Bill Pay Payee Add
Bill Pay Payee Add
Bill Pay Payee Add is a jXchange service designed to provide bill pay services to a new payee.
Message Flow
In jXchange, the Bill Pay Payee Add
service uses a typical exchange of MType
messages to add
a new payee.
Primary Request
The Third Party Consumer
forwards the BilPayPayeeAddRq_MType
message to the
Service Provider. The message contains the following simple
elements:
BilPayProd
SubId
- This element is required.
Primary Response
The Service Provider returns
the BilPayPayeeAddRs_MType
message to
the Third Party Consumer. The message contains the new
PayeeId
of the recently added payee and
RsStat
, which is the status of the request.
Bill Pay Payee Add Behavior
The request requires a valid SubId
simple
element to be submitted.
The BilPayPayeeInfo_CType
complex is required on the request. The child nodes within are optional,
though. The BilPayProd
simple element is optional on the
request, but may be required by the Service Provider.
The Service
Provider returns the PayeeId
simple element, which is
generated by their application for the accepted new payee.
BilPayPayeeAddRq_MType
BilPayPayeeAddRq_MType
is a message
MType
element.
Contains:
BilPayPayeeInfo_CType
Custom_CType
ErrOvrRdInfoArray_AType
MsgRqHdr_CType
Simple Elements
The following simple elements are contained within this message.
- BilPayProd
- Used to show which product to use. Canonical values are:
- BilPay - Bill Pay
- Remit - Remittance
The default value is BilPay.
- SubId
- The ID of the subscriber or end user.
BilPayPayeeInfo_CType
BilPayPayeeInfo_CType
is a complex
CType
element. This is a
package of data related to a bill pay payee.
Contains:
BilPaySvcFeeArray_AType
Custom_CType
PayeeAddrInfoArray_AType
PayeeEmailArray
referencesEmailArray_AType
PayeeFIAcctInfo
referencesFIAcctInfo_CType
PayeePhoneArray
referencesPhoneArray_AType
PayFromAcctInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ElecBilAcctErrExist
- Answers the question: Does the payee have any outstanding account
errors related to electronic merchant billing? Canonical values are:
- false
- true
- ElecBillPayeeCatType
- The electronic bill payee category. Canonical values are:
- Det
- Sum
- ElecBilPayeeType
- The type of electronic billing payee type. Canonical values are:
- Alw
- Enroll
- EnrollAlw
- EnrollPend
- NotAlw
- LastMainDt
- The last maintenance date.
- PayeeCatName
- The category name assigned to a payee.
- PayeeClsf
- The classification of a payee. Canonical values are:
- Comp
- FinInst
- Indv
- PayeeEmailSharedSecret
- A shared secret associated with the payee's email.
- PayeeName
- The name of the payee.
- PayeeNickname
- The nickname given to a payee.
- PayeeP2PType
- The type of method used for person-to-person payee contact.
Canonical values are:
- SMS
- PmtIntentType
- The payment intention type. Canonical values are:
- PayBill - payment for a bill
- XferToSubFinInst - transfer to the subscriber's financial institution (outbound)
- XferFromSubFinInst - transfer from the subscriber's financial institution (inbound)
- XferTo - internal transfer to subscriber's account
- XferFrom - internal transfer from subscriber's account
The default value is PayBill.
- SubMerAcctId
- The subscriber's account identifier at the merchant.
- SubMerPayeeName
- The subscriber's name understood by the merchant and used to override the subscriber's name on record.
BilPaySvcFeeArray_AType
BilPaySvcFeeArray_AType
is an array
AType
element. This is an array of service fees related to a bill pay
payee.
Contains:
BilPaySvcFeeInfoRec_CType
BilPaySvcFeeInfoRec_CType
BilPaySvcFeeInfoRec_CType
is a complex
CType
element.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- SvcFeeAmt
- The fee amount of the loan for some categories.
- SvcFeeCode
- The code that identifies the type of service fee applied to an account identification.
- SvcFeeDesc
- The description of the code that identifies the type of service fee applied.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PayFromAcctInfo_CType
PayFromAcctInfo_CType
is a complex
CType
element. This is a
package of data related to a pay from account.
CardPayAcctInfo_CType
Note: Do not expose the Card Pay Account Information in any inquiry or search service.Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- PayFromAcctDft
- Designated as the default pay from account. Canonical values are:
- false
- true
- PayFromAcctId
- The number or character that identifies an account record.
- PayFromAcctName
- The account name for the subscriber's pay from account.
