payment code.

IntCalcCode

The interest calculation method.

IntDayMonth

The day of month that interest payments should always be generated.

IntDispAcctId

The interest disposition account number.

IntDispAcctType

The interest disposition account type.

IntDisp

Designates the disposition of interest. Canonical values are:

• AddBackToAcct
• DepToAcct
• NA
• PayByACH
• PayByChk

IntPmtDtCode

The code that references the action to be taken on interest payment date exceptions.

IntRate

The interest rate.

IntTerm

The interest term.

IntTermUnits

Interest term units canonical values are:

• Days
• Months
• NA
• SemiMonthly
• Years

IntYrBaseCode

The code for the Year Base.

LastInt

The last interest amount.

LastPayDt

The last pay date.

LastYrInt

Last year's interest amount.

MTDAccrDays

The number of days represented for the month-to-date accrued interest. This number could differ from the actual number of days in a month due to an applications method for accrual of interest.

MTDAccrInt

The amount of interest that has accrued for an account.

MultiDrCode

The code that indicates which deposit set withdrawals should be posted to when multi-rate exists.

MultiRateCode

The code that references the action to be taken on interest payment date exceptions.

NxtInt

The next interest amount.

NxtPayDt

The next payment date.

PayAllIntCode

The code that references how to handle the final interest payment.

RateSchedCode

The code that references the rate schedule to be used.

TeaserRate

A rate that is paid specific to an account for a period of time.

TeaserRateEffDt

The effective start date for a rate that is paid specific to an account for a period of time.

TeaserRateExpDt

The expiration date for a rate that is paid specific to an account for a period of time.

YTDInt

The year-to-date interest.

Contains:

• CRARec_CType

Simple Elements

The following simple elements are contained within this complex.

ARGOProdCode

The code used to interface to the ArgoKeys product.

CallRptCode

The call report code.

GLCostCtr

The GL cost center provided for bank use in reporting the account to a specific GL cost center.

GLProdCode

The GL product code provided for bank use in reporting the account to a specific GL product code.

GroupCode

Used to group loans of different types for general ledger reporting purposes. It may also be used to group customer accounts together.

OIDCode

The code that describes the deposit account qualifications as Original Issue Discount.

StdIndustCode

The standard industry code.

Simple Elements

The following simple elements are contained within this complex.

LastRenDt

The date of last renewal.

OvrrdRenCode

The code that indicates if overrides exist when renewing a deposit instrument.

OvrrdRenRate

The renewal of the deposit instrument is at this rate.

OvrrdRenRateNum

The renewal of the deposit instrument is at this rate number.

RenCode

The code that details the action for renewal on a timed instrument.

RenTermFreq

The integer length of the term.

RenTermUnits

The term units: years, months, days, indefinite. Canonical values are:

• Days
• Indefinite
• Months
• NA
• SemiMonthly
• Years

RenToProdCode

The renewal of the deposit instrument is this product.

Simple Elements

The following simple elements are contained within this complex.

IncCombStmt

Include on combined statement. Indicates if this account is to be included in combined statement information. Canonical values are:

• false
• true

LastStmtDt

The last statement date.

StmtCycle

The statement cycle.

StmtFreqCode

The statement frequency code.

StmtPasCode

The code that designates if the account holder has a passbook for transaction posting. Canonical values are:

• NA
• Pas
• Stmt

Contains:

• FedWith_CType
• StateWith_CType

This element is optional.

Contains:

• AcctTitleArray_AType
• AliasCustName references PersonName_CType
• OffInfoArray_AType
• PropAddr references Addr_CType element
• Term_CType
• UserDefInfoArray_AType

Simple Elements

The following simple elements are contained within this complex.

AcctLvlSecCode

The code that references the special handling security processes/accesses at the account level.

AvailCr

The available credit.

BrandCode

The code that defines the brandings.

BrCode

The branch code.

CurBal

The current balance.

CurLnToValRatio

The current lone-to-value ratio.

CustId

The identifier attached to a customer. It includes the OvrrdInstRtId attribute.

EscrwCurBal

The current balance for a specific escrow record.

EscrwPmtAmt

The amount of the escrow payment for a specific escrow recipient.

IncCombStmt

Include on combined statement. Indicates if this account is to be included in combined statement information. Canonical values are:

• false
• true

IntRate

The interest rate.

LastPmtAmt

The last payment amount.

LastPmtDt

The last payment date.

LateChgDueAmt

The late charge due amount.

LOCLmt

The line of credit limit.

MailDirCode

The code for the mail directive, such as Hold.

MatDt

The maturity date.

NxtPayDt

The next payment date.

OpenDt

The date opened.

OrigBal

The original balance.

PIAmt

The principal and interest payment amount.

PmtAmtDue

The payment amount due.

PmtAmt

The payment amount.

ProdCode

The code that identifies a product type of account within an application. Canonical values are:

• jha-4sight
• jha-argokeys
• jha-cif2020
• jha-coredirector
• jha-imagecenter
• jha-silverlake
• jha-synapsys

ProdCode is a hybrid open enumeration.

PurpCode

Bank-defined and is used to define the purpose of the loan. Canonical values are:

• CashOutRefi
• HomeImprov
• HomePurch
• Oth
• Refi

SalesPerson

The code value that represents the sales person. This element was changed from a string to an open enumerated type in 4/2011. This element resides as an exception and is not to be suffixed with code rather than deprecate the element. The element does have a description.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId

The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.

AuditWsId

The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.

AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId

The correlation identification as related to business functions and activities.

ConsumerName

The name of the service consumer (business name) for the Soap Header Fault.

ConsumerProd

The name of the product which is consuming the service (business product name) for the Soap Header Fault.

InstEnv

An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:

• Prod

InstRtId

The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId

An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.

JxVer

Contains the version jXchange is running for the Soap Header Fault.

ValidConsmName

The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.

ValidConsmProd

The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.

WorkflowCorrelId

The correlation identification as related to workflow functions and activities.

jXchangeHdr_CType Deprecation Details

AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

Contains:

• MsgRec_CType