- PayFromAcctType
- The number or character that categorizes the AcctId.
- PayFromId
- The identifier for the Pay From account.
- StartChkNum
- The numbers or characters assigned to monetary drafts, often times referred to as the serial number.
CardPayAcctInfo_CType
CardPayAcctInfo_CType
is a complex CType
element. This complex is a
package of data related to making a payment using a card. This information should only be
exposed in an add or mod service and should never be exposed in an inquiry or search
service.
Contains:
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- CardExpDt
- The expiration date.
- CardSecCodeId
- The card security code also called card verification data. This element is typically used as a security feature.
- EmbosName
- The name that is embossed on the EFT card.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PayeeAddrInfoArray_AType
PayeeAddrInfoArray_AType
is an array
AType
element. This is an array of payee
addresses.
Contains:
PayeeAddrInfo_CType
PayeeAddrInfo_CType
PayeeAddrInfo_CType
is a complex
CType
element. This is a package of data related to a payee
address.
PayeeAddr
referencesAddr_CType
Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- PayeeAddrId
- The payee address identifier.
- PayeeAddrType
- Type of payee address. Canonical values are:
- Prim
- Rush
PayeeAddr
Addr_CType
is a complex
CType
element containing address information. This element
is optional.
PayeeAddr
references
Addr_CType
.
Contains:
FreeFormAddr_AType
Simple Elements
The following simple elements are contained within this complex.
- BusAddr
- Answers the question: Is this a business address? Y states it is a business address.
- City
- The city name.
- Cntry
- The country name.
- CntryType
- The country abbreviation from ISO 3166.
- County
- The county name.
- DlvryPt
- The delivery point added to the ZIP code.
- FornAddr
- Is this a foreign address? Y states it is a foreign address.
- InvAddr
- Is this address invalid? Y states mail has been returned from this address.
- PostalCode
- The postal code or ZIP code.
- StateCode
- The two-character alpha code which represents a state. For example, MO.
- StateProv
- The state or province or region.
- StreetAddr1
- The street address.
- StreetAddr2
- The second line of street address.
- StreetAddr3
- The third line of street address.
FreeFormAddr_AType
FreeFormAddr_AType
is an array AType
element. This is
an array of free form address lines 1–11 in a printable/usable form.
Contains:
AddrLineInfo_CType
AddrLineInfo_CType
AddrLineInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AddrLine
- Free-form element of address lines 1–11 in a printable/usable form, generally not separated.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PayeeEmailArray
EmailArray_AType
is an array AType
element. This is an array used to define email contact
information.
PayeeEmailArray
references
EmailArray_AType
.Contains:
EmailInfo_CType
EmailInfo_CType
EmailInfo_Ctype
is a complex
CType
element. This element is optional.
Simple Elements
The following simple elements are contained within this complex.
- EmailAddr
- Email address.
- EmailType
- Email type. Examples: Home, Work, Statement, Notice. Canonical
values are:
- Prim
- Secd
- OLB
EmailType is a hybrid open enumeration.
PayeeFIAcctInfo
FIAcctInfo_CType
is a complex CType
element. This is a package of data that groups needed data for an account at a financial
institution.
PayeeFIAcctInfo
references
FIAcctInfo_CType
.Custom_CType
Simple Elements
The following simple elements are contained within this complex.
- FIAcctId
- The number or character that identifies an account record.
- FIAcctType
- The number or character that categorizes the AcctId.
- FIRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
PayeePhoneArray
PhoneArray_AType
is an array AType
element. This array contains one or more PhoneInfo_CType
complexes to define phone contact information. This array is
optional.
PayeePhoneArray
references
PhoneArray_AType
.Contains:
PhoneInfo_CType
PhoneInfo_CType
PhoneInfo_CType
is a complex CType
element. It contains basic phone contact information. This complex is optional.
MobPhoneInfo_CType
Simple Elements
The following simple elements are contained within this complex.
- ConEndTime
- The Greenwich Mean time when contact availability ends.
- ConStartTime
- The Greenwich Mean time when contact availability starts.
- PhoneExt
- The phone extension.
- PhoneNumDsp
- Phone Number Display, based on format codes which may include
special formatting. Examples include:
- (XXX)XXX-XXXX
- XXX-XXX-XXXX
- XXX/XXX/XXXX
- XXX.XXX.XXXX
- XXX-XXX-XXXXXX
- XXXXX-XXX-XXX-XXXX
- PhoneNum
- The phone number.
- PhoneTime
- Best phone usage time, day, or evening.
- PhoneType
- Phone type examples are: home, work, fax, cell. Canonical values
are:
- Home
- SecdHome
- Bus
- SecdBus
- HomeCell
- BusCell
- PersonalCell
- HomeFax
- BusFax
- SecdBusCell
PhoneType is a hybrid open enumeration.
MobPhoneInfo_CType
MobPhoneInfo_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- MobBB
- Answers the question: Is the mobile phone a Blackberry? Canonical
values are:
- false
- true
- MobPrvdCode
- The provider code for the mobile service.
- MobPrvdCodeDesc
- The description of the provider code for the mobile service.
- MobPrvdDom
- The domain of the provider of the mobile service.
- MobSendTestText
- Send a test text. Canonical values are:
- false
- true
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
ErrOvrRdInfoArray_AType
ErrOvrRdInfoArray_AType
is an array
AType
element. This is an array of overrides for
faults.
Contains:
ErrOvrRd_CType
ErrOvrRd_CType
ErrOvrRd_CType
is a complex CType
element. This
element is used to override errors created in a previous request. This element is
optional.
Simple Elements
The following simple elements are contained within this complex.
- BusSvcType
- The business service type used to convey certain Add and Mod message handling. The canonical value is NoValidate.
- ErrCode
- The error code.
MsgRqHdr_CType
MsgRqHdr_CType
is a complex CType
element. This is
the default message request header.
Contains:
AuthenUsrCred_CType
jXchangeHdr_CType
Simple Elements
The following simple elements are contained within this complex.
- AuthenProdCred
- Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.
AuthenUsrCred_CType
AuthenUsrCred_CType
is a complex CType
element. This element represents authentication of the end-user credentials in
the form of a WS Security element that contains a single SAML V2.0
Assertion.
Simple Elements
The following simple elements are contained within this complex.
- Security
- Defines the wsse:Security SOAP header element per section 4.
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
BilPayPayeeAddRs_MType
BilPayPayeeAddRs_MType
is a message
MType
element.
Contains:
Custom_CType
MsgRsHdr_CType
Simple Elements
The following simple elements are contained within this message.
- PayeeId
- The payee identifier.
- RsStat
- The status of the response. Canonical values are:
- Fail
- Success
Custom_CType
Custom_CType
is a complex CType
element.
This element is optional.
MsgRsHdr_CType
MsgRsHdr_CType
is a complex
CType
element. This is the default message response
header.
Contains:
jXchangeHdr_CType
MsgRecInfoArray_AType
jXchangeHdr_CType
jXchangeHdr_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- AuditUsrId
- The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
- AuditWsId
- The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security. - BusCorrelId
- The correlation identification as related to business functions and activities.
- ConsumerName
- The name of the service consumer (business name) for the Soap Header Fault.
- ConsumerProd
- The name of the product which is consuming the service (business product name) for the Soap Header Fault.
- InstEnv
- An identification provided by the consumer that defines the
environment in which the institution is operating. Canonical values are:
- Prod
- InstRtId
- The identification of the entity of the submitted message. A
financial institution entity uses the routing transit or nine-digit number
assigned to financial institutions for routing as assigned by the American
Bankers Association. Any leading zeros must be provided for a complete routing
and transit number. A non-financial institution entity should use a mutually
agreed upon identification that must contain at least one non-integer character.
The canonical value is JHA.
The element is required in all message requests.
- jXLogTrackingId
- An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
- JxVer
- Contains the version jXchange is running for the Soap Header Fault.
- ValidConsmName
- The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
- ValidConsmProd
- The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
- WorkflowCorrelId
- The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
- AuthenUsrId
- The user ID which the consumer would like the service provider to
authenticate with for the Soap Header Fault. It is a user ID that the provider
understands.
This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header
SrchMsgRqHdr_CType
and the Message Request HeaderMsgRqHdr_CType
. AuthenUsrId is ignored by the service providers when the authentication user credentialsAuthenUsrCred_CType
package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.
MsgRecInfoArray_AType
MsgRecInfoArray_AType
is an array
AType
element. This is an array of messages that can be
returned in a response.
Contains:
MsgRec_CType
MsgRec_CType
MsgRec_CType
is a complex
CType
element.
Simple Elements
The following simple elements are contained within this complex.
- ErrCat
- The Soap Header Fault error category.
- ErrCode
- The error code.
- ErrDesc
- The Soap Header Fault error description.
- ErrElem
- The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
- ErrElemVal
- The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
- ErrLoc
- The Soap Header Fault error location. This is typically the program that generated the error condition.